UnionBank Cebu Pacific Gold

UnionBank Cebu Pacific Gold

Explore the world and satisfy your wanderlust with a UnionBank Cebu Pacific Gold credit card. Earn 1 Go reward point for every ₱200 spend and redeem your points for free travel vouchers from Cebu Pacific. Plus, get exclusive seat sale deals and more by applying for this credit card!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 3,000  per year
Rewards - Base Rate
1  point per ₱200
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Min. Annual Income
₱ 360,000
Offer Available
Giftaway Credit worth ₱3,000
Moneymax UnionBank May Welcome Gift Campaign
Giftaway Credit worth ₱3,000

+ 5 other gift options

  • Promo is valid from May 15, 2026 to September 15, 2026.
  • Applicant must be a New-to-Bank applicant and an existing card holder from a different card provider registered under the Credit Bureau TransUnion Philippines.
  • Per DTI Fair Trade Permit No. FTEB-256643 Series of 2026.
  • Terms and Conditions apply.

Things to consider

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Travel points

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Nice card face

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Exclusive discounts

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱200
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Insurance

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Life insurance coverage
₱ 400,000
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Quick Facts

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Earn 1 Go reward point for every ₱200 spend.

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Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.

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Exclusive access to Cebu Pacific seat sales.

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Free life insurance coverage of up to ₱400,000.

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Ideal for: cardholders who frequently fly with Cebu Pacific.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Cebu Pacific Gold UnionBank Cebu Pacific Gold

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