rcbc gold mastercard

RCBC Gold Mastercard

Minimum Annual Income

P600,000

(P50,000 Monthly)

Interest Rate

2%

Annual Fee

P3,000

Product Summary

rcbc gold mastercard

RCBC Gold Mastercard

Make the golden choice with the RCBC Bankard Gold Card. Earn reward points for as low as ₱36 per spend and exchange them for air miles, cash credit, vouchers, and other exciting rewards. Plus, get tree travel insurance and other travel perks with this credit card.
  • Earn reward points for as low as ₱36 per spend
  • Exchange your points to air miles and other rewards
  • Free travel insurance and purchase protection for every travel
  • Access free budget monitoring tools to help organize your finances
  • Ideal for: money-savvy cardholders and frequent flyers
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP600,000
Annual FeeP3,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Cash Advance Fee P200 / %

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FAQ

You earn one (1) point for every ₱36 spend. You also earn 1 point for every ₱125 supermarket, drugstore, or gas station spend.

Use your RCBC rewards points to redeem the following rewards:

  • Air Miles
  • Cash Rebates
  • Shopping Vouchers
  • Cash Credit to Your Credit Card
  • Deposit to RCBC Bank account
  • Donations

Your RCBC Bankard Gold Mastercard comes with free travel insurance of up to ₱50,000.

RCBC’s Purchase Protection program covers the costs of any lost or damaged items purchased overseas using your RCBC credit card. The maximum amount it can cover is ₱50,000 or the card’s credit limit, whichever is lower.

To check your application status, you may call RCBC at (02) 8888-1888. You may also send an email to email@service.rcbcbankard.com.

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