UnionBank Cebu Pacific Gold

UnionBank Cebu Pacific Gold

Explore the world and satisfy your wanderlust with a UnionBank Cebu Pacific Gold credit card. Earn 1 Go reward point for every ₱200 spend and redeem your points for free travel vouchers from Cebu Pacific. Plus, get exclusive seat sale deals and more by applying for this credit card!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Annual Fee
₱ 3,000  per year
Rewards - Base Rate
1  point per ₱200
info
Min. Annual Income
₱ 360,000
3 Offers Available
Receive 1x chance to open a Myster Box!
Summer Blind Box Campaign
Receive 1x chance to open a Myster Box!

Promo is valid until  June 6, 2026. Per DTI Fair Trade Permit No.  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

  • Customers may choose to open one of 3 available Mystery Box categories, which contain the following rewards:
    • Mystery Box 1: Adventure
      • JBL Go 5 (worth S$2,899)
      • Apple AirTag (worth S$1,800)
      • ₱1,500 Klook Voucher
      • ₱500 Grab Voucher
      • ₱500 Personal Accident Insurance
    • Mystery Box 2: Chill
      • Xiaomi Redmi Soundbar (worth ₱2,499)
      • ₱1,000 Karada Voucher 
      • ₱1,000 Bioessence Voucher
      • ₱1,000 SM Cinema Voucher
    • Mystery Box 3: Pro Gamer Arena
      • Jisulife Neck Fan Life3 (worth ₱1,850)
      • Xiaomi Mijia Portable Juicer 2 (worth ₱1,299)
      • ₱500 Starbucks Voucher
      • ₱500 Watsons Voucher
  • Promotion is stackable with MoneyMax Exclusive Offer reward.
  • Terms and Conditions apply.
Giftaway Credit worth ₱3,000
Moneymax UnionBank May Welcome Gift Campaign
Giftaway Credit worth ₱3,000

+ 5 other gift options

Promo is valid until July 15, 2026. Per DTI Fair Trade Permit No. FTEB-256643 Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

₱50,000 eGift
Moneymax Swipe Into Summer Campaign
MMX (50K eGift via Giftaway) ₱50,000 eGift

Promo is valid until May 31, 2026. Per DTI Fair Trade Permit No. 257109  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

Things to consider

check

Travel points

check

Nice card face

check

Exclusive discounts

sentiment_satisfied

Benefits

Rewards

redeem
Rewards - Base Rate
1  point per ₱200
info

Insurance

digital_wellbeing
Life insurance coverage
₱ 400,000
info
sports_score

Quick Facts

check_circle

Earn 1 Go reward point for every ₱200 spend.

check_circle

Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.

check_circle

Exclusive access to Cebu Pacific seat sales.

check_circle

Free life insurance coverage of up to ₱400,000.

check_circle

Ideal for: cardholders who frequently fly with Cebu Pacific.

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
info

Tags

UnionBank Cebu Pacific Gold UnionBank Cebu Pacific Gold

DISCLAIMER: Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly.

 

With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

© Moneyguru Philippines Corporation. All rights reserved with its registered address at  6th Floor – Units D and E Uptown Bonifacio Tower 1, 36th Street corner 11th Avenue, Uptown Bonifacio, Taguig City, 1634. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.