PNB Visa Classic

Updated: Aug 18, 2026
PNB Visa Classic
Card Benefit
1- % cashback
Annual Fee
₱300 per year
Min. Annual Income
₱120,000

Highlights

Moneymax's Take

Enjoy low annual fees on your PNB Visa Classic
Receive a 1% rebate on revolved interest
Shop and swipe with peace of mind with the Card Protect feature

Things to Consider

Installment
Good for beginners
Exclusive discounts

Benefits

Cash Back - Revolved Interest
1 %

Fees & Charges

Annual Fee
₱ 300 per year
Cash Advance Fee
5 %

Monthly Effective Interest Rate
2 %

Eligibility

Min. Annual Income
₱ 120,000
Minimum Age
21 years old

Regular Employee

  • Proof of income
  • Government-issued ID
  • Active landline / mobile phone number
  • Signed Certificate of Employment

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Promo Code
Annual Fee
₱3000 per year
₱600 per year
₱1000 per year
Cashback Local
Airmiles Base Rate