Compare E-wallets in the Philippines

Updated: Feb 10, 2026

See eligibility, fees, key benefits, and where to apply. Find the option that fits your needs!
Card
Hot Reward Pick
Moneymax Reward
Operator
Features
Transfer Fee
Coins.ph
Coins.ph
-
-
Coins.ph
Crypto trading, bill payments, load, remittance
-
GCash E-wallet
GCash E-wallet
-
-
Globe Fintech Innovations (Mynt)
Bill payments, load, send/receive, GSave, GInvest, GCredit, GInsure
-
Maya E-wallet
Maya E-wallet
-
-
Maya Philippines / Voyager Innovations
Bills, QR payments, Maya Credit, Maya Invest, crypto trading
-
GrabPay Wallet
GrabPay Wallet
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-
Grab Holdings
QR payments, GrabPay Card, Grab Rewards
-
ShopeePay Wallet
ShopeePay Wallet
-
-
Shopee Philippines
Cashback tokens (Shopee Coins), SPayLater, SLoans
Free to other e-wallets/banks
PalawanPay E-wallet
PalawanPay E-wallet
-
-
Palawan Pawnshop
E-load, fund transfers, bills payment, remittance
From2 %

Best for cryptocurrency trading & remittance

Operator
Coins.ph
Specialty
Cryptocurrency (Bitcoin, Ethereum, etc.)
Features
Crypto trading, bill payments, load, remittance
Cash In/Out
Via partner outlets

Best for everyday payments & widest merchant network

GCash E-wallet

GCash E-wallet

Operator
Globe Fintech Innovations (Mynt)
Features
Bill payments, load, send/receive, GSave, GInvest, GCredit, GInsure
Transfer Limit
100,000 /month (fully verified)

Best for high-interest savings & crypto enthusiasts

Operator
Maya Philippines / Voyager Innovations
Features
Bills, QR payments, Maya Credit, Maya Invest, crypto trading
Savings
Maya Bank (up to 15% promo rate)
Transfer Fee
Free InstaPay/PESONet

Best for Grab users & super-app convenience

GrabPay Wallet

GrabPay Wallet

Operator
Grab Holdings
Features
QR payments, GrabPay Card, Grab Rewards
Integration
GrabCar, GrabFood, GrabMart, GrabExpress
Financial Services
Microloans via Grab Financial

Best for Shopee shoppers & cashback lovers

ShopeePay Wallet

ShopeePay Wallet

Operator
Shopee Philippines
Features
Cashback tokens (Shopee Coins), SPayLater, SLoans
Integration
Shopee e-commerce, ShopeePay Near Me stores
Transfer Fee
Free to other e-wallets/banks

Best for remittance & provincial users

PalawanPay E-wallet

PalawanPay E-wallet

Operator
Palawan Pawnshop
Features
E-load, fund transfers, bills payment, remittance
Transfer Fee
From 2 %
Cash Out Fee
Free (branches)