UnionBank Cebu Pacific Platinum

Updated: Aug 18, 2026
UnionBank Cebu Pacific Platinum
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Ideal For
Frequent Cebu Pacific Travelers
Card benefit
1Go Rewards point per ₱100
Annual Fee
₱5,000 per year
Min. Annual Income
₱600,000

Highlights

Moneymax's Take

Earn one (1) Go reward point for every ₱200 spend.
Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.
Free unlimited access to NAIA Terminal 3 - Pacific Lounge.

Things to Consider

Travel points
Travel insurance
Airport lounge

Benefits

Rewards - Base Rate
1 point per ₱200

Fees & Charges

Annual Fee
₱ 5,000 per year
Cash Advance Fee
₱ 200

Monthly Effective Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 600,000
Minimum Age
18 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits

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