BPI Blue Mastercard

Time to make the sensible choice with the BPI Blue Mastercard. With a great combination of features, perks, and rewards, it’s hard not to consider applying for this BPI credit card.

Minimum Annual Income

P180,000

(P15,000 Monthly)

Interest Rate

Annual Fee

P1,550

Product Summary

BPI Blue Mastercard

Going cashless? Make the sensible choice with the BPI Blue Mastercard. Earn one (1) reward point for every ₱35 spend and enjoy exclusive deals all year round from BPI. Plus, get free travel insurance up to ₱2 million when you use this BPI credit card.

Earn one (1) reward point for every ₱35 spend
Avail flexible installment plans with terms up to 36 months
Free travel insurance wherever you go up to ₱2 million
Enjoy a variety of year-round discounts and perks
Ideal for: money-savvy shoppers looking to go cashless

Existing Credit Card	Not Required
Landline number	Required
Age	21 to 60 years old
Minimum Annual Income	P180,000

Regular Employee

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number	Business or residence phone number
Signed Certificate of Employment
Proof of income	Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.

Self-Employed

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number	Business or residence phone number
Audited Financial Statements	With BIR/bank stamp
Proof of income	Latest ITR with BIR/bank stamp

Annual Fee	P1,550 / year
Annual Fee Waiver	Yes
Monthly Effective Interest Rate	3%
Cash Advance Monthly Effective Interest Rate	3%
Cash Advance Fee	P200 / %

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Why Choose BPI Blue Mastercard?

If offers and promos always catch your attention, you’ll surely want the BPI Blue Mastercard with its year-round perks. Find out more in this short review.

Enjoy no annual fees on your first year

Tired of paying annual fees? The BPI Blue Mastercard gives you a break from it with its zero annual fees on your first year. How about your supplementary cardholders? No need to worry about your first supplementary card's annual fees because it's slashed for life!

Earn 1 reward point for every ₱35 spend

Look forward to using your credit card often with the BPI Blue Mastercard’s rewards program. For every ₱35 spend, you’ll already earn 1 reward point. Redeem your points for air miles, shopping credits, and gift vouchers, among other rewards.

Buy high-ticket items with 0% interest

There’s no better time than now to buy that high-ticket item you want with BPI’s installment options. Avail of 0% interest installment plans up to 36 months. Need more credit? You can get up to 100% of your credit limit for your installment purchases with the Bonus Madness Limit.

Enjoy year-round dining and lifestyle perks

Discounts and deals await you when you use your BPI Blue Mastercard. Enjoy exclusive offers when you shop online or in-store, dine in restaurants, and purchase high-ticket items. These are a few of the other perks that are available to you all year round.

Is BPI Blue Mastercard the Right Card for You?

If you want a credit card that you can use for your everyday needs and wants, choose the BPI Blue Mastercard. If you’re looking for other features, try these credit cards:

Citi Prestige Card. Speed up your reward points collection with this credit card since you’ll get 5x more when you dine and shop here and abroad.

UnionBank Gold Visa Card. This credit card also slashes the interest on installment purchases to make high-ticket items easier to pay for. The reward points are non-expiring so you can collect points and get high-value rewards.

Maybank Platinum Mastercard. Think of using this credit card as a means of treating yourself with the reward points you’ll earn after. For every ₱25 domestic and international spend, you’ll easily earn 1 Treats Point.

FAQ

You can use your reward points to redeem air miles, shopping credits, dining vouchers, and gift certificates from participating establishments.

Before your trip, call BPI at (02) 8891 0000 or 1-800-188-89100 and provide your travel ticket receipt containing your credit card type, credit card number, transaction date, and amount spent to get proof of your insurance coverage.

Your BPI rewards points will not expire. Your points are cumulative and you can rack up more points when you use your BPI Blue Mastercard often.

Yes! Call the BPI hotline at (02) 8891 0000 or 1-800-188-89100 or visit your nearest BPI branch to request a credit limit cash conversion.

If you have further concerns about your BPI Blue Mastercard, you can contact BPI’s 24-hour customer care hotline at (02) 8891 0000 or send them an email at help@bpi.com.ph.