Credit Cards by Metrobank
Updated: Apr 16, 2026
Live your ideal lifestyle with the freedom you’ll get from Metrobank credit cards, where top-of-the-line benefits are waiting for you. Get your Metrobank credit card online and discover new ways to live.
Why Trust Moneymax?
Min. Annual Income
₱ ₱
180,000Monthly Effective Interest Rate
3 %Annual Fee
No Annual Fee - limited-time offer!Apply through Moneymax and choose from 4 premium rewards
- Earn 2x rewards points on dining, department store, and online purchases
- Earn one (1) point for every ₱20 spend
- Enjoy exclusive credit card features from Metrobank
- Ideal for: money-savvy cardholders shopping for essentials
- No annual fee
- Dining points
- Free reward points
Repayment Details
Cash Advance Monthly Effective Interest Rate: 2 %
Fees
Annual Fee: No Annual Fee - limited-time offer!
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old
Min. Annual Income
₱ ₱
700,000Monthly Effective Interest Rate
3 %Annual Fee
₱ ₱
5,000Apply through Moneymax and choose from 4 premium rewards
- Earn 1 reward point for every ₱20 spend
- Up to 50% off on premium dining offers
- eCommerce purchase protection up to $200
- No annual fee for your first supplementary card
- Ideal for: premium dining perk seekers
- No Annual Fee
- Free reward points
- Dining discount
- High income requirement
Repayment Details
Cash Advance Monthly Effective Interest Rate: 1 %
Fees
Annual Fee: ₱5,000
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱700,000
Minimum Age: 21 years old
Min. Annual Income
₱ 1,500,000Monthly Effective Interest Rate
3 %Annual Fee
₱ ₱
6,000Apply through Moneymax and choose from 4 premium rewards
- Get 2x reward points for international purchases
- Earn 1 reward point for every ₱20 spend
- Enjoy up to 50% off on luxury dining deals
- Ideal for: frequent travelers and premium perk seekers
- No Annual Fee
- Free reward points
- Fine dining
- High income requirement
Repayment Details
Minimum Amount Due: 5 %
Cash Advance Monthly Effective Interest Rate: 1 %
Fees
Annual Fee: ₱6,000
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱1,500,000
Minimum Age: 18 years old
Frequently Asked Questions
Cash back, accelerated reward points, and exclusive deals are just a few of the benefits that will maximize your spending power with every swipe of your Metrobank credit card.
Find out more of the benefits you’ll enjoy below:
- No Annual Fees for the First Year - Save the money you’ll spend on annual fees on your first year of owning Metrobank credit cards and use it to pay for your credit card amount due instead.
- Accelerated Rewards Program - Enjoy up to 2x rewards on several categories: department store, dining, online, and overseas spend. Earn reward points for as low as ₱20 spend and redeem rewards like air miles, gift certificates, and fee waivers and rebates, or convert them to donations to charitable organizations.
Filipinos and foreigners residing in the Philippines with the following criteria can apply for any Metrobank credit card:
- Must be at least 18 to 70 years old
- Must be employed for at least 6 months as a regular employee or a principal credit cardholder with another bank
- Must have a gross annual income of at least ₱180,000
- Must have an existing credit card in good standing for 9 months & with a ₱25,000 credit limit
- 1 valid ID (SSS, TIN, Passport, Driver’s License, UMID, PRC ID)
- Active mobile number and business or residence landline
- Latest ITR (Form 2316 or Form 1701) duly stamped as received by the BIR or its authorized agent bank
- 3 months latest payslip or latest audited financial statements
- Copy of Alien Certificate of Registration (for foreigners)