bank of commerce gold mastercard

Bank of Commerce Gold Mastercard

Minimum Annual Income


(P37,917 Monthly)

Interest Rate


Annual Fee


Product Summary

bank of commerce gold mastercard

Bank of Commerce Gold Mastercard

Time to upgrade your shopping experience with the Bank of Commerce Gold Mastercard. Shop using your credit card and earn one (1) point for every ₱25 spend. Multiply your reward points by shopping and dining at select establishments with your new go-to credit card.

  • Earn one (1) reward point for every ₱25 spend
  • Get up to 5x points on dining and shopping spend
  • Avail 0% interest installment plans up to 36 months
  • Enjoy the convenience of contactless payment
  • Ideal for: reward seekers and frequent shoppers
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP455,000
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Audited Financial Statements
Business registration/permits
Active landline / mobile phone number
Annual FeeP3,000 / year
Monthly Effective Interest Rate3%
Minimum Amount Due P500 / 5%
Cash Advance Fee P200 / %

Is this the right product for you?

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Earn one (1) reward point for every ₱25 spend and get 5x points when you use your Bank of Commerce Gold Mastercard at select dining and shopping establishments.

Yes! Shop at select establishments nationwide to avail an installment plan of up to 0% interest payable in 3, 6, 12, 18, 24, or 36 months.

Every Bank of Commerce credit card is equipped with EMV chip technology that verifies your transactions after every swipe. Plus, your credit card comes with the Online Protect feature that verifies your purchases further with One-Time Passwords (OTP).

Since your card is equipped with contactless payment technology, you need to tap your card within an inch or two from the symbol of the contactless payment terminal.

Call any of the following hotlines to report a missing or stolen credit card:

  • (02) 632-2265
  • 1800-10-982-6000 (PLDT)
  • 1800-8-982-6000 (Globe)


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