Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online
Get up to 0.20% cash back on all other purchases
Ideal for: individuals who want to save on their essential spend
Moneymax Latest Promo
Gift Options
Apple AirPods 4; or
JBL Flip 7; or
Huawei Watch Fit 4; or
Marshall Major V Headphones; or
Nespresso Essenza Mini; or
₱5,000 eGift
Enjoy exclusive perks when you apply for a UnionBank Credit Card!
Moneymax Latest Promo
Gift Options
Apple AirPods 4; or
JBL Flip 7; or
Huawei Watch Fit 4; or
Marshall Major V Headphones; or
Nespresso Essenza Mini; or
₱5,000 eGift
Enjoy exclusive perks when you apply for a UnionBank Credit Card!
No Minimum Spend Required!
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Apple AirPods 4; or
JBL Flip 7; or
Huawei Watch Fit 4; or
Marshall Major V Headphones; or
Nespresso Essenza Mini; or
₱5,000 eGift
Promo runs until July 21, 2025. T&Cs apply. Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Get THIS welcome gift!
Gift Options
₱5,000 eGift
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
₱5,000 eGift
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
UnionBank Welcome Gift Promo: Promo runs until December 31, 2025. Per DTI Fair Trade Permit No. FTEB-212281. Series of 2025. T&Cs apply.
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Any government-issued & signed identification document
Photocopy of the latest BIR Form 2316 or W2
Original Certificate of Employment and Income (COEI)
1 month original pay slip
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline requirement: Not required
UnionBank Platinum Mastercard
Cash Back - Base Rate
1 %
info
Earn 1% cash back on all spending categories.
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 600,000
3 Offers Available
Moneymax Latest Promo
Apple AirPods 4
Valid until
31 December 2025
Moneymax Latest Promo
JBL Flip 7
Valid until
31 December 2025
Moneymax Latest Promo
Huawei Watch Fit 4
Valid until
31 December 2025
Moneymax Latest Promo
Marshall Major V Headphones
Valid until
31 December 2025
Moneymax Latest Promo
Nespresso Essenza Mini
Valid until
31 December 2025
Moneymax Latest Promo
₱5,000 eGift
Valid until
31 December 2025
Moneymax Latest Promo
Apple AirPods 4
Valid until
31 December 2025
Moneymax Latest Promo
JBL Flip 7
Valid until
31 December 2025
Moneymax Latest Promo
Huawei Watch Fit 4
Valid until
31 December 2025
Moneymax Latest Promo
Marshall Major V Headphones
Valid until
31 December 2025
Moneymax Latest Promo
Nespresso Essenza Mini
Valid until
31 December 2025
Moneymax Latest Promo
₱5,000 eGift
Valid until
31 December 2025
No Minimum Spend Required!
Apple AirPods 4
Valid until
21 July 2025
No Minimum Spend Required!
JBL Flip 7
Valid until
21 July 2025
No Minimum Spend Required!
Huawei Watch Fit 4
Valid until
21 July 2025
No Minimum Spend Required!
Marshall Major V Headphones
Valid until
21 July 2025
No Minimum Spend Required!
Nespresso Essenza Mini
Valid until
21 July 2025
No Minimum Spend Required!
₱5,000 eGift
Valid until
21 July 2025
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Things to consider for this product:
check
No-brainer rebate
check
Overseas rebate
check
Airport lounge
remove
High income requirement
Earn 1% cash back on all spending categories.
Free lounge access at NAIA Terminals 1 and 3.
Accepted at over 30 million establishments worldwide.
Ideal for: cardholders with huge monthly expenses.
Moneymax Latest Promo
Gift Options
Apple AirPods 4; or
JBL Flip 7; or
Huawei Watch Fit 4; or
Marshall Major V Headphones; or
Nespresso Essenza Mini; or
₱5,000 eGift
Enjoy exclusive perks when you apply for a UnionBank Credit Card!
Moneymax Latest Promo
Gift Options
Apple AirPods 4; or
JBL Flip 7; or
Huawei Watch Fit 4; or
Marshall Major V Headphones; or
Nespresso Essenza Mini; or
₱5,000 eGift
Enjoy exclusive perks when you apply for a UnionBank Credit Card!
No Minimum Spend Required!
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Apple AirPods 4; or
JBL Flip 7; or
Huawei Watch Fit 4; or
Marshall Major V Headphones; or
Nespresso Essenza Mini; or
₱5,000 eGift
Promo runs until July 21, 2025. T&Cs apply. Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Cash Advance Monthly Effective Interest Rate: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 18 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 600000
Landline Required: Not required
UnionBank Shell Power Visa Platinum
Cashback Petrol
5 %
info
5% rebate on Shell fuel spend
Annual Fee
₱ 2,800 per year
Min. Annual Income
₱ 180,000
info
₱180,000 for carded individuals; ₱250,000 for non-carded individuals
3 Offers Available
Moneymax Latest Promo
Apple AirPods 4
Valid until
31 December 2025
Moneymax Latest Promo
JBL Flip 7
Valid until
31 December 2025
Moneymax Latest Promo
Huawei Watch Fit 4
Valid until
31 December 2025
Moneymax Latest Promo
Marshall Major V Headphones
Valid until
31 December 2025
Moneymax Latest Promo
Nespresso Essenza Mini
Valid until
31 December 2025
Moneymax Latest Promo
₱5,000 eGift
Valid until
31 December 2025
Moneymax Latest Promo
Apple AirPods 4
Valid until
31 December 2025
Moneymax Latest Promo
JBL Flip 7
Valid until
31 December 2025
Moneymax Latest Promo
Huawei Watch Fit 4
Valid until
31 December 2025
Moneymax Latest Promo
Marshall Major V Headphones
Valid until
31 December 2025
Moneymax Latest Promo
Nespresso Essenza Mini
Valid until
31 December 2025
Moneymax Latest Promo
₱5,000 eGift
Valid until
31 December 2025
No Minimum Spend Required!
Apple AirPods 4
Valid until
21 July 2025
No Minimum Spend Required!
JBL Flip 7
Valid until
21 July 2025
No Minimum Spend Required!
Huawei Watch Fit 4
Valid until
21 July 2025
No Minimum Spend Required!
Marshall Major V Headphones
Valid until
21 July 2025
No Minimum Spend Required!
Nespresso Essenza Mini
Valid until
21 July 2025
No Minimum Spend Required!
₱5,000 eGift
Valid until
21 July 2025
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Things to consider for this product:
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Generous rebates
check
Exclusive discounts
check
Ideal for car owners
5% rebate on Shell fuel spend
5% rebate on RFID load purchases
5% rebate on auto repairs, accessories, and services
10% discount at Shell Helix Oil Change packages
Access to 24/7 roadside assistance
Ideal for: car owners and Shell station frequenters
Moneymax Latest Promo
Gift Options
Apple AirPods 4; or
JBL Flip 7; or
Huawei Watch Fit 4; or
Marshall Major V Headphones; or
Nespresso Essenza Mini; or
₱5,000 eGift
Enjoy exclusive perks when you apply for a UnionBank Credit Card!
Moneymax Latest Promo
Gift Options
Apple AirPods 4; or
JBL Flip 7; or
Huawei Watch Fit 4; or
Marshall Major V Headphones; or
Nespresso Essenza Mini; or
₱5,000 eGift
Enjoy exclusive perks when you apply for a UnionBank Credit Card!
No Minimum Spend Required!
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Apple AirPods 4; or
JBL Flip 7; or
Huawei Watch Fit 4; or
Marshall Major V Headphones; or
Nespresso Essenza Mini; or
₱5,000 eGift
Promo runs until July 21, 2025. T&Cs apply. Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Proof of income: Signed Certificate of Employment, BIR 2316, latest 3 months payslips or ITR, 3 months copy of your Bank Statement of Account from another bank, proof of pension
Eligibility :
Minimum Age: 18 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline requirement: Not required
HSBC Live+ Credit Card
Cashback Dining
8 %
info
Minimum spend of ₱10,000 required. Rebates capped at ₱1,250 per month/cutoff.
Annual Fee
₱ 5,000 per year
info
Free on the first year
Min. Annual Income
₱ 400,000
3 Offers Available
HSBC Latest Promo
₱3,500 eGift
Valid until
31 July 2025
HSBC Latest Promo
₱3,500 Philippine Airlines Voucher
Valid until
31 July 2025
HSBC Latest Promo
JBL Clip 5
Valid until
31 July 2025
HSBC Latest Promo
Nescafe Dolce Gusto Piccolo XS
Valid until
31 July 2025
HSBC Latest Promo
₱3,500 eGift
Valid until
31 July 2025
HSBC Latest Promo
₱3,500 Philippine Airlines Voucher
Valid until
31 July 2025
HSBC Latest Promo
JBL Clip 5
Valid until
31 July 2025
HSBC Latest Promo
Nescafe Dolce Gusto Piccolo XS
Valid until
31 July 2025
No Minimum Spend Required!
₱3,500 eGift
Valid until
31 July 2025
No Minimum Spend Required!
₱3,500 Philippine Airlines Voucher
Valid until
31 July 2025
No Minimum Spend Required!
JBL Clip 5
Valid until
31 July 2025
No Minimum Spend Required!
Nescafe Dolce Gusto Piccolo XS
Valid until
31 July 2025
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Things to consider for this product:
check
Generous cashback on all dining spend
check
Exciting cashback rates for fun
check
Exclusive deals in Southeast Asian countries
remove
Credit card required
Up to 8% cashback on all dining spend
Up to 5% cashback on shopping spend
Up to 5% cashback on entertainment spend
Ideal for: outgoing individuals craving for fun experiences
HSBC Latest Promo
Gift Options
₱3,500 eGift; or
₱3,500 Philippine Airlines Voucher; or
JBL Clip 5; or
Nescafe Dolce Gusto Piccolo XS
Apply for an HSBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
HSBC Latest Promo
Gift Options
₱3,500 eGift; or
₱3,500 Philippine Airlines Voucher; or
JBL Clip 5; or
Nescafe Dolce Gusto Piccolo XS
Apply for an HSBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
No Minimum Spend Required!
Apply for eligible HSBC Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
₱3,500 eGift; or
₱3,500 Philippine Airlines Voucher; or
JBL Clip 5; or
Nescafe Dolce Gusto Piccolo XS
Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-226729. Series of 2025. T&Cs apply. Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 18 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 400000
Landline Required: Not required
Metrobank Platinum Mastercard®
Rewards - Dining Spend
Up to 50 %
info
Up to 50% off on premium dining offers.
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until June 30, 2025 and meet an annual spend of ₱400,000. After the No Annual Fee promo, annual fee is ₱5,000.
Min. Annual Income
₱ 700,000
info
₱58,333 Monthly
3 Offers Available
Metrobank Latest Promo
Xiaomi Mi Smart Air Fryer 3.5L
Valid until
31 July 2025
Metrobank Latest Promo
Dowell VSCH 011 Vacuum
Valid until
31 July 2025
Metrobank Latest Promo
Panasonic Multi Hair Styler
Valid until
31 July 2025
Metrobank Latest Promo
Philips Electric Shaver
Valid until
31 July 2025
Metrobank Latest Promo
₱3,000 eGift
Valid until
31 July 2025
Metrobank Latest Promo
Xiaomi Mi Smart Air Fryer 3.5L
Valid until
31 July 2025
Metrobank Latest Promo
Dowell VSCH 011 Vacuum
Valid until
31 July 2025
Metrobank Latest Promo
Panasonic Multi Hair Styler
Valid until
31 July 2025
Metrobank Latest Promo
Philips Electric Shaver
Valid until
31 July 2025
Metrobank Latest Promo
₱3,000 eGift
Valid until
31 July 2025
No Minimum Spend Required!
Xiaomi Mi Smart Air Fryer 3.5L
Valid until
31 July 2025
No Minimum Spend Required!
Dowell VSCH 011 Vacuum
Valid until
31 July 2025
No Minimum Spend Required!
Panasonic Multi Hair Styler
Valid until
31 July 2025
No Minimum Spend Required!
Philips Electric Shaver
Valid until
31 July 2025
No Minimum Spend Required!
₱3,000 eGift
Valid until
31 July 2025
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Things to consider for this product:
check
No Annual Fee
check
Free reward points
check
Dining discount
remove
High income requirement
Earn 1 reward point for every ₱20 spend
Up to 50% off on premium dining offers
eCommerce purchase protection up to $200
No annual fee for your first supplementary card
Ideal for: premium dining perk seekers
Metrobank Latest Promo
Gift Options
Xiaomi Mi Smart Air Fryer 3.5L; or
Dowell VSCH 011 Vacuum; or
Panasonic Multi Hair Styler; or
Philips Electric Shaver; or
₱3,000 eGift
Apply for a Metrobank Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
Metrobank Latest Promo
Gift Options
Xiaomi Mi Smart Air Fryer 3.5L; or
Dowell VSCH 011 Vacuum; or
Panasonic Multi Hair Styler; or
Philips Electric Shaver; or
₱3,000 eGift
Apply for a Metrobank Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
No Minimum Spend Required!
Apply for eligible Metrobank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Xiaomi Mi Smart Air Fryer 3.5L; or
Dowell VSCH 011 Vacuum; or
Panasonic Multi Hair Styler; or
Philips Electric Shaver; or
₱3,000 eGift
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-229774. Series of 2025. T&Cs apply.Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 700000
Landline Required: Not required
BPI Amore Cashback Card
Cashback Supermarket
4 %
Annual Fee
₱ 2,050 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
2 Offers Available
BPI Latest Promo
₱2,000 eGift
Valid until
31 July 2025
BPI Latest Promo
Anker Soundcore V20i
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Redmi Soundbar
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Dustmite Wired Vacuum
Valid until
31 July 2025
BPI Latest Promo
₱2,000 eGift
Valid until
31 July 2025
BPI Latest Promo
Anker Soundcore V20i
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Redmi Soundbar
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Dustmite Wired Vacuum
Valid until
31 July 2025
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Things to consider for this product:
check
No-brainer rebate
check
Supermarket rebate
check
Installment
check
Exclusive discounts
Get up to 4% cash back on supermarkets and department store spend
Get up to 1% cash back on drugstore and bills payment spend
Earn up to 0.3% cash back on all other local retail spend
Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
One of the lowest forex conversion rates at 1.85%
Ideal for: cardholders who love saving while shopping
BPI Latest Promo
Gift Options
₱2,000 eGift; or
Anker Soundcore V20i; or
Xiaomi Redmi Soundbar; or
Xiaomi Dustmite Wired Vacuum
Apply for a BPI Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
BPI Latest Promo
Gift Options
₱2,000 eGift; or
Anker Soundcore V20i; or
Xiaomi Redmi Soundbar; or
Xiaomi Dustmite Wired Vacuum
Apply for a BPI Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment
Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number: Business or residence phone number
Audited Financial Statements: With BIR/bank stamp
Proof of income: Latest ITR with BIR/bank stamp
Eligibility :
Minimum Age: 21 years old
Maximum Age: 60 years old
Min. Annual Income: ₱ 180000
Landline requirement: Required
BPI Amore Platinum Cashback Card
Cashback Dining
4 %
info
Get 4% cash back on dining and online delivery spend.
Annual Fee
₱ 5,000 per year
Min. Annual Income
₱ 1,000,000
2 Offers Available
BPI Latest Promo
₱2,000 eGift
Valid until
31 July 2025
BPI Latest Promo
Anker Soundcore V20i
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Redmi Soundbar
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Dustmite Wired Vacuum
Valid until
31 July 2025
BPI Latest Promo
₱2,000 eGift
Valid until
31 July 2025
BPI Latest Promo
Anker Soundcore V20i
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Redmi Soundbar
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Dustmite Wired Vacuum
Valid until
31 July 2025
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Things to consider for this product:
check
No-brainer rebate
check
Dining rebate
check
Food delivery
remove
High income requirement
Get 4% cash back on dining and online delivery spend.
Get 1% cash back on supermarkets and department store spend.
Earn up to 0.3% cash back on other international and local retail spend.
Enjoy exclusive perks and deals at any Ayala Malls nationwide.
One of the lowest forex conversion rates at 1.85%.
Ideal for: cardholders who love to shop in-store and online.
BPI Latest Promo
Gift Options
₱2,000 eGift; or
Anker Soundcore V20i; or
Xiaomi Redmi Soundbar; or
Xiaomi Dustmite Wired Vacuum
Apply for a BPI Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
BPI Latest Promo
Gift Options
₱2,000 eGift; or
Anker Soundcore V20i; or
Xiaomi Redmi Soundbar; or
Xiaomi Dustmite Wired Vacuum
Apply for a BPI Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment
Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number: Business or residence phone number
Audited Financial Statements: With BIR/bank stamp
Proof of income: Latest ITR with BIR/bank stamp
Eligibility :
Minimum Age: 21 years old
Maximum Age: 60 years old
Min. Annual Income: ₱ 1000000
Landline Required: Required
BPI Petron Card
Cashback Petrol
3 %
info
3% rebate on Petrol fuel transactions (maximum of ₱15,000 per year)
Annual Fee
₱ 1,550 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
2 Offers Available
BPI Latest Promo
₱2,000 eGift
Valid until
31 July 2025
BPI Latest Promo
Anker Soundcore V20i
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Redmi Soundbar
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Dustmite Wired Vacuum
Valid until
31 July 2025
BPI Latest Promo
₱2,000 eGift
Valid until
31 July 2025
BPI Latest Promo
Anker Soundcore V20i
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Redmi Soundbar
Valid until
31 July 2025
BPI Latest Promo
Xiaomi Dustmite Wired Vacuum
Valid until
31 July 2025
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Things to consider for this product:
check
No-brainer rebate
check
Petrol rebate
check
No Annual Fee
remove
Rebate cap applied
Earn 3% rebate on fuel (maximum of ₱15,000 per year)
Free ₱200 fuel voucher for first-time cardholders
Avail of flexible and convenient installment plans
Convert your credit limit to cash for emergencies
Ideal for: car owners traversing the road every day
BPI Latest Promo
Gift Options
₱2,000 eGift; or
Anker Soundcore V20i; or
Xiaomi Redmi Soundbar; or
Xiaomi Dustmite Wired Vacuum
Apply for a BPI Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
BPI Latest Promo
Gift Options
₱2,000 eGift; or
Anker Soundcore V20i; or
Xiaomi Redmi Soundbar; or
Xiaomi Dustmite Wired Vacuum
Apply for a BPI Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment
Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 60 years old
Min. Annual Income: ₱ 180000
Landline requirement: Required
RCBC Visa Infinite
Cash Back - Retail Spend
5 %
info
Get 5% rebate at any local or international clothing shops.
Annual Fee
₱ 6,000 per year
Min. Annual Income
₱ 2,000,000
3 Offers Available
RCBC Latest Promo
Xiaomi Redmi Soundbar
+ 3 other gift options
Valid until
31 July 2025
RCBC Latest Promo
Xiaomi Redmi Soundbar
Valid until
31 July 2025
RCBC Latest Promo
Huawei Band 10
Valid until
31 July 2025
RCBC Latest Promo
Emma Foam Pillow
Valid until
31 July 2025
RCBC Latest Promo
₱2,000 eGift
Valid until
31 July 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 July 2025
Get THIS welcome gift!
Huawei Band 10
Valid until
31 July 2025
Get THIS welcome gift!
Emma Foam Pillow
Valid until
31 July 2025
Get THIS welcome gift!
₱2,000 eGift
Valid until
31 July 2025
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Things to consider for this product:
check
No-brainer rebate
check
Retail rebate
check
Travel insurance
remove
High income requirement
Earn reward points for as low as ₱36 per spend.
Get 5% rebate at any local or international clothing shops.
Free travel insurance up to ₱1 million along with other travel perks.
Free-for-life supplementary cards for up to nine cardholders.
Ideal for: cardholders who love to shop and travel.
RCBC Latest Promo
Gift Options
Xiaomi Redmi Soundbar; or
Huawei Band 10; or
Emma Foam Pillow; or
₱2,000 eGift
Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
RCBC Latest Promo
Gift Options
Xiaomi Redmi Soundbar; or
Huawei Band 10; or
Emma Foam Pillow; or
₱2,000 eGift
Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!
Get THIS welcome gift!
Gift Options
Xiaomi Redmi Soundbar; or
Huawei Band 10; or
Emma Foam Pillow; or
₱2,000 eGift
Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
A cashback credit card, also known as a rebate credit card, is a type of rewards card that earns you cash rebates for every purchase. These cards make your life simpler because unlike other rewards credit cards, you know exactly how much you’ll be paid back without dealing with complicated point systems.
How does a cashback credit card work?
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Using one is quite simple. When you shop using a rebate credit card, the issuing bank pays back a percentage—anywhere from 0.20% to 6%—of your monthly purchases into your credit card account. For instance, if a cashback credit card has 1% rebate, you’ll get ₱1 for every ₱100 qualified purchase.
What are the types of cashback credit cards?
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Cards with Variable Cashback Rates. These cashback credit cards offer tiered rewards, with different rates for different spending categories. There’s a higher rebate rate for certain categories. So it makes sense to choose a cashback card with the highest rebate for the category you spend most often.
Cards with a Fixed Cashback Rate. Cashback cards with a flat rate are simpler to use than those with variable rates. You earn a fixed rebate percentage on all purchases with your cashback credit card. No need to remember confusing spending categories and double-check them with the issuing bank.
How to redeem cashback or cash rebate?
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Typically, cash credits earned from spending with cashback cards are credited to the cardholder’s account every month. The credit card provider may or may not require redemption of cash rebates.
For example, HSBC and Security Bank automatically post cash credits to a credit card account, so cardholders don’t need to redeem.
Does a cashback credit card come with fees?
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Cashback credit cards aren’t exactly cheap to own. Their annual fees range from ₱2,500 to ₱3,500. Fortunately, interest rates in the Philippines are now capped at 2% so that’s one less worry for cardholders.
So when choosing a cashback credit card, make sure that the savings you’ll get from the rebates offset the high annual fee and interest rate. Consider also the other credit card fees that might cancel out your rewards.
Should I get a cashback credit card?
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Apart from its convenience and simplistic rewards system, credit cards with cashback can help you save money, cover some of your expenses, and even build a good credit history. Cashback credit cards in the Philippines vary not only in their rebate rates but also the ways to earn and redeem some cash back.
How do I choose the best credit card with cashback?
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Rebate Caps. Most credit cards with cashback in the Philippines put a limit on the amount you can earn every month. The maximum rebate is typically around ₱1,000. Once you exceed that, you can start earning cash rebates again at the start of the next cycle.
Non-Eligible Transactions. Certain types of transactions may not be eligible to earn rebates. Check the fine print for the exemptions to earning rebates from a cashback credit card.
Required Minimum Spend. To qualify for a certain cashback rate, you have to meet the bank’s minimum spend requirement.
Cashback Eligibility Period. Cashback rates for most rebate credit cards in the Philippines can be earned any time of the year. But some credit cards with cashback offer seasonal rebates for specific spending categories.