BPI Gold Rewards Card

Rewards Points

1 point per ₱35

Min. Annual Income

₱ 480,000

Interest Rate

3 %

3 Offers Available

BPI Latest Promo

₱2,000 eGift

Valid until

31 December 2025

BPI Latest Promo

JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

31 December 2025

No Minimum Spend Required!

₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!

JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 June 2025

Things to consider for this product:

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Shopping points

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Travel insurance

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Insurance installment

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Exclusive discounts

Gift Options

₱2,000 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker

Gift Options

Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.

Gift Options

₱2,000 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker

Rates and Fees :

Credit Card Requirement :

Credit card requirement: Not required

Required Documents :

Regular Employee

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number: Business or residence phone number

Signed Certificate of Employment.

Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.

Self-Employed

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number: Business or residence phone number
Audited Financial Statements: With BIR/bank stamp
Proof of income: Latest ITR with BIR/bank stamp

Eligibility :

Minimum Age: 21 years old

Maximum Age: 60 years old

Min. Annual Income: ₱ 480000

Landline requirement: Required

Why choose a BPI Gold Rewards Card?

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The BPI Gold Rewards Card is perfect for shoppers who love to earn reward points with every swipe. Check out these must-have perks:

Earn 1 BPI reward point for every ₱35 spend
Get access to exclusive travel, shopping, and dining deals
Enjoy 0% interest on installment terms up to 36 months
Shop abroad worry-free with a low foreign transaction fee of just 1.85%
Get free travel insurance coverage up to ₱10 million when you book flights

Who can apply for a BPI Gold Rewards Card

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Filipinos and foreigners residing in the Philippines with the following criteria can apply for any BPI credit card:

Must be at least 21 to 60 years old
Must be employed for at least 6 months as a regular employee or a principal credit cardholder with another bank
Must have a gross annual income of at least ₱480,000
Must have an existing credit card in good standing for 6 months

What are the general requirements to apply for a BPI credit card?

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1 valid ID (SSS, TIN, Passport, Driver’s License, UMID, PRC ID)
Active mobile number and business or residence landline
Latest ITR (Form 2316 or Form 1701) duly stamped as received by the BIR or its authorized agent bank
2 months latest payslip or latest audited financial statements
Latest credit card statement for applicants with existing credit card
Copy of Alien Certificate of Registration (for foreigners)

Best BPI offer in the market

Win a trip to Bora, Coron, and other prizes!

Earn a chance to win a trip to Boracay, Coron and other amazing prizes.