Moneymax Partners with Cocogen Insurance to Give Filipino Drivers More Choice and Comprehensive Protection

Moneymax Editorial Team

Moneymax Editorial Team

Last updated July 10, 2026

For many Filipinos, owning a car represents more than mobility — it’s a milestone that reflects years of hard work, growing responsibilities, and future plans. Whether it’s a brand new car, a car used for a growing business, or a long-awaited upgrade, protecting that investment is an important financial decision.

To help motorists make that decision with greater confidence, Moneymax has partnered with Cocogen Insurance. Through this partnership, customers can now compare and purchase Cocogen Motor Insurance directly on the Moneymax platform, alongside other trusted insurance providers.

The collaboration is a testament to Moneymax’s continued commitment to giving Filipinos more insurance choices, competitive pricing, and a seamless digital purchase journey — all in one convenient place.

Related: The Benefits and Importance of Car Insurance in the Philippines

Why Choose Cocogen Insurance?

Cocogen Insurance is one of the Philippines’ recognized non-life insurance companies, with decades of experience protecting Filipino motorists, businesses, and households.

Over the years, the company has built a reputation for offering comprehensive car insurance solutions designed to address the everyday risks Filipino drivers face — from road accidents and vehicle theft to floods, typhoons, and other natural disasters that can cause significant financial losses.

For customers looking for an insurer with a strong local presence and extensive claims support, Cocogen’s inclusion in Moneymax’s network provides another credible option when comparing comprehensive car insurance in the Philippines.

Highlights of Cocogen Auto Excel Plus Motor Insurance

Comprehensive Protection

One of the key products now available through Moneymax is Cocogen Auto Excel Plus Motor Insurance, a comprehensive policy designed to provide broad protection for vehicle owners.

Coverage includes:

  • Own Damage and Theft: Protection against accidental damage and vehicle theft.
  • Acts of God/Acts of Nature: Flood, typhoon, earthquake, volcanic eruption, and similar events.
  • Third-Party Liability: Coverage for damage or injury involving third parties.
  • Compulsory Third-Party Liability (CTPL): Required coverage included with the policy.
  • Auto Passenger Personal Accident: Additional protection for passengers inside the vehicle.
  • Airbag and Built-In Accessories Protection: Coverage for airbags and factory-installed accessories.

These benefits help reduce the financial impact of both common road incidents and unexpected disasters, giving drivers broader protection for one of their most valuable assets.

Related: Types of Car Insurance Claims You Can File When the Unexpected Happens

24/7 Roadside Assistance (Trip Sagip)

Breakdowns and emergencies can happen at any time, which is why roadside assistance has become an important consideration when choosing auto insurance in the Philippines. Cocogen policyholders receive access to Trip Sagip, a 24/7 roadside assistance service that can provide help during unexpected situations on the road.

For many drivers, especially those who frequently travel between cities or use their vehicles for daily family needs, knowing that assistance is available around the clock can provide additional peace of mind.

Related: Your Car Broke Down on the Road. Now What?

Fast and Hassle-Free Repairs (Gawa Agad)

Another advantage of Cocogen Auto Excel Plus is its focus on streamlining the repair process after an accident.

Policyholders gain access to Cocogen’s network of accredited repair shops along with deductible-free repairs at participating repair facilities, helping make repairs more efficient and reducing the administrative burden often associated with insurance claims. For vehicle owners, a smoother repair experience can mean less downtime and a quicker return to normal daily activities.

Optional Turbo Shield Benefits

Customers who want enhanced protection can add Turbo Shield benefits, which may include:

  • Road Rage Protection: Additional protection for certain road-related incidents.
  • Loss of Use allowance: Allowance while the vehicle is under repair.
  • Lockout Cover: Assistance for vehicle lockout situations.
  • Key Replacement: Coverage for replacing lost or damaged keys.
  • Misfueling Cover: Protection for accidental use of the wrong fuel type.

These car insurance add-ons can help address less common but potentially costly situations that standard policies may not fully cover.

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Related: Where to Buy Car Insurance in the Philippines: Bank, Dealer, or Broker

Why Buy Car Insurance Through Moneymax?

When purchasing auto insurance in the Philippines, convenience matters just as much as coverage. Moneymax helps simplify the process by bringing multiple insurers together on a single platform.

Through Moneymax, drivers can:

  • Review different coverage options in one place instead of visiting several providers individually.
  • Compare pricing and benefits to find a plan that fits their budget and protection needs.
  • Complete their application digitally, from quotation to purchase.
  • Get personalized guidance from Moneymax's Comparison Advisors, who can help you understand your options and support you throughout the application process.
  • Receive their ePolicy in less than 24 hours after your application is processed
  • Take advantage of special offers that may be available through the platform.

Moneymax’s role is not simply to help customers buy insurance — it is to help them choose coverage that supports their broader financial goals and responsibilities. By adding Cocogen Car Insurance to its platform, Moneymax gives Filipino motorists another option to consider as they protect a major life milestone.

A Smarter Way to Protect Your Vehicle

Car ownership is a significant financial milestone, and choosing the right insurance is part of protecting that investment.

With the addition of Cocogen Insurance to Moneymax’s growing network of insurance partners, Filipino motorists now have even more options to protect what matters most. Whether you’re buying insurance for a new vehicle or renewing your current policy, Moneymax makes it easier to compare, choose, and secure comprehensive protection — all in one convenient platform.

Ready to explore your options? Compare Cocogen Motor Insurance alongside other leading insurers on Moneymax and find the coverage that best fits your vehicle, your budget, and the milestone you’re building toward.

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The Moneymax Editorial Team consists of talented and experienced writers, editors, investors, and subject matter experts on a mission to help Filipinos build healthier financial lives. Browse the Moneymax blog for information and advice on credit cards, loans, insurance, investments, and other personal finance topics. For more financial news and articles, follow Moneymax on LinkedIn.

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