UnionBank Miles+ World Mastercard

Updated: Aug 19, 2026
UnionBank Miles+ World Mastercard
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Ideal for
Miles Seeker
Card benefit
1reward point per ₱30
Annual Fee
₱5,000 per year
Min. Annual Income
₱360,000

Offers

Moneymax Reward up to ₱6,500

Apply through Moneymax and choose from 5 premium rewards
Limited time only
gift logo

Worth ₱3,000

Limited time only
gift logo

Worth ₱4,000

Limited time only
gift logo

Worth ₱3,799

Limited time only
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Worth ₱2,399

Limited time only
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Worth ₱2,500

Moneymax UnionBank August Welcome Gift Campaign

Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only. 

  • ₱3,000 Voucher (via Giftaway)
  • ₱4,000 Digital Walker Voucher (via Giftaway)
  • JBL Clip 5 (worth ₱3,799)
  • Huawei Band 11 (worth ₱2,399)

Moneymax Back for More Campaign

For returning Moneymax customers only—apply for a new credit card and get a chance to be one of 20 winners of a ₱2,500 eGift! Act fast, promo runs until September 30!

  • ₱2,500 Voucher (via Giftaway)

Highlights

Moneymax's Take

Earn 1 mile for every ₱30 spend
Redeem cash credits using your non-expiring miles or convert it to air miles
Enjoy exclusive access and 2 complimentary passes every year to select local and international airport lounges

Things to Consider

No expiry miles
Travel insurance
Airport lounge

Benefits

Rewards Points Baseline
1 rewards point

Fees & Charges

Annual Fee
₱ 5,000 per year
Cash Advance Service Charge
₱ 200
Forex Conversion Rate
-

Interest Rate
3 %
Late Payment Charge
₱ 1,500

Eligibility

Min. Annual Income
₱ 360,000
Minimum Age
21 years old

Regular Employee:

- Government-issued ID

- Valid TIN / SSS / GSIS or UMID number

- Signed Certificate of Employment

- Proof of income


Self-employed:

- Government-issued ID

- Valid TIN / SSS / GSIS or UMID number

- Audited Financial Statements

- Business registration/permits


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Promo Code
Annual Fee
₱5000 per year
₱4500 per year
₱3000 per year
Cashback Local
Airmiles Base Rate