Citi Cash Back Card
| Minimum Annual Income P180,000 (P15,000 Monthly) | Interest Rate 2% | Annual Fee P4,500 |
Special Promotions
Apply for any Citi credit card on the Moneymax website and get free Mi Smart Band 6 or ₱2,000 GCash upon confirmation of approval.
Promo runs until September 30, 2021. See full T&Cs for Mi Smart Band 6 here and for GCash here.
Gift is exclusively from Moneymax and is on top of other Citi credit card promos.
For Mi Smart Band 6: Per DTI Fair Trade Permit No. FTEB-127571. Series of 2021. See full terms and conditions here. For GCash: Per DTI Fair Trade Permit No. FTEB-120346. Series of 2021. See full terms and conditions here.
Product Summary
Citi Cash Back Card
Get rebates as you spend with a Citi Cash Back credit card. Earn up to 6% cash back on supermarket purchases, up to 2% cash back on monthly bills, and 0.20% cash back on all other purchases. Make every swipe count with your Citi Cash Back Card.
- Earn up to 2% cash back on monthly bills
- Get 0.20% cash back on all other purchases
- Enjoy deals and discounts locally and in 90 other countries
- Save as much as P15,000 on purchases every year
- Ideal for: cardholders looking to save on essentials
| Existing Credit Card | Not Required |
| Landline number | Required |
| Age | 21 to 70 years old |
| Minimum Annual Income | P180,000 |
| Annual Fee | P4,500 / year |
| Annual Fee Waiver | Yes |
| Monthly Effective Interest Rate | 2% |
| Cash Advance Monthly Effective Interest Rate | 2.04% |
| Cash Advance Fee | P200 / % |
| Minimum Amount Due | P500 / % |
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FAQ
Citibank Cash Back is Citibank’s rebate program that allows you to earn rebates for every credit card purchase. Aside from earning points, you can also earn up to 6% cash back for every swipe.
Log on to www.citibank.com.ph/thankyou or redeem your rebates through the Citi mobile app. After every transaction, you will receive an SMS which will allow you to pay your purchase using rebates.
The conversion rate for Citibank rebates is: 2 rebate points = P1.
Cash rewards balances expire if you don't earn rebates from purchases or payments for 12 months.
You will receive a 6% cash back for a minimum spend of P10,000 on supermarket purchases, and 2% cash back on Meralco payments on non-supermarket purchases for a minimum spend of P10,000. You will receive a 0.20% cash back for all other purchases.
It will take Citibank 5 to 7 banking days to verify your application and another 4 to 5 days for you to receive your card.
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