maybank gold mastercard

Maybank Gold Mastercard

Minimum Annual Income


(P35,000 Monthly)

Interest Rate


Annual Fee


Product Summary

maybank gold mastercard

Maybank Gold Mastercard

Set the gold standard while spending anywhere in the world with the Maybank Gold Mastercard. Unlock special deals and perks from Maybank in over 20 million locations and 275 countries and territories worldwide. Apply for this Maybank credit card and make spending more convenient for you.
  • Earn one (1) Treat Point for every ₱25 spend
  • Easily pay for overseas spend in Philippine Peso
  • Free annual fee for the first year of credit card use
  • Enjoy exclusive offers and privileges from Maybank
  • Ideal for: online shoppers and frequent overseas travelers
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP420,000
Annual Fee P2,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

Is this the right product for you?

Checkout the other credit card listings

Why Choose Maybank Gold Mastercard?

You’ve surpassed hurdles and came out on top, knowing you deserve the best. Find out how the Maybank Gold Mastercard can give you the golden experience you deserve in this short review.

Be free from annual fees on your first year

Your Maybank Gold Mastercard wants to make you feel important, and what better way to do so than to give you the gift of zero annual fees in your first year.

Great rewards when redeeming Treats Points

There are days when you want to indulge without breaking the bank. Keep using your Maybank Gold Mastercard and earn 1 Treats Points for every ₱25 spend. Collect more points to redeem the reward of your choice, including air miles and cash credits. Here’s the points conversion:

  • ₱500 Cash Credit = 8,000 Treats Points
  • 1,000 AirAsia Big Points = 9,000 Treats Points
  • 1,000 AsiaMiles = 11,000 Treats Points
  • 1,000 KrisFlyer Miles = 11,000 Treats Points
  • 1,000 PAL Mabuhay Miles = 12,000 Treats Points

Make your life easier with EzyPlan

EzyPlan makes purchases easier for cardholders with their 0% interest installment plan payable up to 24 months. The only requirement is to make purchases worth at least ₱3,000. EzyPlan can also convert your overseas purchases to Philippine peso when you get your bill.

Fraud protection with EMV technology

Feel secure when using your card, thanks to the EMV-compliant chip on your Maybank Gold Mastercard. This prevents fraudulent transactions and as added security, you get an SMS notification and a one-time password every time you make a purchase online.

Is Maybank Gold Mastercard the Right Card for You?

The Maybank Gold Mastercard is ideal for high-income earners who play as hard as they work. If you’re looking at other credit card benefits, have a look at our suggestions below:

  • Citi Rewards Card. Get premium discounts when you travel with Citi Rewards. Earn 1 reward point for every P30 spend and get up to 50% discounts on airlines and travel accommodations when you redeem your points.,.
  • HSBC Red Mastercard. Excitedly await the next online sale with this credit card because you can earn 4x bonus points when you shop online. Get the same benefits when you dine, shop in-store, and shop overseas.
  • UnionBank Miles+ Platinum Visa. Make the most out of your trips when you use this credit card. Earn 1 reward point for every ₱25 spend and receive an additional 0.5 point from travel-related spending.


The Maybank Gold Mastercard is perfect for those who love shopping online here and abroad, thanks to the ever-useful TreatPoints and Maybank EzyPlans.

All Maybank Gold credit cards earn you one (1) Treats Point for every ₱25 you spend. Easy, right?

You can redeem exciting rewards like air miles and cash credit. For example, 3,000 Treats Points will earn you 1,000 AirAsia BIG Points. You can also redeem 8,000 Treats Points for a ₱500 cash credit.

Maybank EzyPlans program is an easy installment plan with terms from 3 to 24 months at select stores. It also allows you to pay for overseas purchases in Philippine Peso.

You can contact Maybank through the following methods to check the status of your credit card application:

  • Phone: (02) 8588-3888
  • Email:


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