Minimum loan amount P 5,000 | Minimum annual income P 180,000 | Add-on interest 4.31% |
Tired of closed doors, no replies, and rejected calls from loved ones and banks when you need money ASAP? You’ve come to the right place because with Tonik Quick Loan, luv is an open dooooooor! Get approved in as fast as 1 hour with minimal documents required. Apply for a Tonik Quick Loan online today!
Age | 23 to 58 years old |
Minimum Annual Income | P180,000 |
Credit Card | Not Required |
Landline Number | Not Required |
Government-issued ID | |
Deposit account | Tonik account |
Processing fee | % |
Late payment Fee | P500 |
Is this the right product for you?
Checkout the other personal loan listing.
Tonik Quick Loan is ideal for situations that require cash payout immediately. You can borrow loan amounts ranging from ₱5,000 to ₱50,000 and get approved as fast as 1 hour. Tonik Quick Loan can help you with these scenarios:
Come get your quick cash fix! But first, you need to fit Tonik Quick Loan’s eligibility criteria:
Tonik has an online personal loan calculator that you can use to check which repayment term for your target loan amount will work best for your budget.
Note: The resulting figures of your calculation are just estimates. They’re subject to change. Remember that your actual amortizations will be reflected in the loan disclosure statement.
Loan Amount | 6 months | 9 months | 12 months | 18 months | 24 months |
---|---|---|---|---|---|
₱5,000 | ₱1,048.98/month | ₱767.43/month | ₱629.51/month | ₱497.06/month | ₱435.95/month |
₱10,000 | ₱2,097.96/month | ₱1,534.86/month | ₱1,259.02/month | ₱994.13/month | ₱871.89/month |
₱25,000 | ₱5,244.89/month | ₱3,837.16/month | ₱3,147.55/month | ₱2,485.32/month | ₱2,179.73/month |
₱30,000 | ₱6,293.87/month | ₱4,604.59/month | ₱3,777.06/month | ₱2,982.38/month | ₱2,615.67/month |
₱50,000 | ₱10,489.79/month | ₱7,674.32/month | ₱6,295.10/month | ₱4,970.63/month | ₱4,359.45/month |
Loan terms: 6, 9, 12, 18, or 24 months
Monthly add-on interest rate: as low as 4.26%
Annual Percentage Rate (APR): 84%
Processing fee: One-time deduction of ₱1,000 upon loan disbursement
Documentary stamp tax (DST) fee: One-time deduction of ₱1.50 per ₱200 of the borrowed amount
Late payment fee: ₱500
Yes, luv! Tonik knows you want it safe and convenient and the best way is through the Tonik app. The application, approval, transfer of loan proceeds, and repayments will all happen on the app. Don’t worry, Tonik is regulated by the BSP just like traditional banks.
You’ll be approved in as fast as 1 hour! This will happen after you answer Tonik’s call for identity verification so be on the lookout for their call.
Most of the fees for Tonik Quick Loan are one-time deductions except if you make a late payment. So be an early bird with your loan repayment if you don't like unnecessary fees.
- Processing fee - one-time deduction of ₱1,000 upon loan disbursement
- Documentary stamp tax (DST) fee - one-time deduction of ₱1.50 per ₱200 of the borrowed amount
- Late payment fee - ₱500
You’ll receive a notification or you can check the app for your loan status.
You’ll get your cash as soon as you’re done answering the post-approval questions and signing the Quick Loan documents.
Don’t be scared, luv! Tonik’s the opposite of ghosting and will drop in to say hello, share some more chika about Quick Loan, and confirm a few details about your loan proceeds. They’ll text you first before calling so you’ll know it’s not a prank.
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