bpi visa signature

BPI Visa Signature

Minimum Annual Income


(P100,000 Monthly)

Interest Rate


Annual Fee


Product Summary

bpi visa signature

BPI Visa Signature

Get a credit card that works for you, get a BPI Visa Signature! Collect rewards points fast and delight in exclusive 50% deals from restaurant, hotel, and wellness establishments. Level up your lifestyle with this one-of-a-kind BPI credit card.
  • Earn one (1) rewards point for every ₱20 spend
  • Get up to ₱20 million free travel accident and inconvenience benefit
  • Enjoy complimentary access to the Pacific Club Lounge at NAIA 3
  • Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round.
  • Ideal for: savvy shoppers and frequent travelers
Existing Credit CardNot Required
Landline numberRequired
Age21 to 60 years old
Minimum Annual IncomeP1,200,000
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone numberBusiness or residence phone number
Signed Certificate of Employment
Proof of incomeLatest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone numberBusiness or residence phone number
Audited Financial StatementsWith bank/BIR stamp
Proof of incomeLatest ITR with bank/BIR stamp
Annual FeeP5,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

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Why Choose BPI Visa Signature?

Get a credit card that matches your lifestyle like the BPI Visa Signature. It has a variety of premium benefits that suit different lifestyles and include offers from partner merchants. Find out more in this short review.

Earn 1 reward point for every ₱20 spend

Feel the thrill of earning reward points easily with the BPI Visa Signature’s rewards program that earns you 1 point for every ₱20 spend. Collect points and redeem them for rewards such as shopping credits, gift certificates, and air miles.

Experience premium global services and deals

Enjoy exclusive global privileges and up to 50% off deals on hotels, dining, and resorts, among other establishments year-round. Special emphasis is given to travel benefits such as the Visa Luxury Hotel Collection, Visa airport transfer program, and other premium features.

Be part of the Ayala Rewards Circle

The BPI Visa Signature cardholders automatically become an Ayala Rewards Circle member, a rewards program of the Ayala group. You’ll get exclusive privileges from Ayala Hotels and Resorts, Ayala Malls, and Ayala Land, among other establishments. Enjoy shopping, dining, and lifestyle deals from partner merchants. There’s also a special lane reserved for members like you in all BPI branches.

Enjoy free airport lounge access at NAIA Terminal 3

Stressed from your busy pre-flight prep and a mad dash to the airport? It’s time to relax before boarding your flight at NAIA Terminal 3’s Pacific Club Lounge. Enjoy complimentary access for you and your travel companion and savor the amenities, services, food, and drinks.

Is BPI Visa Signature the Right Card for You?

Global deals, Ayala Rewards Circle membership, and only ₱20 spend to earn 1 reward point. What more can you ask for with these premium perks from the BPI Visa Signature? But if you’re still looking for something else, try these credit cards:

  • Citi Rewards Card. This credit card lets you earn 1 reward point for every ₱30 spend. Points are non-expiring and you get 3x more on dining and shopping purchases.
  • RCBC Gold Mastercard. You’re also entitled to free airport lounge access at NAIA 3’s Skyview Airport Lounge with this credit card. All you need to do is charge a single or accumulated US$200 spend on your card when you shop abroad.
  • Metrobank Rewards Plus Visa. Collect reward points in a flash because you only need to spend ₱20 to earn 1 point. To further accelerate your points collection, you’ll get 2x points when you spend on transportation and telecommunications, gadgets and electronics, and online shopping.


Apart from travel insurance and global services, you can enjoy BPI’s low forex conversion rates of just 1.85%. Perfect when shopping abroad!

You can choose from a wide range of rewards that include travel, shopping, dining, leisure and relaxation.

Yes you can when you avail of BPI’s Real 0% Special Installment Plan, Buy Now Pay Later, and other installment plans.

Head over to the Pacific Club Lounge at NAIA 3 and present your credit card, same day international flight boarding pass, and passport at the lounge reception.

You can call BPI at (02) 8891 0000 or 1-800-188-89100 or send them an email at help@bpi.com.ph to check the status of your application.


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