PNB-PAL Mabuhay Miles Platinum Mastercard

Updated: Aug 18, 2026
PNB-PAL Mabuhay Miles Platinum Mastercard
Card Benefit
1- point per ₱48
Annual Fee
₱3,000 per year
Min. Annual Income
₱1,200,000

Highlights

Moneymax's Take

Free annual fees for life.
Earn 1 rewards point for every ₱60 spend.
Convert 1 rewards points to 1 Mabuhay Mile.

Things to Consider

Bonus air miles
Free reward points
Installment

Benefits

Airmiles Local
1 Mabuhay Mile per ₱48

Rewards Points Baseline
1 rewards point per ₱48

Fees & Charges

Annual Fee
₱ 3,000 per year
Cash Advance Service Charge
5 %

Interest Rate
2 %

Eligibility

Min. Annual Income
₱ 1,200,000
Minimum Age
21 years old

Regular Employee

  • Proof of income
  • Government-issued ID
  • Signed Certificate of Employment

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Promo Code
Annual Fee
₱3000 per year
₱1200 per year
₱1000 per year
Cashback Local
Airmiles Base Rate

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