Minimum Annual Income P180,000 (P15,000 Monthly) | Interest Rate 2% | Annual Fee P4,500 |
Apply for a Citi credit card and receive your chosen welcome gift when you get approved. Choose between Apple AirPods 2 worth ₱7,690 or GCash credits worth ₱5,000.
Promo runs from July 1 to 7, 2022. Per DTI Fair Trade No. FTEB-146474. Series of 2022. See full terms here. Want to learn more about your reward's delivery time and more? Check out our FAQs.
Disclaimer: Promo is only valid for first-time Citibank cardholders with no pending credit card application within the last 6 months.
Get rebates as you spend with the Citi Cash Back Card. Earn up to 6% cash back on supermarket purchases, up to 2% cash back on Meralco bills payment via Citi Mobile, and 0.20% cash back on all other purchases. Make every swipe count with your Citi Cash Back Card.
Existing Credit Card | Not Required |
Landline number | Required |
Age | 21 to 70 years old |
Minimum Annual Income | P180,000 |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Signed Certificate of Employment | |
Proof of income |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Audited Financial Statements | |
Business registration/permits |
Annual Fee | P4,500 / year |
Annual Fee Waiver | Yes |
Monthly Effective Interest Rate | 2% |
Cash Advance Monthly Effective Interest Rate | 2.04% |
Cash Advance Fee | P200 / % |
Minimum Amount Due | P500 / % |
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During these financially challenging times, every peso saved goes a long way. That’s why the Citi Cash Back Card aims to maximize your savings with every swipe. Find out how in this short review.
Spend more and get your cash back with the Citi Cash Back Card. From paying your utility bills to buying daily necessities, you can get cash back with every swipe. Here’s how much rebate you can get:
Another great thing about the Citi Cash Back Card is that your cash back does not expire, which means you can use it anytime you want. In a statement month, you can earn rebates of up to ₱1,250. That’s as much as ₱15,000 in rebates for the whole year.
Redeeming your rebates is also convenient, thanks to the Citi Mobile app. From your smartphone, you can manage your credit card points, redeem exciting rewards, and access exclusive deals for Citi cardholders like you.
If you prefer rebates over rewards, then the Citi Cash Back Card sounds like the perfect credit card for you. If you’re looking for other cash back credit cards, check out these alternatives:
Just apply for a Citi Cash Back Card on the Moneymax website. After choosing a gift and completing the form, you will be redirected to the Citi website. Complete your application from there and just wait for Citi’s approval. Once approved, just wait for your gift to arrive within weeks. Learn more about our promo in these Rewards FAQs.
Your welcome gift from Moneymax doesn’t require a minimum spend! Once your application is approved and your credit card is delivered, expect to receive your gift within weeks.
Upon receiving your Citi Cash Back Card, spend a single or accumulated spend of ₱20,000 within 60 days from card issuance date to redeem your free ₱5,000 SM Gift Pass eGC. This promo runs until July 31, 2022. Learn more about this promo here.
You will receive an SMS containing the redemption link once you meet the minimum spend. To redeem your free GC, follow these steps:
- Click the link on your SMS confirmation.
- Enter your email address and mobile number.
- Choose your preferred Giftaway merchant.
- Once redeemed, you will receive an eGift code from Giftaway.
- Use the eGift code you redeemed at partner Giftaway stores.
You will receive the following cash back rates for specific purchases:
- 6% cash back on supermarket purchases for a minimum spend of ₱10,000
- 2% cash back on Meralco payments via Citi Mobile app for a minimum spend of ₱10,000
- 0.20% cash back for all other purchases, no minimum spend required
After every purchase, you will receive an SMS text confirming your purchase. Click the link from the text and redeem your rebates from there. Alternatively, you can log on to the Citibank Thank You page or redeem your rebates via the Citi Mobile app.
Yes! You can convert your Citi rebate points to cash credits: 2 rebate points = ₱1.
It will take Citibank 10 banking days from the time you submitted the required documents to approve your application.
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