Minimum loan amount
Minimum annual income
Make your dreams come true with an SB Finance Personal Loan. Borrow up to ₱2 million with no collateral and credit card required. Plus, pay your loan with flexible terms of up to 36 months. Within five banking days, you’ll get one step closer to your financial goals.
|Age||21 to 65 years old|
|Minimum Annual Income||P180,000|
|Credit Card||Not Required|
|Landline Number||Not Required|
|Late payment Fee||P500|
|Early payment fee||P5|
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Checkout the other personal loan listing.
Debt payment, tuition fees, and emergencies. The expenses list goes on and on, not to mention that most of these are unexpected events that throw our budget off track. Get additional cash ranging from ₱200,001 to ₱2 million with SB Finance Personal Loan. Find out more in this review.
SB Finance Personal Loan is a multipurpose and low-interest loan that you can use for upcoming milestones in your life or in case of emergencies. You don’t need a high salary or an SB Finance account to avail of the loan. Below are some of the common loan purposes.
Take note that this excludes car purchases or repairs and house/lot purchases or repairs already financed by SB Finance through a different loan.
Before applying for a loan, you need to meet the following SB Finance Personal Loan eligibility criteria:
Aside from the general requirements mentioned below, SB Finance might ask for additional documents as needed.
To get a sample computation of your SB Finance Personal Loan, visit SB Finance’s Personal Loan website and use its Personal Loan Calculator. You can enter the loan amount and terms of payment you want and you’ll instantly get monthly payment estimates based on the loan term. Here are some sample computations for the most common loan amounts:
You can loan a minimum of ₱200,001 and a maximum of ₱2 million.
The monthly add-on rate starts at 1.39% and the estimated annual percentage rate (APR) starts at 36 months is 37.53%.
Take note of the following Security Bank loan fees:
- Processing fee: ₱2,000 to be deducted from loan amount
- Documentary stamps: ₱1.50 for every ₱200 for loans exceeding ₱250,000
- Notarial fee for loans over P100,000:
- ₱125 for loans worth ₱100,000 to ₱500,000
- ₱150 for loans worth ₱500,000 to ₱1 million
You will be notified by an SB Finance representative. You can also contact their customer service hotline at (02) 8887 9188 or email them at email@example.com
You will either receive your process via manager’s check or you can have it credited to your Security Bank savings account. Bring the following documents to verify your identity.
- For employed borrowers, original company ID and one (1) valid ID.
- For self-employed borrowers, additional requirements as instructed by SB Finance
You can use the online loan calculator found on the SB Finance Personal Loan page to see how much your monthly payments would be.
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