BPI Visa Signature
| Minimum Annual Income P1,200,000 (P100,000 Monthly) | Interest Rate 3% | Annual Fee P5,500 |
Product Summary
BPI Visa Signature
- Earn one (1) rewards point for every ₱20 spend
- Get up to ₱20 million free travel accident and inconvenience benefit
- Enjoy complimentary access to the Pacific Club Lounge at NAIA 3
- Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round.
- Ideal for: savvy shoppers and frequent travelers
| Existing Credit Card | Not Required |
| Landline number | Required |
| Age | 21 to 60 years old |
| Minimum Annual Income | P1,200,000 |
| Government-issued ID | |
| Valid TIN / SSS / GSIS or UMID number | |
| Active landline / mobile phone number | Business or residence phone number |
| Signed Certificate of Employment | |
| Proof of income | Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank. |
| Government-issued ID | |
| Valid TIN / SSS / GSIS or UMID number | |
| Active landline / mobile phone number | Business or residence phone number |
| Audited Financial Statements | With bank/BIR stamp |
| Proof of income | Latest ITR with bank/BIR stamp |
| Annual Fee | P5,500 / year |
| Annual Fee Waiver | Yes |
| Monthly Effective Interest Rate | 3% |
| Cash Advance Monthly Effective Interest Rate | 3% |
| Cash Advance Fee | P200 / % |
Is this the right product for you?
Checkout the other credit card listings
Why Choose BPI Visa Signature?
Get a credit card that matches your lifestyle like the BPI Visa Signature. It has a variety of premium benefits that suit different lifestyles and include offers from partner merchants. Find out more in this short review.
Earn 1 reward point for every ₱20 spend
Feel the thrill of earning reward points easily with the BPI Visa Signature’s rewards program that earns you 1 point for every ₱20 spend. Collect points and redeem them for rewards such as shopping credits, gift certificates, and air miles.
Experience premium global services and deals
Enjoy exclusive global privileges and up to 50% off deals on hotels, dining, and resorts, among other establishments year-round. Special emphasis is given to travel benefits such as the Visa Luxury Hotel Collection, Visa airport transfer program, and other premium features.
Be part of the Ayala Rewards Circle
The BPI Visa Signature cardholders automatically become an Ayala Rewards Circle member, a rewards program of the Ayala group. You’ll get exclusive privileges from Ayala Hotels and Resorts, Ayala Malls, and Ayala Land, among other establishments. Enjoy shopping, dining, and lifestyle deals from partner merchants. There’s also a special lane reserved for members like you in all BPI branches.
Enjoy free airport lounge access at NAIA Terminal 3
Stressed from your busy pre-flight prep and a mad dash to the airport? It’s time to relax before boarding your flight at NAIA Terminal 3’s Pacific Club Lounge. Enjoy complimentary access for you and your travel companion and savor the amenities, services, food, and drinks.
Is BPI Visa Signature the Right Card for You?
Global deals, Ayala Rewards Circle membership, and only ₱20 spend to earn 1 reward point. What more can you ask for with these premium perks from the BPI Visa Signature? But if you’re still looking for something else, try these credit cards:
- Citi Rewards Card. This credit card lets you earn 1 reward point for every ₱30 spend. Points are non-expiring and you get 3x more on dining and shopping purchases.
- RCBC Gold Mastercard. You’re also entitled to free airport lounge access at NAIA 3’s Skyview Airport Lounge with this credit card. All you need to do is charge a single or accumulated US$200 spend on your card when you shop abroad.
- Metrobank Rewards Plus Visa. Collect reward points in a flash because you only need to spend ₱20 to earn 1 point. To further accelerate your points collection, you’ll get 2x points when you spend on transportation and telecommunications, gadgets and electronics, and online shopping.
FAQ
Apart from travel insurance and global services, you can enjoy BPI’s low forex conversion rates of just 1.85%. Perfect when shopping abroad!
You can choose from a wide range of rewards that include travel, shopping, dining, leisure and relaxation.
Yes you can when you avail of BPI’s Real 0% Special Installment Plan, Buy Now Pay Later, and other installment plans.
Head over to the Pacific Club Lounge at NAIA 3 and present your credit card, same day international flight boarding pass, and passport at the lounge reception.
You can call BPI at (02) 8891 0000 or 1-800-188-89100 or send them an email at help@bpi.com.ph to check the status of your application.
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