All Articles With Author : Carlo Miguel Castañeda

The latest and the best financial news, tips and tricks.

Which Mobile Data Plan in the Philippines Should You Get?

Looking for a mobile plan? Use our new comparison tool to find the best mobile plan for you! Fill out the questionnaire at the bottom to find out what you need in your plan! It’s always a huge issue whenever you need mobile data. There are going to be times when the network coverage isn’t great, […]

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Holiday Money Mistakes You Should Avoid

The holiday season always starts early for Filipinos. You will start hearing Christmas songs as soon as September, with a brief pause on Halloween. Christmas is a large part of the country’s culture, owing to being predominantly Christian or Catholic. The start of the holiday season also marks several other things. Traffic gets worse because malls are […]

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3 Reasons Why Walang Pasok Is Bad For All of Us

Walang pasok na naman. A five-day weekend will happen mid-November due to the ASEAN Summit. Christmas is fast approaching. Already 18 holidays have been declared for 2018. Many will use this time to take a break and detoxify from the daily grind. While most of us rejoice having sudden no-work days, in reality, they do […]

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These Three Philippine Traffic Laws Will Leave You Confused

In the Philippines, traffic laws can sometimes be more troublesome than helpful. Though meant to solve traffic issues and improve road safety, some can be confusing when they vary across the city. There are many strange traffic laws around the world, but here are three weird ones from the Philippines. 1. The ‘Coding’ Traffic Laws The Unified Vehicular […]

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The Secret to Saving Money on Uber and Grab Rides

The struggle to get anywhere feels very real these days. Traffic woes in the metro are reportedly costing the country’s economy at least Php 2.4 billion a day. The study conducted by the Japanese International Cooperation Agency (JICA) has estimated that this loss could rise to as much as Php 6 billion in the next decade if […]

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McDonald’s vs. Jollibee: Which Makes The Best Pasalubong?

“Kunin ko yung toy!” – every parent has heard this at least once while ordering the kids’ meal at a fast food chain. The little ones are obviously referring to the collectible plastic goodies that come with the kids’ meals. So let’s explore – McDonald’s vs. Jollibee: who offers a better kids’ meal? McDonald’s and […]

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5 Car Games That You Can Download for the iOS and Android

If you are a car racing enthusiast, then going to live games can be expensive. The next best thing for you could be the huge number of car games available.  Download them on your smartphone and feel that rush whenever and wherever you are. Thumb Drift Developer: SMG Studios Available On: Android and iOS Price: […]

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6 Best Credit Cards for Twenty-Somethings

There comes a point in every twenty-something’s life when they feel the need for having a credit card. Maybe it’s for charging expenses of an upcoming business trip or for the convenience of transacting online. Getting the credit card being offered with pre-approval at a kiosk in a mall might seem like a tempting choice, that may not […]

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The New Apple iPhone 8 And iPhone X Are Expensive, But Gorgeous

The unveiling of Apple’s latest offerings took place at the Steve Jobs Theater in Apple Park, California. The crowd of thousands joined everyone watching across the world as the tech giant’s new flagship phones graced the stage: The Apple iPhone 8 and iPhone X.   It has been rumored that these phones would represent the […]

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How To Make The Most Out Of Book Fairs

This coming Wednesday marks the return of the Manila International Book Fair to the halls of the SM Convention Center. If you’ve never been to a book fair, but love books, then here’s your chance to check it out. Book fairs usually contain more than just great deals to compare on books, there are also […]

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Top Filipino Rags to Riches Stories

The rags to riches trope is something that gets explored often in fiction. The thing is, as much as life can imitate art, there are some things that just do not happen without putting effort, time, and dedication into the endeavor. Filipino rags to riches stories can sometimes have a different effect than is intended. […]

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6 Best 0% Interest Credit Cards In The Philippines

Getting the big-ticket items in life can get expensive, and that’s if you pay straight up cash for it. Of course, it does involve a bit of saving in order for anyone to get anything with a five-figure price tag. These days, there are plenty of purchase schemes that play around with the “buy now, […]

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No Uber and Grab? Discover MiCab

In the wake of the sanctions being levied on ride-sharing apps – the most recent of which involved Uber’s suspension for a month – people are looking for alternatives that allow them to travel the metro in relative safety and security. The Land Transportation Franchising and Regulatory Board (LTFRB) has proposed that the majority instead […]

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Life and Money Lessons from Game of Thrones

There’s something to be said about the way that the hit HBO series Game of Thrones has influenced the way stories are told and the way people think about things. From a certain perspective, there are lessons that can be picked up from it. In its seven (of nine) seasons, people have taken to adapting […]

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6 Personal Loans with Low Interest Rates in the Philippines

It’s beyond the middle of 2017. By now, people are looking into what their plans are for the holidays or even plans for 2018. Are you looking to fund a passion project? Maybe start a nest egg for the future? Whatever goals you might have that require funding, a personal loan might be able to […]

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Grab and Uber Toll Fees: Should I Pay?

At some point, you might be inclined to book a ride via ride-sharing apps like Uber and Grab that take you further north or south. In cases of trips like these, you might encounter toll gates and wonder who has to pay for it. There’s some confusion in this area if you read user accounts. […]

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How Credit Card Companies Make Money

You might’ve wondered how credit card companies make money off of you if you’ve never had to delay payments, or left an outstanding balance on your credit card. Part of the curiosity could stem from the fact that you get all these benefits and points that you can use for just about anything. There’s a […]

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A Complete Guide To Getting An SSS Salary Loan

Applying for an SSS salary loan these days is much easier than it used to be. Thanks to a more developed online system, the Philippine Social Security System can apply for loans from the comfort of their homes. People who are members of the SSS can apply for a cash loan equivalent to one month’s […]

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Useful Benefits of Pag-IBIG Members You Might Not Know

You already know that being a member of Home Development Mutual Fund (HDMF) – more commonly known as the Pag-IBIG Fund – means that you get access to home loans to finance a home of your own. The agency itself boasts upwards of 13.8 million members and total assets of Php 350 Billion, generated from […]

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Convenient Alternatives for Uber and Grab

The dust hasn’t quite settled on the issues between the LTFRB and ride-sharing apps Uber and Grab, but at the very least, both services and the agency have come to a compromise on how both companies can continue to operate and comply with LTFRB’s mandate. But between further cooperation between any ride-sharing or ride-hailing companies […]

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