UnionBank Go Rewards Gold Visa

Updated: Aug 18, 2026
UnionBank Go Rewards Gold Visa
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Card benefit
1Go Rewards Point per ₱200
Annual Fee
₱3,000 per year
Min. Annual Income
₱180,000

Offers

Moneymax Reward up to ₱4,000

Apply through Moneymax and choose from 4 premium rewards
7 days left!
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Worth ₱3,000

7 days left!
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Worth ₱4,000

7 days left!
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Worth ₱3,799

7 days left!
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Worth ₱2,399

Moneymax UnionBank August Welcome Gift Campaign

Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only. 

  • ₱3,000 Voucher (via Giftaway)
  • ₱4,000 Digital Walker Voucher (via Giftaway)
  • JBL Clip 5 (worth ₱3,799)
  • Huawei Band 11 (worth ₱2,399)

Highlights

Moneymax's Take

Earn 1 point for every ₱200 spend
1 Go Reward point equals ₱1 that you can use when purchasing at Robinsons Retail establishments
Automatically qualify for a Go Rewards Black Membership to get an Exclusive Black Membership Lane in The Marketplace and Shopwise

Things to Consider

Free reward points
Exclusive discounts
Shopping points

Benefits

Rewards Points Baseline
1 Go Rewards Point
Rewards Points Local Spending
1 Go Rewards Point

Fees & Charges

Annual Fee
₱ 3,000 per year
Cash Advance Service Charge
₱ 200
Forex Conversion Rate
3 %

Interest Rate
3 %
Late Payment Charge
₱ 1,500

Eligibility

Min. Annual Income
₱ 180,000
Minimum Age
18 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Proof of income: Signed Certificate of Employment, BIR 2316, latest 3 months payslips or ITR, 3 months copy of your Bank Statement of Account from another bank, proof of pension

Check on more UnionBank card options

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Promo Code
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Annual Fee
₱4500 per year
₱5000 per year
₱5000 per year
Cashback Local
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Airmiles Base Rate
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