Minimum Annual Income
Apply for a Citi credit card and spend at least ₱10,000 (single or accumulated spend) within 60 days of approval to get your free gift. Promo is extended until March 31, 2023. Want to learn more about your reward's delivery time and more? Check out our FAQs. For full terms and conditions, click here.
Get rebates as you spend with the Citi Cash Back Card. Earn up to 6% cash back on supermarket purchases, up to 2% cash back on Meralco bills payment via Citibank Online, and 0.20% cash back on all other purchases. Make every swipe count with your Citi Cash Back Card.
|Existing Credit Card||Not Required|
|Landline number||Not Required|
|Age||21 to 70 years old|
|Minimum Annual Income||P180,000|
|Valid TIN / SSS / GSIS or UMID number|
|Signed Certificate of Employment|
|Proof of income||Bank statement of your Payroll Account showing your 1-month salary|
|Valid TIN / SSS / GSIS or UMID number|
|Audited Financial Statements|
|Proof of income||Latest ITR duly stamped as received by the BIR|
|Annual Fee||P4,500 / year|
|Annual Fee Waiver||Yes|
|Monthly Effective Interest Rate||3%|
|Cash Advance Monthly Effective Interest Rate||3.04%|
|Cash Advance Fee||P200 / %|
|Minimum Amount Due||P500 / %|
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During these financially challenging times, every peso saved goes a long way. That’s why the Citi Cash Back Card aims to maximize your savings with every swipe. Find out how in this short review.
Spend more and get your cash back with the Citi Cash Back Card. From paying your utility bills to buying daily necessities, you can get cash back with every swipe by spending at least ₱10,000 per month on non-groceries and non-Meralco expenses like fuel, medicine, dining, or department store purchases.
. Here’s how much rebate you can get:
Another great thing about the Citi Cash Back Card is that your cash back does not expire, which means you can use it anytime you want. In a statement month, you can earn rebates of up to ₱1,250. That’s as much as ₱15,000 in rebates for the whole year.
Redeeming your rebates is also convenient, thanks to the Citi Mobile app. From your smartphone, you can manage your credit card points, redeem exciting rewards, and access exclusive deals for Citi cardholders like you.
If you prefer rebates over rewards, then the Citi Cash Back Card sounds like the perfect credit card for you. If you’re looking for other cash back credit cards, check out these alternatives:
Citibank, N.A., Philippine Branch, has transferred ownership of its consumer banking business to Union Bank of the Philippines with effect from August 1, 2022. The trademarks “Citi”, “Citibank”, “Citigroup”, the Arc design, and all similar trademarks and derivations thereof are used temporarily under license by Union Bank of the Philippines from Citigroup Inc. and related group entities. This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.
Just apply for a Citi Cash Back Card on the Moneymax website. Once your credit card application is approved, spend at least ₱10,000 (single or accumulated spend) within 60 days of approval to get your chosen gift within weeks. Learn more about our promo in these Rewards FAQs.
There is a minimum spend requirement of ₱10,000 within 60 days from the card approval date to get your welcome gift from us. Once you meet the minimum spend requirement, you can expect your gift to arrive within weeks.
Upon receiving your Citi Cash Back Card, spend a single or accumulated spend of ₱20,000 within 60 days from card issuance date to redeem your free ₱5,000 eGC from Giftaway. This promo runs until March 31, 2023. Learn more about this promo here.
You will receive an SMS containing the redemption link once you meet the minimum spend. To redeem your free GC, follow these steps:
- Click the link on your SMS confirmation.
- Enter your email address and mobile number.
- Choose your preferred Giftaway merchant.
- Once redeemed, you will receive an eGift code from Giftaway.
- Use the eGift code you redeemed at partner Giftaway stores.
You will receive the following cash back rates for specific purchases when you spend at least ₱10,000 every month on non-supermarket and non-Meralco expenses, such as fuel, drugstore, restaurant, or department store purchases:
- 6% cash back on supermarket purchases
- 2% cash back on Meralco payments via the Citi Mobile app
- 0.20% cash back for all other purchases, no minimum spend required
Rebates are capped at ₱1,250 per month and ₱15,000 per year.
After every purchase, you will receive an SMS text confirming your purchase. Click the link from the text and redeem your rebates from there. Alternatively, you can log on to the Citibank Thank You page or redeem your rebates via the Citi Mobile app.
Yes! You can convert your Citi rebate points to cash credits: You'll get ₱1 for 2 Cash Back rebates.
You would need to wait 10 banking days for Citi representatives to verify your application. Card delivery takes 5 to 7 banking days for Metro Manila and 7 to 10 banking days outside Metro Manila.
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