bpi gold mastercard

BPI Gold Mastercard

Minimum Annual Income


(P40,000 Monthly)

Interest Rate


Annual Fee


Product Summary

bpi gold mastercard

BPI Gold Mastercard

Looking for a credit card that can keep up with your lifestyle? The BPI Gold Mastercard could be perfect for you. Earn one (1) reward point for every ₱35 spend and avail exclusive shopping, dining, and travel perks all year round with every swipe.
  • Earn one (1) reward point for every ₱35 spend
  • Avail flexible installment plans with terms up to 36 months
  • Free travel insurance up to ₱10 million
  • Enjoy a whole roster of discounts all year round
  • Ideal for: cardholders looking for premium perks
Existing Credit CardNot Required
Landline numberNot Required
Age21 to 70 years old
Minimum Annual IncomeP480,000
Annual FeeP2,250 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Cash Advance Fee P200 / %

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Why Choose BPI Gold Mastercard?

If your definition of a great credit card experience is experiencing the premium lifestyle, then you should get a BPI Gold Mastercard. Find out why this could be the perfect card for you.

Earn one (1) reward point for every ₱35 spend

Enjoy the thrills of owning a credit card the only cardholders know how: by earning reward points for every swipe! With your BPI Gold Mastercard, you get to earn one (1) reward point for every ₱35 spend and exchange them for shopping credits, gift vouchers, air miles, and more.

Avail 0% interest installment plans

Got any big-ticket purchases on the horizon? Your BPI Gold Mastercard can give you access to 0% interest installment plans that can stretch your payment up to 36 months. Plus, your BPI credit card also comes with additional installment benefits.

Free travel insurance up to ₱10 million

The BPI Gold Mastercard also comes with fun travel perks. Book your flights with your BPI Gold Mastercard and financially secure yourself with every trip. Your credit card comes with free travel insurance up to ₱10 million.

Low forex conversion rate at 1.85%

Need to do shopping while abroad? No need to worry about expensive forex conversation rates because this card only clocks in at 1.85%, one of the lowest ones out there.

Exclusive offers all year-round

Of course, it wouldn’t be a credit card without all the perks and discounts that come with it. With your BPI Gold Mastercard, you can enjoy exclusive offers all year round from restaurants, retail stores, appliance and gadget shops, and more.

Is BPI Gold Mastercard the Right Card for You?

When it comes to premium perks, BPI Gold Mastercard has got you covered. But if you’re still looking for more, here are some great alternatives you can check out:

  • Citi PremierMiles Card. If you love to travel and you’re looking to earn air miles the quickest way possible, get yourself this card because every ₱30 spend earns you one (1) PremierMile.
  • RCBC AirAsia Credit Card. Sticking to travel, we have this card that earns you 8,000 AirAsia BIG Points when you spend at least ₱20,000 within the first 60 days of card issuance.
  • HSBC Platinum Visa. If you’re more into rebates, this card combines premium perks with generous cash back. Every shopping and travel expense earns you a 5% rebate.


Use your reward points from your BPI Gold Mastercard to redeem exciting rewards. You can redeem air miles, dining vouchers, shopping credits, and gift certificates from partner establishments.

To obtain a proof of travel insurance coverage, call (02) 8891 0000 or 1-800-188-89100 and provide your credit card type, credit card number, transaction date, and amount spent. These details can be found on your ticket receipt.

Great news, your BPI rewards points will never expire! Keep using your BPI Gold Mastercard to continue racking up more points in exchange of more rewards.

Call (02) 8891 0000 or 1-800-188-89100 or visit your nearest BPI branch to process your request.

You can contact BPI’s customer care hotline at (02) 8891 0000 or send them an email at help@bpi.com.ph if you have further concerns.


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