aub gold mastercard

AUB Gold Mastercard

Minimum Annual Income


(P50,000 Monthly)

Interest Rate


Annual Fee


Product Summary

aub gold mastercard

AUB Gold Mastercard

Instantly charge your bills to your AUB credit card and earn 1 rewards point for every

₱50 spend. Share the perks and privileges and apply for as many supplementary credit cards you want. Go for the gold. Apply for an AUB Gold Mastercard today!

  • No annual fees forever
  • No interest on new purchases
  • Choose exactly when to pay your bill
  • Enroll as many supplementary cards you want
  • Get this card for: paying bills and online shopping
Existing Credit Card Required
Landline number Required
Age 21 to 65 years old
Minimum Annual Income P600,000
Regular Employee
Annual Fee Free
Annual Fee Waiver Yes
Monthly Effective Interest Rate 2%

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Why Choose AUB Gold Mastercard?

Do you want more control over your credit cards? The AUB Gold Mastercard lets you have a say when it comes to your reward points, annual fees, and supplementary cardholders. Keep reading this short review to learn more.

Choose your monthly due dates

Don’t you wish your credit card payment due falls on your payday? You can make that happen because with the AUB Gold Mastercard, you have the power to choose your payment due date. Pick from any day of the month that suits you and say goodbye to petsa de peligro payments.

Say goodbye to annual fees

Credit cardholders always value convenience and AUB is aware of this important need. That’s why they’ve waived their annual fees for life for the Gold Mastercard. This takes away the hassle of remembering due dates and lets you save more every year.

Get free flights via Mabuhay Miles

Are you a Mabuhay Miles member? You’re in luck! By simply transferring your AUB Gold Mastercard reward points to your Mabuhay Miles account, you can get free flights with Philippine Airlines! Earn 1 air mile for every 8.5 points or ₱425 spend. And if you’re not yet a Mabuhay Miles member, simply sign up to enjoy this feature.

Enroll unlimited supplementary cardholders

Do your family and loved ones want to get in on the benefits you’re enjoying with the AUB Gold Mastercard? They can have the same experience because you can enroll as many of them as you want as supplementary cardholders. Plus, all of them will also enjoy no annual fees for life!

Enjoy free airport lounge access in Manila and other provinces

Savor the amenities at airport lounges in NAIA Terminals 1 and 3 with your free access to Sky View Lounge, Pacific Lounge, and PAGSS Premium Lounge. You also have complimentary access at PAGSS Premium Lounge in Clark International Airport, Davao International Airport, and Puerto Princesa Internationa Airport.

Is AUB Gold Mastercard the Right Card for You?

If you want premier benefits for both you and your supplementary cardholders, pick the AUB Gold Mastercard. Thinking of something else? Try these credit card suggestions:

  • AUB Classic Mastercard. Another credit card that allows you to take control of its features. You can choose your payment terms, from the due date to the payment frequency—weekly, bimonthly, or monthly.
  • Citi Simplicity+ Card. This credit card also waives annual fees for life. Not only that, but they also don’t charge late payment fees and overlimit fees. Talk about keeping things simple!
  • RCBC AirAsia Credit Card. This card is a must-have for frequent AirAsia travelers, especially since you’re getting 8,000 AirAsia points as a welcome gift. Simply spend at least ₱20,000 within 60 days after receiving your card.


It’s easy to save money with an AUB Gold Mastercard. Cardholders never have to pay annual fees and also get to earn rewards points on transactions done in the Philippines and abroad. AUB Gold credit cardholders also enjoy no interest on all new purchases.

Yes! Earn 1 rewards point on every ₱50 you spend. Whether you are paying for gas, groceries, or shopping online, you are sure to receive points with your AUB Gold credit card.

You can redeem your points for electronic gift certificates, airline miles, travel vouchers, or cash rebates. Remember that AUB Gold rewards points do not expire so you can do more for a longer period of time.

Nope. Enroll as many supplementary cards as you want without having to pay annual fees forever!

A credit card limit depends on the cardholder’s credit standing. This means that the better your credit standing is, the better the chance of getting a high spending limit. Also remember that the approved credit limit by AUB will be shared between the principal cardholder and the supplementary cardholder.


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