bpi amore visa cashback card

BPI Amore Cashback Card

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Product Summary

bpi amore visa cashback card

BPI Amore Cashback Card

If you love shopping, you'll get a kick out of using the BPI Amore Cashback Card with the savings you'll get. Earn up to 4% cashback on supermarket, drugstore, and bills payment spend and enjoy exclusive privileges at any Ayala Malls nationwide when you apply for this BPI credit card.

  • Get up to 4% cash back on supermarkets and department store spend
  • Get up to 1% cash back on drugstore and bills payment spend
  • Earn up to 0.3% cash back on all other local retail spend
  • Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
  • One of the lowest forex conversion rates at 1.85%
  • Ideal for: cardholders who love saving while shopping
Existing Credit CardNot Required
Landline numberRequired
Age21 to 60 years old
Minimum Annual IncomeP180,000
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone numberBusiness or residence phone number
Signed Certificate of Employment
Proof of incomeLatest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone numberBusiness or residence phone number
Audited Financial StatementsWith BIR/bank stamp
Proof of incomeLatest ITR with BIR/bank stamp
Annual FeeP2,050 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

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Why Choose BPI Amore Cashback Card?

Don’t you just love it when you get back a portion of your money for every transaction? Then you’ll love the BPI Amore Cashback Card. Find out why this could be your next credit card.

Earn up to 4% cash back on credit card purchases

True to its name, the BPI Amore Cashback Card offers one of the most generous rebate programs out there. You’ll definitely save more on essentials when you use this card.

For starters, every ₱1,000 spent on supermarket purchases earns you up to a 4% rebate. You also earn up to a 1% rebate on drug stores and utility bill payments. And for everything else, you earn up to a 0.3% rebate, so you basically earn a rebate for every swipe for in-store and online purchases.

Avail of 0% interest installment plans

Tired of paying big-ticket purchases in full? BPI credit cards offer a variety of installment options that can stretch your payments up to 24 months. Enjoy 0% interest installment plans and get additional installment limits when you use this credit card.

Low forex conversion rate at 1.85%

Got some shopping to do while you’re abroad? Don’t worry about expensive forex conversion rates. With the BPI Amore Cashback Card, you get to enjoy a 1.85% conversion rate, one of the lowest ones out there.

Enjoy exclusive Ayala Mall perks

If you frequent Ayala Malls, the BPI Amore Cashback Card will come in handy with its exclusive access to customer and family lounges at all branches. Sit back and relax if you need a minute away from the busy mall scene. It’s perfect for adults with infants since there are breastfeeding and diaper change areas.

Exclusive offers all year-round

Your BPI Amore Cashback Card also gives you access to BPI’s year-round exclusive offers. Get discounts and perks from restaurants, retail stores, appliance shops, and more just by using your BPI credit card for every purchase.

Is BPI Amore Cashback Card the Right Card for You?

Rebates and perks? What’s not to love about BPI Amore Cashback Card? But if you’re still looking for more options, check out these alternatives that are equally rewarding:

  • HSBC Gold Visa Cash Back. Meanwhile, you can get a 5% rebate on dining expenses with this card. Plus, you also get a 3% rebate on fuel purchases at participating Caltex stations.
  • UnionBank Gold Mastercard. But what if you don’t want to memorize specific spend categories eligible for rebates? Then just get this card because it offers a 1% rebate on every purchase.


Every ₱1,000 local spend you make earns you the following cash back rates:

  • 4% on supermarket purchases
  • 1% on drug store spend and utility bills payment
  • 0.3% on every other purchase

The maximum cash back you can earn is ₱15,000 every year.

You can earn your rebates in increments of ₱500 at any BPI branch or by calling the BPI hotline at (02) 8891 0000. You can also send them an email at help@bpi.com.ph with the subject line Amore Cashback Redemption.

Just call BPI at (02) 8891 0000 or 1-800-188-89100 or visit your nearest BPI branch.

For further inquiries about your BPI Amore Cashback Card, contact BPI’s customer care hotline at (02) 8891 0000 or send them an email at help@bpi.com.ph.


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