AUB Platinum Mastercard

AUB Platinum Mastercard

Minimum Annual Income


(P100,000 Monthly)

Interest Rate


Annual Fee


Product Summary

AUB Platinum Mastercard

AUB Platinum Mastercard

Get an AUB Platinum Mastercard and experience world-class service anywhere, anytime. Enjoy local and global promotional offers for shopping and dining as well as free flights and service upgrades from Philippine Airlines.

  • No annual fees forever
  • No interest on new purchases
  • Choose exactly when to pay your bill
  • Enroll as many supplementary cards you want
  • Get this card for: travel and shopping
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP1,200,000
Regular Employee
Annual Fee Free
Annual Fee WaiverYes
Monthly Effective Interest Rate2%

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Why Choose AUB Platinum Mastercard?

Enjoy platinum benefits that fit your lifestyle with the AUB Platinum Mastercard. It has features most people look for such as waived annual fees for both primary and supplementary cardholders. Want to know more? Keep reading this short review.

Choose your monthly due dates

Untimely due dates can be such a hassle especially when money’s tight. This won’t be a problem with the AUB Platinum Mastercard since you can pick when to pay for your credit card balance. Choose any day of the month and you’re all set.

Enjoy zero annual fees for life

One feature that cardholders check before choosing a credit card is the annual fee. That’s not the case for the AUB Platinum Mastercard since there are zero annual fees! And this is not a one-time offer but is waived for life. What a sweet deal!

Get free flights or reward points from various airlines

Earn 1 non-expiring reward point for every ₱50 spend and collect points to redeem free flights from Philippine Airlines. Just log in or sign up to Mabuhay Miles and transfer your points to fly for free. Every 8.5 points or ₱425 spend earns you 1 air mile. You can also convert your points to GetGo Rewards and AirAsia Big Rewards.

Enroll as many supplementary cardholders as you want

Do you want to enroll more than one family member as your supplementary cardholder? With the AUB Platinum Mastercard, you can enroll as many supplementary cardholders as you want! Your loved ones will also get zero annual fees for life.

Is AUB Platinum Mastercard the Right Card for You?

If you want to experience premium features that offer convenience and suit your needs, the AUB Platinum Mastercard is ideal for you. Not yet sure about this credit card? Check our suggestions below:

  • UnionBank Gold Visa Card. Mabuhay Miles members can also score free flights with this credit card. They only need to transfer their reward points to their Mabuhay Miles account to get free plane tickets with Philippine Airlines.
  • BPI Gold Mastercard. You can also redeem your reward points for air miles to get free flights with this credit card. And it’s easy to collect points since you’ll earn 1 point for ₱35 spend.


Apart from the easy rewards points system, AUB Platinum cardholders never have to pay annual fees. When you have an AUB Platinum Mastercard, you enjoy no interest on new purchases and you can also choose your payment due date.

Just use your card anywhere and you can earn 1 rewards point for every ₱50 you spend. Easy, right?

A lot, actually. AUB Platinum cardholders earn 2x rewards points on all overseas purchases. You also enjoy complimentary airport lounge access every time you travel and have the option to transfer your rewards points to Mabuhay Miles Frequent Flyer Program.

No. AUB rewards points have no expiration. Cool, right?

There’s no limit! You can enroll as many as supplementary credit cards you want. Just remember that AUB’s approved credit card limit will be shared between the principal cardholder and the supplementary cardholder.


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