UnionBank Cebu Pacific Platinum

UnionBank Cebu Pacific Platinum

A good credit card should keep up with your fast-paced travel lifestyle. Get yourself the UnionBank Cebu Pacific Platinum Credit Card and make every trip a breeze. Earn reward points and enjoy premium travel perks with this co-branded travel credit card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
₱ 600,000
Rewards - Base Rate
1  point per ₱200
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Annual Fee
₱ 5,000  per year
3 Offers Available
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!
Apply now and get 1 raffle entry
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!

Promo runs until November 17, 2025. Per DTI Fair Trade Permit No. FTEB-238905. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Apple AirPods 4
No Minimum Spend Required!
Apple AirPods 4

+ 5 other gift options

Promo runs until November 15 2025. Per DTI Fair Trade Permit No. FTEB-238310 Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.

Xiaomi Smart Band 8 (Spooktacular Raffle Giveaway)
Spooktacular Giveaway
Xiaomi Smart Band 8 Xiaomi Smart Band 8 (Spooktacular Raffle Giveaway)

+ 7 other gift options

Promo runs until October 31, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Travel points

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Travel insurance

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Airport lounge

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High income requirement

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱200
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Additional Benefits

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Airport Lounge Access
Free Unlimited Access
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Complimentary Travel Insurance
Free
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Quick Facts

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Earn one (1) Go reward point for every ₱200 spend.

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Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.

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Free unlimited access to NAIA Terminal 3 - Pacific Lounge.

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Free travel insurance and other premium travel perks.

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Early alerts to upcoming Cebu Pacific seat sales.

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Ideal for: frequent leisure or business travelers.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 600,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Cebu Pacific Platinum UnionBank Cebu Pacific Platinum

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