BPI Edge Mastercard

Ready to take your lifestyle to the edge? Make the leap with the BPI Edge Mastercard. Earn points with every swipe, explore payment options, and enjoy exclusive deals with this one-of-a-kind BPI credit card.

Minimum Annual Income

P180,000

(P15,000 Monthly)

Interest Rate

Annual Fee

P1,320

Product Summary

BPI Edge Mastercard

Experience a lifestyle with more edge with the BPI Edge Mastercard. Earn one (1) rewards point with every ₱50 spend and convert those points to exciting rewards and freebies. Plus, avail flexible and convenient installment plans when you apply for this credit card from BPI.

Earn one (1) rewards point for every ₱50 spend
Enjoy flexible installment plans and payment options
One of the lowest forex conversion rates at 1.85%
Enjoy deals and discounts all year round from BPI
Ideal for: young professionals looking for fun perks

Existing Credit Card	Not Required
Landline number	Required
Age	21 to 60 years old
Minimum Annual Income	P180,000

Regular Employee

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number	Business or residence phone number
Signed Certificate of Employment
Proof of income	Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.

Self-Employed

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number	Business or residence phone number
Audited Financial Statements
Proof of income	Latest ITR with BIR/bank stamp

Annual Fee	P1,320 / year
Annual Fee Waiver	Yes
Monthly Effective Interest Rate	3%
Cash Advance Monthly Effective Interest Rate	3%
Cash Advance Fee	P200 / %

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Why Choose BPI Edge Mastercard?

Don’t miss out on the latest perks and offers with the BPI Edge Mastercard, one of the most stylish credit cards out there. Find out why this is the perfect one for you in this short review.

Earn 1 reward point for every ₱50 spend

Do the words “rewards” and “freebies” excite you? Then experience the thrill of owning a credit card with the BPI Edge Mastercard’s Real Thrills promo. Every ₱50 spent using your credit card earns you 1 non-expiring reward point. Redeem thrilling travel, dining, or shopping rewards from BPI’s rewards catalog.

Enjoy 0% interest installment plans and other bonuses

Buy Now, Pay Later is always an enticing offer especially with the BPI Edge Mastercard’s 0% interest installment plans. You can also avail of their Bonus Madness Limit which allows you to get an additional installment limit on top of your regular credit limit to use on high-ticket purchases.

Enjoy a low forex conversion rate at 1.85%

International shopping just got more interesting with the BPI Edge Mastercard’s low forex conversion rate. Enjoy one of the lowest conversion rates at 1.85% when you use your credit card. Now, you don’t have to feel guilty when shopping abroad!

Spend your credit as cash

Even if you have a powerful credit card, cash is still king. Your BPI Edge Mastercard can provide you with immediate cash when you convert your credit limit to cash. Plus, you can pay it back via monthly installments for up to 36 months.

Is BPI Edge Mastercard the Right Card for You?

The BPI Edge Mastercard is ideal for stylish young professionals looking for a reliable credit card for their equally stylish lifestyles. Not impressed? Try our other credit card suggestions:

Citi Simplicity+ Card. If you’re looking for a credit card that takes the complexities out of credit cards, then this card is for you. Enjoy no annual fees for life and never pay for overlimit and late payment fees ever again.

RCBC Mango Mastercard. Love shopping at Mango? Keep up with the latest VIP sale events and catalog offers for the next season with this credit card. Plus, you can avail of 0% interest installment plans for up to 6 months to pay for your shopping hauls.

UnionBank Gold Mastercard. Experience the gold standard in cash back with this credit card. Every swipe earns you 1% cash back on any purchase, with no limit and expiry on your rebates.

FAQ

You earn one (1) reward point for every ₱50 you spend using your BPI Edge Mastercard.

You can unlock a roster of exciting rewards using your BPI Edge Mastercard. Choose from air miles, shopping credits, dining vouchers, and other exclusive BPI rewards.