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Tonik Quick Loan

It’s still difficult to get fast cash, even in the age of convenience. What will you do if you run into an emergency? Bust out your phone and download Tonik! Get a Tonik Quick Loan to cure your budget blues by borrowing up to ₱50,000 for a monthly add-on interest rate as low as 4.26% and getting approved in as fast as 1 hour.

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Default Repayment ₱25000 to be repaid in 6 months
6 mth
9 mth
12 mth

Tonik Quick Loan

Tonik Quick Loan
Monthly repayment
Monthly add-on interest rate
Total repayment
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Where Can I Use a Tonik Quick Loan?


Tonik Quick Loan is ideal for situations that require cash payout immediately. You can borrow loan amounts ranging from ₱5,000 to ₱50,000 and get approved as fast as 1 hour. Tonik Quick Loan can help you with these scenarios:

  • Additional business funds - Damaged equipment, sudden price uptick with your suppliers, or the need to hire more employees—these expenses are not cheap. Iron out your urgent business needs with a Tonik Quick Loan.
  • Appliance purchases - If you keep sweet-talking your worn-out refrigerator for it to work, it’s a sign to let go and buy a new one by applying for a Tonik Quick Loan.
  • Emergency travel - LDR is a pain, especially if Mr. Right from a different country needs your TLC after he got into an accident. Shorten the distance and let luv find a way when you apply for a Tonik Quick Loan.
  • School expenses - Students get a first day high at the start of school, while parents shake their heads and sigh when they see their kids' tuition fees. Here, apply for a Tonik Quick Loan and feel better.

Who Can Get a Tonik Quick Loan?


Come get your quick cash fix! But first, you need to fit Tonik Quick Loan’s eligibility criteria:

  • At least 23 to 58 years old
  • Filipino citizens living in the Philippines
  • Minimum monthly income of ₱15,000
  • Must be currently employed
  • Must have a tax identification number (TIN)

Tonik Quick Loan Rates


Loan terms: 6, 9, 12, 18, or 24 months

Monthly add-on interest rate: as low as 4.26%

Annual Percentage Rate (APR): 84%

Processing fee: One-time deduction of ₱1,000 upon loan disbursement

Documentary stamp tax (DST) fee: One-time deduction of ₱1.50 per ₱200 of the borrowed amount

Late payment fee: ₱500