All Articles With Author : Bea Bongat

The latest and the best financial news, tips and tricks.

7 Money Matters Women Face and How to Beat Them

Women are making waves now more than ever in the workplace and in their careers. In all the three fronts – college graduates, increase in annual wages, and presence in male-dominated fields – the numbers continue to increase on a yearly basis. With more opportunities for women today more than ever, they embrace a take-charge […]

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How to Insure Your Uber or GrabCar

Now that both Uber and GrabCar have been accredited by the LTFRB, more Filipinos are using the services of these transport network companies (TNCs). For riders, Uber and GrabCar provide them a safe, secure, and convenient way to get to their destination. Riders can book an Uber or GrabCar any time of the day or […]

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5 Ways to Improve Your Personal Loan Application

Have you met a fellow Filipino with zero debt? It’s highly unlikely. Whether it’s a mortgage or the tiniest unpaid credit card balance, only a rare few can say they are truly debt-free, and the numbers back this up. According to the 2012 Bangko Sentral ng Pilipinas (BSP) Consumer Finance Survey, only 4.6% of those […]

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How to Give Back to Your Parents without Becoming Their Retirement Plan

Isn’t it nice to treat your parents out regularly or gift them with an experience or an item they’ve always dreamt? What about giving back to your parents by taking them out on a dream vacation? It sounds like a dream rather than reality. The real picture is that it’s still common practice for Filipinos to live […]

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Financial Planning for Overseas Filipino Workers

Working overseas is a goal for many Filipinos. In 2015, the number of overseas Filipino workers (OFWs) was estimated at 2.4 million while remittances reached USD 22 billion in November 2015. The primary reason Filipinos aim to work abroad is the higher pay which enables them to provide a better life for their families, whether in the Philippines or […]

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The Price of Having No Car Insurance

Owning a car is a goal Filipinos want to achieve, together with owning a house and building a secured future. Car ownership comes with numerous responsibilities but the benefits outweigh these responsibilities. Even if driving is much costlier than using public transportation, there’s no doubt about the convenience and efficiency owning a car provides. Owning a car is […]

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[INFOGRAPHIC] #FinancialFreedom: The Benefits of Being Debt-Free

4 in 10 Filipino investors carry debt with 7% of the survey respondents having debts higher than Php 500,000. This is according to the Manulife Investor Sentiment Index (MISI). People go into debt for numerous reasons. Some go into debt for investment purposes, such as taking out a home loan to buy real estate. However, […]

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Easy Ways You Can Save Big on Your Dream Wedding

Weddings – it’s an event every woman thinks about at any point of her life. When you were back in high school, you probably thought of a fairytale wedding, complete with your dream destination and a designer princess-esque dress. When you got to college and entered a serious relationship, your friends were probably teasing you […]

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How Do You Reach Your Financial Goals Through Investing?

Last May 28, over 1,500 Filipinos gathered together to hear the country’s most influential thought leaders in finance and entrepreneurship talk about the ‘how-to’s and ‘why’s of wealth creation and building at Randell Tiongson’s iCON 2016. Among the powerhouse lineup of speakers were Diwa C. Guinigundo, the Deputy Governor for the Monetary Stability Sector, Bangko Sentral ng Pilipinas, Valerie Pama, President of Sun Life […]

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How to Apply for a Car Loan

350,000 units – that’s the projection of the Chamber of Automotive Manufacturers of the Philippines, Inc. (CAMPI) as to the number of cars that will be sold this year. It’s 12.9% higher than last year’s projection of 310,000. Are you one of those planning to by a car this year? Unless you have a million or more pesos to spare in […]

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9 Ways to Make Money Using Your Car

    Owning a car entails numerous expenses. There’s not only gas to consider, but toll fees, maintenance costs, and upkeep fees as well. Not to mention that the older your vehicle, the lower its resale value is. Because of this, it’s best to maximize your vehicle until it’s time to say ‘goodbye’ and purchase a new one. According […]

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Is It Better To Buy Car Parts Online?

Car repairs can take a big chunk off one’s budget. Some people tend to forego routine maintenance checks and wait until the car breaks down before they send it to the shop. Maintaining and repairing a car is costly, so people take the corrective and not the preventive approach when it’s supposed to be the other way […]

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When was your car repair payment not worth it?

Car ownership is a huge responsibility. It’s even a sign of adulthood for some. Driving a vehicle takes discipline and practice. If you’re a car owner, you have the responsibility to keep you, your passengers, and your car safe on the road. More than that, car ownership also incurs added expenses, gas, toll fees, and maintenance to […]

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5 Tips to Save on Car Repairs

Owning a car is a huge responsibility. You need to have it cleaned (or do it yourself) on a regular basis; you need to make sure the parts are working properly; you need to be responsible enough and know how to drive defensively to avoid road accidents; and of course, you need to take note of your car […]

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How much are your apps costing you?

There’s no denying the many advantages of phone applications. From online shopping and banking to whiling the time away with games, streaming, music, and e-books, phone applications are here to stay. If you leave someone with his or her phone, there’s no doubt he and she can spend a whole day using and playing with […]

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6 Tips for Buying a New Car

    2016 started off with a bang for the automotive industry with car sales increasing by 27.6% this January 2016 compared to January of last year. Furthermore, the demand for cars is expected to stay strong with the automotive industry forecasting to hit record sales this 2016, up to 350,000 units from 310,000. With […]

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Indulge in a Staycation with these Deals

What a treat it would be to board a plane and travel to one of the 7,107 islands of the Philippines or jetset to a different country, be it Hong Kong for a quick weekend trip or Japan or Europe to escape the summer heat. However, not everyone has the privilege of excess time and money. Whether […]

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How To Insure Your Souped-up Car

87% of Filipino car owners view their cars as a means to get from points A to B; however, Filipinos still ranked fifth worldwide when it comes to viewing their vehicle as a status symbol.  It’s no wonder nine out of 10 car owners intend to upgrade their vehicles once they have the extra funds, […]

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Interview: How to Save 50% or More of Your Salary

Only 4.6% of Filipino households surveyed spent less than their income, according to the 2012 Bangko Sentral ng Pilipinas (BSP) Consumer Finance Survey. This means that saving is definitely possible, and others are able to do it. Saving a portion of your monthly income may prove to be challenging at first, so the best advice to get into the habit is to start small. Start […]

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Fitness and Health Promos to Cool Your Summer

Summer is at its peak. Walking under the sun midday has become unbearable. Exposure to heat and high humidity adds to the heat burden which causes higher stress levels. If only you could whisk yourself away to a cooler country and take a week off and lounge on the beach. For those who do not have […]

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