Credit Cards by UnionBank
Updated: Oct 27, 2025
Credit cards can sometimes be complicated to use, even if they should make life easier. Good thing UnionBank credit cards are uncomplicated accessories because of their wide selection of cards that suit different lifestyles. Everyone is represented with UnionBank credit cards: the online shopper, the gamer, the traveler, the premium perk seeker, and the classic card lovers, among others. If you’re looking for specific features like rewards and cash back, there are also cards for you. So pick the best one for you and start your UnionBank credit card application online!
Moneymax Apple Vouchers raffle
Get 1x raffle entry for the chance to win ₱60,000 worth of Apple Vouchers when you apply for eligible credit cards on Moneymax. Promo Terms and Conditions Apply !
Card | Hot Reward Pick | Moneymax Reward | Earn Rate & Perks | Min. Annual Income | Ideal For | ||
|---|---|---|---|---|---|---|---|
 | Security Bank Gold Mastercard | - | - | 1 BetterBanking point / ₱20 | ₱360,000 | Daily Spend Reward | |
 | Security Bank Platinum Mastercard | - | - | 2 BetterBanking point / ₱20 | ₱780,000 | Travel Insurance + Lounge | |
 | Security Bank World Mastercard | - | - | 3 BetterBanking point / ₱20 | ₱3,000,000 | Frequent Traveler |
Why Trust Moneymax?
Rewards Points Baseline
1 point per ₱20Annual Fee
₱ 2,500 per yearMin. Annual income
₱ 360,000Interest Rate
3 %- Free annual fee for the first year
- Earn one (1) reward point for every ₱20 spend
- Secure online shopping with SecureCode
- Enjoy exclusive rewards and promos all year round
- Ideal for: reward seekers and frequent online shoppers
Repayment Details
Minimum Payment: ₱500
Fees
Annual Fee: ₱2,500 per year
Cash Advance Service Charge: ₱200
Eligibility
Min. Annual Income: ₱360,000
Minimum Age: 21 years old
Rewards - Base Rate
2 points per ₱20Annual Fee
₱ 4,000 per yearMin. Annual income
₱ 780,000Interest Rate
3 %- Earn 2 reward points for every ₱20 spend.
- Free travel insurance up to ₱10 million.
- Free online purchase protection up to $200.
- Access to 1,000 airport lounges worldwide.
- Ideal for: frequent travelers and international shoppers.
Repayment Details
Minimum Amount Due: ₱500
Fees
Annual Fee: ₱4,000 per year
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱780,000
Minimum Age: 21 years old
Rewards - Base Rate
3 point per ₱20Annual Fee
₱ 5,000 per yearMin. Annual income
₱ 3,000,000Interest Rate
3 %- Waived annual fee on the first year.
- Earn 3x points for every ₱20 spend.
- Membership to more than 1,000 lounges in over 500 airports worldwide.
- Free travel insurance coverage up to ₱10 million.
- Dining, spa, and retail offers from select exclusive airport merchants.
- Ideal for: travel aficionados who want more travel perks.
Repayment Details
Minimum Amount Due : ₱500
Fees
Annual Fee: ₱5,000 per year
Cash Advance Fee : ₱200
Eligibility
Min. Annual Income: ₱3,000,000
Minimum Age: 21 years old