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PNB-PAL Mabuhay Miles NOW Mastercard

Updated: Aug 18, 2026
PNB-PAL Mabuhay Miles NOW Mastercard
Annual Fee
₱1,000 per year
Card Benefit
1- point per ₱58
Min. Annual Income
₱120,000

Highlights

Moneymax's Take

No annual fee for 3 years
Get free travel insurance with coverage of up to ₱1 million
Receive 1,000 Mabuhay Miles for free as a welcome gift

Things to Consider

Bonus air miles
Air ticket rebate
No Annual Fee

Benefits

Rewards - Base Rate
1 rewards point per ₱58

Fees & Charges

Annual Fee
₱ 1,000 per year
Cash Advance Fee
5 %

Monthly Effective Interest Rate
2 %

Eligibility

Min. Annual Income
₱ 120,000
Minimum Age
21 years old

Regular Employee

  • Proof of income
  • Government-issued ID
  • Active landline / mobile phone number
  • Signed Certificate of Employment

Check on more PNB card options

PNB Essentials Mastercard
PNBPNB Essentials Mastercard
Apply Now
PNB-PAL Mabuhay Miles Platinum Mastercard
PNBPNB-PAL Mabuhay Miles Platinum Mastercard
Apply Now
PNB Visa Gold
PNBPNB Visa Gold
Apply Now
Promo Code
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Annual Fee
₱1200 per year
₱3000 per year
₱600 per year
Cashback Local
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Airmiles Base Rate
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