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An air miles credit card earns you air miles every time you use it to complete purchases. You can then exchange these air miles to score free domestic and international flights.

Air miles credit cards work the same way rewards credit card works, but instead of rewards points, you earn air miles with every swipe. Credit card providers partner with top airlines in the Philippines to provide rewarding air miles programs and other travel perks to their loyal cardholders. 

You can earn air miles by simply using your credit card for your purchases. The more you swipe or use your credit card, the more air miles you'll earn. You can then use your air miles to get free flights to your dream destinations all over the world.

Air mile credit cards go hand-in-hand with travel credit cards. If it can earn you air miles, it will probably offer you additional travel perks. So to make your choice easier, here are the best air miles and travel credit cards in the Philippines.

• Peso-Per-Mile Conversion. Earn your air miles as quickly as possible by choosing an air miles credit card with low peso-per-mile conversion. Pick a credit card that can earn you one air mile for at least every ₱30 worth of purchases or lower.

• Travel Insurance and Assistance. Consider this a benefit you shouldn’t need, but it’s a benefit nonetheless. Travel more with the peace of mind that you’re financially covered while you’re out exploring.

• Dual Currency Billing. When you travel to a foreign land, you’ll need a credit card that can save you as much money as possible. Get one with dual currency billing or a low foreign currency transaction fee to help you do just that.

• Airport Lounge Access. It’s a known reality that flights can get delayed, or worse, denied. Sometimes, it can happen when you least expect it. Get yourself an air miles credit card that can give you access to VIP airport lounges worldwide. Stay comfortable while waiting for your next flight with this perk.

• Waived Annual Fees. It’s always an advantage to pick a credit card with waived annual fees, regardless of purpose. So get yourself an air miles credit card with no annual fees to save more on your travels.

• Frequent Business Flyer Program. Check for the best air miles credit card for business that has a special program or rewards for owners and executives who travel often.

If you’re planning to use your points to score a free flight, just book a ticket on the airline’s booking website or app and use your miles credit card as payment for the trip.

You can also book your free flight from your credit card provider’s booking platforms. Basically, you can redeem your rewards using any airline booking platform. But how many air miles do you need to get a free flight? It depends on the airline, the credit card provider, and the destination.

For starters, Philipppine Airlines’ Mabuhay Miles program requires at least 4,000 travel points for domestic flights and at least 9,000 points for international flights. The same goes with Cebu Pacific’s GetGo and AirAsia’s Big Loyalty programs.

Some credit card providers do allow cardholders to convert rewards points to air miles. Just follow your provider's specific instructions in redeeming rewards and choose to convert your points to air miles. 

But if you don't want to go through all the trouble of converting rewards points, just get an air miles credit card and have your air miles instantly credited to your account. 

An air miles credit card is worth it if you’re a frequent traveler. This type of credit card is ideal for individuals who often travel for work or for leisure, and can afford to spend the card’s minimum requirement for racking up air miles and rewards points.

Having an air miles credit card also allows you to enjoy travel perks such as airport lounge access, hotel and fuel discounts, and exclusive shopping and dining deals from merchants worldwide. Many air miles credit cards in the Philippines also offer free travel and accident insurance coverage.

Yes, now's a good time to start earning air miles while on lockdown. Now that online shopping and delivery services have become a necessity during the pandemic, you have more reasons to use your credit card regularly. This way, you get to earn enough air miles to enjoy free flights by the time traveling is allowed again.

Instead of opening lots of tabs or calling different banks to compare air miles credit cards, you can just use our free online comparison tool to find the right air miles credit card for you. You can even filter the results by credit card providers, income requirement, and other search parameters.