Citi Prestige Card

Experience luxury at its finest when you apply for the Citi Prestige Card. Earn 5x reward points with every swipe and enjoy premium travel perks and priority servicing, among others.

Minimum Annual Income

P1,000,000

(P83,333 Monthly)

Interest Rate

Annual Fee

P12,000

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Special Promotions

Product Summary

Citi Prestige Card

Unravel a world of unparalleled experiences with the Citi Prestige Card. Experience elite servicing and exclusive rewards with every swipe. Plus, get premium travel perks and access to a dedicated Citibank customer hotline when you own this credit card.

Apply until March 31, 2023 and spend of at least ₱40,000 within 60 calendar days from credit card approval to get free ₱18,000 Giftaway eGift
5x reward points on online shopping, dining, and foreign currency spend done locally and abroad
Priority Pass access for you and four guests at over 800 VIP airport lounges worldwide
Access to a dedicated hotline and Global Concierge Service
Ideal for: cardholders looking for more VIP perks
This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Existing Credit Card	Not Required
Landline number	Not Required
Age	21 to 70 years old
Minimum Annual Income	P1,000,000

Regular Employee

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income	Bank statement of your Payroll Account showing your 1-month salary

Self-Employed

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Proof of income	Latest ITR duly stamped as received by the BIR

Annual Fee	P12,000 / year
Annual Fee Waiver	No
Monthly Effective Interest Rate	3%
Cash Advance Monthly Effective Interest Rate	3.04%
Minimum Amount Due	P500 / %
Cash Advance Fee	P200 / %

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Why Choose Citi Prestige Card?

Whether you’re a business or leisure traveler, the Citi Prestige Card is your passport to the world and in unlocking exclusive rewards. Find out why in this short review.

Earn 5x reward points on select purchases

With your Citi Prestige Card, you earn 1 reward point for every ₱30 spend. Spend more on dining, online shopping, and foreign currency spend here and abroad to earn 5x more points! With a credit card this loaded, you shouldn’t expect anything less.

Redeem exciting Thank You Rewards

Using all the points you earned with your Citi Prestige Card, redeem exciting rewards from Citi’s Thank You Rewards catalog. Redeem air miles, cash credits, exclusive merchandise, and even gadgets in just a few taps via the Citi Mobile App.

Get access to premium travel perks

Your Citi Prestige Card gives you access to premium travel benefits the next time you fly with any airline. Aside from redeeming air miles, you also get the following perks:

Complimentary Priority Pass Membership for primary cardmembers with unlimited access to over 800 VIP airport lounges worldwide
Complimentary Airport Meet and Assist services and one-way luxury airport transfers for primary cardmembers at select airports, twice per calendar year

Enjoy access to 24/7 concierge service

Speaking of travel perks, your Citi Prestige Card gives you access to Citi’s Global Concierge Service, a 24/7 concierge service capable of assisting you wherever you are in the world. Just call the dedicated hotline to unlock different services.

Is Citi Prestige Card the Right Card for You?

The Citi Prestige Card is a high-end travel credit card for people looking for exclusive travel perks and benefits. If you’re looking for credit card alternatives, explore these options:

Citi PremierMiles Card. Looking for a travel credit card with a lower income requirement? Then check out this credit card. Earn 1 PremierMile for every ₱30 spend and get 1 air mile for every 1.6 PremierMile. Plus, get access to select VIP airport lounges worldwide.

HSBC Platinum Visa Rebate Card. This credit card comes with free Purchase Protect insurance. It also earns you 5% cash back on travel and shopping spend.

AirAsia Credit Card. Get this credit card to receive 8,000 airasia points right off the bat when you spend ₱20,000 within 60 days of issuance. After that, earn 1 airasia point for as low as ₱22 spend.

Citibank, N.A., Philippine Branch, has transferred ownership of its consumer banking business to Union Bank of the Philippines with effect from August 1, 2022. The trademarks “Citi”, “Citibank”, “Citigroup”, the Arc design, and all similar trademarks and derivations thereof are used temporarily under license by Union Bank of the Philippines from Citigroup Inc. and related group entities. This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

FAQ

Your Citi Prestige Card comes with a free welcome gift from Moneymax! Just apply on the Moneymax website and choose your gift from there. Once your credit card application is approved, spend at least ₱10,000 (single or accumulated spend) within 60 days of approval to get your chosen gift within weeks. Learn more about our promo in our Rewards FAQs.

There is a minimum spend requirement of ₱10,000 within 60 days from the card approval date to get your welcome gift from us. Once you meet the minimum spend requirement, you can expect your gift to arrive within weeks.

Once you've received your Citi Prestige Card, spend at least ₱40,000 (single or accumulated spend) within 60 days to claim your free ₱18,000 eGift from Citibank. This promo only runs until March 31, 2023. Learn more about this promo here.

You will receive an SMS containing the redemption link once you meet the minimum spend. To redeem your free eGift, follow these steps:
Click the link on your SMS confirmation.
Enter your email address and mobile number.
Choose your preferred Giftaway merchant.
Once redeemed, you will receive an eGift code from Giftaway.
Use the eGift code you redeemed at partner Giftaway stores.

You earn 1 reward point for every ₱30 spend. Earn 5x reward points when you use your Citi Prestige Card on dining, shopping, and overseas spend.

Yes, you can use your points to redeem cash credit and pay for your purchases or the minimum amount due. You will need 15 points to get ₱1.

Your credit card comes with a lot of premium perks that will surely upgrade your experience. Aside from the accelerated rewards, here are just some of them:
Priority Pass Membership with access to over 800 VIP airport lounges worldwide
Airport Meet and Assist services and one-way luxury airport transfers at select airports (capped at twice per year)

The Citi Prestige Concierge hotline is open 24/7 with in-country experts ready to assist you.

The annual fee costs ₱12,000, is non-waivable, and is billed on the first statement.

You can keep track of your premium perks using the Citi Mobile app. You can also log on to the Citibank Thank You page to redeem exclusive perks and promos.

You would need to wait 10 banking days for Citi representatives to verify your application. Card delivery takes 5 to 7 banking days for Metro Manila and 7 to 10 banking days outside Metro Manila.