bpi edge mastercard

BPI Edge Mastercard

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Product Summary

bpi edge mastercard

BPI Edge Mastercard

Experience a lifestyle with more edge with the BPI Edge Mastercard. Earn one (1) rewards point with every ₱50 spend and convert those points to exciting rewards and freebies. Plus, avail flexible and convenient installment plans when you apply for this credit card from BPI.
  • Earn one (1) rewards point for every ₱50 spend
  • Enjoy flexible installment plans and payment options
  • One of the lowest forex conversion rates at 1.85%
  • Enjoy deals and discounts all year round from BPI
  • Ideal for: young professionals looking for fun perks
Existing Credit CardNot Required
Landline numberRequired
Age21 to 60 years old
Minimum Annual IncomeP180,000
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone numberBusiness or residence phone number
Signed Certificate of Employment
Proof of incomeLatest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone numberBusiness or residence phone number
Audited Financial Statements
Proof of incomeLatest ITR with BIR/bank stamp
Annual Fee P1,320 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

Is this the right product for you?

Checkout the other credit card listings

Why Choose BPI Edge Mastercard?

Don’t miss out on the latest perks and offers with the BPI Edge Mastercard, one of the most stylish credit cards out there. Find out why this is the perfect one for you in this short review.

Earn 1 reward point for every ₱50 spend

Do the words “rewards” and “freebies” excite you? Then experience the thrill of owning a credit card with the BPI Edge Mastercard’s Real Thrills promo. Every ₱50 spent using your credit card earns you 1 non-expiring reward point. Redeem thrilling travel, dining, or shopping rewards from BPI’s rewards catalog.

Enjoy 0% interest installment plans and other bonuses

Buy Now, Pay Later is always an enticing offer especially with the BPI Edge Mastercard’s 0% interest installment plans. You can also avail of their Bonus Madness Limit which allows you to get an additional installment limit on top of your regular credit limit to use on high-ticket purchases.

Enjoy a low forex conversion rate at 1.85%

International shopping just got more interesting with the BPI Edge Mastercard’s low forex conversion rate. Enjoy one of the lowest conversion rates at 1.85% when you use your credit card. Now, you don’t have to feel guilty when shopping abroad!

Spend your credit as cash

Even if you have a powerful credit card, cash is still king. Your BPI Edge Mastercard can provide you with immediate cash when you convert your credit limit to cash. Plus, you can pay it back via monthly installments for up to 36 months.

Is BPI Edge Mastercard the Right Card for You?

The BPI Edge Mastercard is ideal for stylish young professionals looking for a reliable credit card for their equally stylish lifestyles. Not impressed? Try our other credit card suggestions:

  • RCBC Mango Mastercard. Love shopping at Mango? Keep up with the latest VIP sale events and catalog offers for the next season with this credit card. Plus, you can avail of 0% interest installment plans for up to 6 months to pay for your shopping hauls.
  • UnionBank Gold Mastercard. Experience the gold standard in cash back with this credit card. Every swipe earns you 1% cash back on any purchase, with no limit and expiry on your rebates.


You earn one (1) reward point for every ₱50 you spend using your BPI Edge Mastercard.

You can unlock a roster of exciting rewards using your BPI Edge Mastercard. Choose from air miles, shopping credits, dining vouchers, and other exclusive BPI rewards.

When you’re shopping abroad, always choose the currency of the country you’re shopping from. Don’t use Philippine Peso to fully enjoy this perk.

Just call BPI at (02) 8891 0000 or 1-800-188-89100 or visit your nearest BPI branch.

You may call or email BPI through the following:
  • (02) 8891 0000
  • 1-800-188-89100
  • help@bpi.com.ph


Stay with us

Subscribe to us and get the latest news