citibank cashback card

Citibank Cash Back Card

Minimum Annual Income

P250,000

(P20,833 Monthly)

Interest Rate

3.5%

Annual Fee

P3,500

Special Promotions

No annual fees forever!

Never pay annual fees with Citi Cash Back!

Save money on credit card fees with Citi Cash Back credit card. Enjoy no annual fees when you apply today until July 31, 2020.

Product Summary

citibank cashback card

Citibank Cash Back Card

Get rebates as you spend with a Citi Cash Back credit card. Earn up to 6% cash back on supermarket purchases, up to 2% cash back on monthly bills, and 0.20% cash back on all other purchases. Make every swipe count with your Citi Cash Back Card.

  • Earn up to 6% cash back on all credit card purchases
  • Save as much as P12,000 on purchases every year
  • Enjoy deals and discounts locally and in 90 other countries
  • Save as much as P12,000 per year
  • Enjoy 0% interest with Citi PayLite Installment plan
  • Ideal for: cardholders looking to save on essentials
Existing Credit Card Not Required
Landline number Required
Age 21 to 70 years old
Minimum Annual Income P250,000
Regular Employee
Self-Employed
Annual Fee P3,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate 3.5%
Cash Advance Monthly Effective Interest Rate 3.63%
Cash Advance Fee P500 / 3%
Minimum Amount Due P500 / 1%

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FAQ

Citibank Cash Back is Citibank’s rebate program that allows you to earn rebates for every credit card purchase. Aside from earning points, you can also earn up to 6% cash back for every swipe.

Log on to www.citibank.com.ph/thankyou or redeem your rebates through the Citi mobile app. After every transaction, you will receive an SMS which will allow you to pay your purchase using rebates.

The conversion rate for Citibank rebates is: 2 rebate points = P1.

Cash rewards balances expire if you don't earn rebates from purchases or payments for 12 months.

You will receive a 6% cash back for a minimum spend of P10,000 on supermarket purchases, and 2% cash back on Meralco payments on non-supermarket purchases for a minimum spend of P10,000. You will receive a 0.20% cash back for all other purchases.

It will take Citibank 5 to 7 banking days to verify your application and another 4 to 5 days for you to receive your card.