UnionBank Cebu Pacific Gold

UnionBank Cebu Pacific Gold

Explore the world and satisfy your wanderlust with a UnionBank Cebu Pacific Gold credit card. Earn 1 Go reward point for every ₱200 spend and redeem your points for free travel vouchers from Cebu Pacific. Plus, get exclusive seat sale deals and more by applying for this credit card!
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Highlights

Annual Fee
₱ 3,000  per year
Rewards - Base Rate
1  point per ₱200
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Min. Annual Income
₱ 360,000
2 Offers Available
Supremo Ultra HD Pocket Action Camera
Moneymax UnionBank JanuaryWelcome Gift Campaign
Supremo Ultra HD Pocket Action Camera

+ 5 other gift options

Promo runs until February 15 2026. Per DTI Fair Trade Permit No. FTEB-245684 Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

Moneymax Holiday Bonanza Raffle
Apply now and get 1 raffle entry
Moneymax Holiday Bonanza Raffle

+ 12 other gift options

Promo runs until January 31, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Travel points

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Nice card face

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Exclusive discounts

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱200
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Insurance

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Life insurance coverage
₱ 400,000
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Quick Facts

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Earn 1 Go reward point for every ₱200 spend.

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Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.

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Exclusive access to Cebu Pacific seat sales.

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Free life insurance coverage of up to ₱400,000.

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Ideal for: cardholders who frequently fly with Cebu Pacific.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Cebu Pacific Gold UnionBank Cebu Pacific Gold