BPI Gold Mastercard
| Minimum Annual Income P480,000 (P40,000 Monthly) | Interest Rate 3% | Annual Fee P2,250 |
Product Summary
BPI Gold Mastercard
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance up to ₱10 million
- Enjoy a whole roster of discounts all year round
- Ideal for: cardholders looking for premium perks
| Existing Credit Card | Not Required |
| Landline number | Required |
| Age | 21 to 60 years old |
| Minimum Annual Income | P480,000 |
| Government-issued ID | |
| Valid TIN / SSS / GSIS or UMID number | |
| Active landline / mobile phone number | Business or residence phone number |
| Signed Certificate of Employment | |
| Proof of income | Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank. |
| Government-issued ID | |
| Valid TIN / SSS / GSIS or UMID number | |
| Active landline / mobile phone number | Business or residence phone number |
| Audited Financial Statements | With BIR/bank stamp |
| Proof of income | Latest ITR with BIR/bank stamp |
| Annual Fee | P2,250 / year |
| Annual Fee Waiver | Yes |
| Monthly Effective Interest Rate | 3% |
| Cash Advance Monthly Effective Interest Rate | 3% |
| Cash Advance Fee | P200 / % |
Is this the right product for you?
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Why Choose BPI Gold Mastercard?
If your definition of a great credit card experience is experiencing the premium lifestyle, then you should get a BPI Gold Mastercard. Find out why this could be the perfect card for you.
Earn one (1) reward point for every ₱35 spend
Enjoy the thrills of owning a credit card the only cardholders know how: by earning reward points for every swipe! With your BPI Gold Mastercard, you get to earn one (1) reward point for every ₱35 spend and exchange them for shopping credits, gift vouchers, air miles, and more.
Avail 0% interest installment plans
Got any big-ticket purchases on the horizon? Your BPI Gold Mastercard can give you access to 0% interest installment plans that can stretch your payment up to 36 months. Plus, your BPI credit card also comes with additional installment benefits.
Free travel insurance up to ₱10 million
The BPI Gold Mastercard also comes with fun travel perks. Book your flights with your BPI Gold Mastercard and financially secure yourself with every trip. Your credit card comes with free travel insurance up to ₱10 million.
Low forex conversion rate at 1.85%
Need to do shopping while abroad? No need to worry about expensive forex conversation rates because this card only clocks in at 1.85%, one of the lowest ones out there.
Exclusive offers all year-round
Of course, it wouldn’t be a credit card without all the perks and discounts that come with it. With your BPI Gold Mastercard, you can enjoy exclusive offers all year round from restaurants, retail stores, appliance and gadget shops, and more.
Is BPI Gold Mastercard the Right Card for You?
When it comes to premium perks, BPI Gold Mastercard has got you covered. But if you’re still looking for more, here are some great alternatives you can check out:
- Citi PremierMiles Card. If you love to travel and you’re looking to earn air miles the quickest way possible, get yourself this card because every ₱30 spend earns you one (1) PremierMile.
- RCBC AirAsia Credit Card. Sticking to travel, we have this card that earns you 8,000 AirAsia BIG Points when you spend at least ₱20,000 within the first 60 days of card issuance.
- HSBC Platinum Visa. If you’re more into rebates, this card combines premium perks with generous cash back. Every shopping and travel expense earns you a 5% rebate.
FAQ
Use your reward points from your BPI Gold Mastercard to redeem exciting rewards. You can redeem air miles, dining vouchers, shopping credits, and gift certificates from partner establishments.
To obtain a proof of travel insurance coverage, call (02) 8891 0000 or 1-800-188-89100 and provide your credit card type, credit card number, transaction date, and amount spent. These details can be found on your ticket receipt.
Great news, your BPI rewards points will never expire! Keep using your BPI Gold Mastercard to continue racking up more points in exchange of more rewards.
Call (02) 8891 0000 or 1-800-188-89100 or visit your nearest BPI branch to process your request.
You can contact BPI’s customer care hotline at (02) 8891 0000 or send them an email at help@bpi.com.ph if you have further concerns.
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