bank of commerce platinum mastercard

Bank of Commerce Platinum Mastercard

Minimum Annual Income

P1,200,000

(P100,000 Monthly)

Interest Rate

2%

Annual Fee

P5,000

Product Summary

bank of commerce platinum mastercard

Bank of Commerce Platinum Mastercard

Redefine what it means to be platinum with the Bank of Commerce Platinum Mastercard. Earn one (1) reward point for every ₱25 spend and get free travel insurance for every trip. Plus, enjoy dual currency billing for all your local and international purchases.

    • Earn one (1) reward point for every ₱25 spend
    • Get up to 5x points on dining and shopping spend
    • Free travel insurance up to ₱2 million
    • Enjoy dual currency billing for local and overseas spend
    • Ideal for: frequent travelers and international shoppers
    Existing Credit CardNot Required
    Landline numberRequired
    Age21 to 65 years old
    Minimum Annual IncomeP1,200,000
    Regular Employee
    Government-issued ID
    Signed Certificate of Employment
    Active landline / mobile phone number
    Proof of income
    Self-Employed
    Audited Financial Statements
    Business registration/permits
    Active landline / mobile phone number
    Annual FeeP5,000 / year
    Monthly Effective Interest Rate2%
    Minimum Amount DueP500 / 5%
    Cash Advance FeeP200 / %

    Is this the right product for you?

    Checkout the other credit card listings

    Why Choose Bank of Commerce Platinum Mastercard?

    Have a taste of the premium life when you shop to your heart’s content with the Bank of Commerce Platinum Mastercard. Find out more in this short review.

    Earn 1 reward point for every ₱25 spend

    It’s easy to earn rewards with the Bank of Commerce Platinum Mastercard since every ₱25 spend earns you 1 reward point. Can’t wait any longer to get your reward? Then shop and dine at partner merchants to receive 5x more points!

    Get up to 0% interest in installment plans

    High-ticket and luxury items are now within reach with the Bank of Commerce Platinum Mastercard’s installment payments. Up to 0% interest awaits you on installment plans that are payable in 3, 6, 12, 18, 24, and 36 months. So shop now at partner establishments!

    Get free travel insurance up to ₱2 million

    Safety first should be your utmost priority when traveling. Get peace of mind in the form of free travel insurance up to ₱2 million when you pay for your international airfare using your Bank of Commerce Platinum Mastercard.

    Enjoy dual currency billing when shopping abroad

    To some, traveling is a luxury. To others, luxury travel is a must. For both options, bring the Bank of Commerce Platinum Mastercard with you since it’s accepted in over 30 million partner stores worldwide.

    As a platinum cardholder, you have the privilege of choosing from regular billing, which allows billing and payment in PHP; or separate currency billing for local and international purchases. You’ll pay and be billed in USD for overseas transactions.

    Is Bank of Commerce Platinum Mastercard the Right Card for You?

    If you want to experience prime benefits to enjoy the finer things in life, pick the Bank of Commerce Platinum Mastercard. But if you’re looking for other perks, here are some credit card options:

    • Citi PremierMiles Card. If you’re a global wanderer, you’ll definitely like this credit card’s travel benefits. For every ₱30 spend, you’ll earn 1 PremiereMile while 1.6 PremierMiles will earn you 1 air mile. The best part? The air miles don’t expire!
    • HSBC Platinum Visa Rebate. If cash back’s more your thing, choose this credit card to earn a 5% rebate on your shopping or travel spend. You’ll also get free purchase protection insurance coverage up to ₱15,000 every year.
    • UnionBank Miles+ Platinum Visa. Receive more reward points on travel purchases with this credit card. Earn 1.5 points for every ₱25 travel spend and 1 point for every ₱25 spend on other purchases.

    FAQ

    Earn one (1) reward point for every ₱25 spend. You can earn up to 5x points when you use your credit card at select dining and shopping establishments.


    Your free travel insurance covers you from travel accidents, medical expenses, and inconvenience benefits of up to ₱2 million when you use your credit card to book your trips.


    Dual currency billing means your local purchases will be billed and paid in PHP and your international purchases will be billed and paid in USD, saving you money from unnecessary conversion fees.


    Yes! Your Bank of Commerce Platinum Mastercard is embedded with a hidden computer chip and radio frequency antennae to make secure contactless payments possible.


    If you have further concerns or if you lose your credit card, you can contact Bank of Commerce at the following hotlines:

    • (02) 632-2265
    • 1800-10-982-6000 (PLDT)
    • 1800-8-982-6000 (Globe)

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