citibank cashback card

Citibank Cash Back Card

Minimum Annual Income


(P20,833 Monthly)

Interest Rate


Annual Fee


Special Promotions

FREE ₱2,000 GrabPay Credits!

Get GrabPay Credits worth ₱2,000 from Moneymax!

Apply for any Citibank credit card through Moneymax and receive GrabPay Credits worth PHP 2,000 upon approval. You can use the credits to pay for Grab services, including GrabCar and GrabFood. This gift is exclusively from Moneymax and valid to new Citibank customers only.

  • Promo extended until September 30, 2020  
  • Per DTI-FTEB Permit No. 103182, Series of 2020
  • See Terms and Conditions here.

Product Summary

citibank cashback card

Citibank Cash Back Card

Get rebates as you spend with a Citi Cash Back credit card. Earn up to 6% cash back on supermarket purchases, up to 2% cash back on monthly bills, and 0.20% cash back on all other purchases. Make every swipe count with your Citi Cash Back Card.

  • Earn up to 6% cash back on all credit card purchases
  • Save as much as P12,000 on purchases every year
  • Enjoy deals and discounts locally and in 90 other countries
  • Save as much as P12,000 per year
  • Enjoy 0% interest with Citi PayLite Installment plan
  • Ideal for: cardholders looking to save on essentials
Existing Credit CardNot Required
Landline numberRequired
Age21 to 70 years old
Minimum Annual IncomeP250,000
Regular Employee
Annual FeeP3,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3.5%
Cash Advance Monthly Effective Interest Rate3.63%
Cash Advance Fee P500 / 3%
Minimum Amount Due P500 / 1%

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Citibank Cash Back is Citibank’s rebate program that allows you to earn rebates for every credit card purchase. Aside from earning points, you can also earn up to 6% cash back for every swipe.

Log on to or redeem your rebates through the Citi mobile app. After every transaction, you will receive an SMS which will allow you to pay your purchase using rebates.

The conversion rate for Citibank rebates is: 2 rebate points = P1.

Cash rewards balances expire if you don't earn rebates from purchases or payments for 12 months.

You will receive a 6% cash back for a minimum spend of P10,000 on supermarket purchases, and 2% cash back on Meralco payments on non-supermarket purchases for a minimum spend of P10,000. You will receive a 0.20% cash back for all other purchases.

It will take Citibank 5 to 7 banking days to verify your application and another 4 to 5 days for you to receive your card.