bpi visa signature

BPI Visa Signature

Minimum Annual Income


(P100,000 Monthly)

Interest Rate


Annual Fee


Product Summary

bpi visa signature

BPI Visa Signature

Get a credit card that works for you, get a BPI Visa Signature! Collect BPI points fast and delight in exclusive 50% deals from restaurant, hotel, and wellness establishments. Level up your lifestyle with this one-of-a-kind BPI credit card.

  • Earn 2 BPI points for every ₱20 spend
  • Get up to ₱20 million free travel accident and inconvenience benefit
  • Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
  • Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round.
  • Ideal for: savvy shoppers and frequent travelers
Existing Credit CardNot Required
Landline numberRequired
Age21 to 60 years old
Minimum Annual IncomeP1,200,000
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone numberBusiness or residence phone number
Signed Certificate of Employment
Proof of incomeLatest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone numberBusiness or residence phone number
Audited Financial StatementsWith bank/BIR stamp
Proof of incomeLatest ITR with bank/BIR stamp
Annual FeeP5,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

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Why Choose BPI Visa Signature?

Get a credit card that matches your lifestyle like the BPI Visa Signature. It has a variety of premium benefits that suit different lifestyles and include offers from partner merchants. Find out more in this short review.

Earn 2 BPI points for every ₱20 spend

Feel the thrill of earning BPI points easily with the BPI Visa Signature’s rewards program that earns you 2 points for every ₱20 spend. Collect points and redeem them for rewards such as shopping credits, gift certificates, and air miles.

Experience premium global services and deals

Enjoy exclusive global privileges and up to 50% off deals on hotels, dining, and resorts, among other establishments year-round. Special emphasis is given to travel benefits such as the Visa Luxury Hotel Collection, Visa airport transfer program, and other premium features.

Enjoy free airport lounge access at NAIA 1 and NAIA 3

Stressed from your busy pre-flight prep and mad dash to the airport? It’s time to relax before boarding your flight at NAIA 1 and NAIA 3’s PAGSS international airport lounges. Enjoy complimentary access for you and your travel companion and savor the amenities, services, food, and drinks.

Is BPI Visa Signature the Right Card for You?

Global deals, complimentary airport lounge access, and only ₱20 spend to earn 2 BPI points. What more can you ask for with these premium perks from the BPI Visa Signature? But if you’re still looking for something else, try these credit cards:

  • RCBC Gold Mastercard. You’re also entitled to free airport lounge access at NAIA 3’s Skyview Airport Lounge with this credit card. All you need to do is charge a single or accumulated US$200 spend on your card when you shop abroad.
  • Metrobank Rewards Plus Visa. Collect reward points in a flash because you only need to spend ₱20 to earn 1 point. To further accelerate your points collection, you’ll get 2x points when you spend on transportation and telecommunications, gadgets and electronics, and online shopping.


Apart from travel insurance and global services, you can enjoy BPI’s low forex conversion rates of just 1.85%. Perfect when shopping abroad!

You can choose from a wide range of rewards that include travel, shopping, dining, leisure and relaxation.

Redeeming your BPI points is easy! Just follow these steps:

  1. Send a message to the Contact Us section of BPI's website at https://www.bpi.com.ph/contactus and provide the following details:
    1. Last 10 digits of your credit card number
    2. Registered email address
  2. Choose ‘Other Concerns’ in the 'What would you like to share?' section
  3. Choose ‘Credit/Prepaid Card Inquiries and Transactions’ in the About section
  4. In the Summary of the Concern section, indicate BPI Rewards Redemption and provide the following information:
    1. Registered email address
    2. Customer Number
    3. Customer Name
    4. Reward Code
    5. Number of BPI Points for conversion

Yes you can when you avail of BPI’s Real 0% Special Installment Plan, Buy Now Pay Later, and other installment plans.

Head to PAGSS international lounges at NAIA 1 or NAIA 3 and present your credit card, same-day international flight boarding pass, and passport at the lounge reception.

You can call BPI at (02) 8891 0000 or 1-800-188-89100 or send them an email at help@bpi.com.ph to check the status of your application.


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