Compare the best credit cards in the Philippines this 2025

Find the credit card with features that matter to you from the top banks in the country.

UnionBank Rewards Credit Card

UnionBank Rewards Credit Card
Rewards - Retail Spend 3 reward points
Annual Fee
Free
info
Rewards - Online Shopping
3  reward points
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Rewards - Dining Spend
3  reward points
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Min. Annual Income
₱ 180,000
info

2 Offers Available

No Minimum Spend Required!
₱5,000 eGift
₱5,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Apple AirPods 4
Apple AirPods 4

Valid until

30 June 2025

No Minimum Spend Required!
Sennheiser HD 350BT
Sennheiser HD 350BT

Valid until

30 June 2025

No Minimum Spend Required!
Acerpure Beauty Ionic Hair Dryer
Acerpure Beauty Ionic Hair Dryer

Valid until

30 June 2025

Get THIS welcome gift!
No annual fees for life!
No annual fees for life!

Valid until

31 December 2025

Things to consider for this product:

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No annual fee

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Free reward points

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Accelerated rewards

UnionBank U Visa Platinum

UnionBank U Visa Platinum

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱5,000 eGift
₱5,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Apple AirPods 4
Apple AirPods 4

Valid until

30 June 2025

No Minimum Spend Required!
Sennheiser HD 350BT
Sennheiser HD 350BT

Valid until

30 June 2025

No Minimum Spend Required!
Acerpure Beauty Ionic Hair Dryer
Acerpure Beauty Ionic Hair Dryer

Valid until

30 June 2025

Things to consider for this product:

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No Annual Fee

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Nice card face

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Good for beginners

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Insurance payment rebate

Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®
Rewards - Dining Spend 2 reward points
Rewards - Department Store Spend
2  reward points
info
Rewards - Overseas Spend
2  reward points
info
Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info

2 Offers Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Oral B Vitality 100 CrossAction Electric Toothbrush
Oral B Vitality 100 CrossAction Electric Toothbrush

Valid until

30 June 2025

No Minimum Spend Required!
Xiaomi Mi Smart Air Fryer 3.5L
Xiaomi Mi Smart Air Fryer 3.5L

Valid until

30 June 2025

Get THIS welcome gift!
No annual fees for life!
No annual fees for life!

Valid until

30 June 2025

Things to consider for this product:

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No annual fee

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Dining points

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Free reward points

BPI Rewards Card

BPI Rewards Card
Rewards Points 1 point per ₱35
Annual Fee
₱ 1,550  per year
Min. Annual Income
₱ 180,000
info
Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 June 2025

Things to consider for this product:

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Free reward points

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Travel insurance

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Installment

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Exclusive discounts

RCBC Flex Visa

RCBC Flex Visa

Annual Fee
₱ 1,500  per year
Min. Annual Income
₱ 250,000
Interest Rate
3  %

Offer Available

No Minimum Spend Required!
Xiaomi Redmi Soundbar
Xiaomi Redmi Soundbar

Valid until

30 June 2025

No Minimum Spend Required!
₱2,000 Digital voucher for Bioessence
₱2,000 Digital voucher for Bioessence

Valid until

30 June 2025

No Minimum Spend Required!
₱2,000 Digital voucher for Bruno's Barbers
₱2,000 Digital voucher for Bruno's Barbers

Valid until

30 June 2025

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

Things to consider for this product:

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Dining points

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Shopping points

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Travel insurance

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Airport lounge