UnionBank Cebu Pacific Gold

UnionBank Cebu Pacific Gold

Explore the world and satisfy your wanderlust with a UnionBank Cebu Pacific Gold credit card. Earn 1 Go reward point for every ₱200 spend and redeem your points for free travel vouchers from Cebu Pacific. Plus, get exclusive seat sale deals and more by applying for this credit card!
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Highlights

Annual Fee
₱ 3,000  per year
Rewards - Base Rate
1  point per ₱200
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Min. Annual Income
₱ 360,000
Offer Available
Apple Airpods 2
FREE Welcome Gift + Win ₱100,000 OR an iPhone 15 Pro Max!
Apple Airpods 2

+ 3 other gift options

Apply for select UnionBank credit cards via Moneymax, complete the application form on the UnionBank website and get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to get your chosen welcome gift! Plus, earn 1 raffle entry to be one of 5 lucky winners of ₱100,000 or a high-prized gadget (iPhone 15 Pro Max, Samsung Galaxy S23 FE, Marshall Acton III, or Nintendo Switch OLED) when you activate your credit card!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply.

Disclaimer:

  • Moneymax ₱500,000 Raffle Promo: Promo runs until May 31, 2024. Per DTI Fair Trade Permit No. FTEB-191900. Series of 2024. Full terms and conditions here.
  • Moneymax May Gifts Raffle Promo: Promo runs until May 31, 2024. Per DTI Fair Trade Permit No. FTEB-193079. Series of 2024. Full terms and conditions here.
  • Moneymax Welcome Gift Promo: Promo runs until May 31, 2024. Per DTI Fair Trade Permit No. FTEB-193077 and FTEB-193104. Series of 2024. Full terms and conditions here.

Things to consider

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Travel points

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Nice card face

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Exclusive discounts

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱200
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Insurance

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Life insurance coverage
₱ 400,000
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Quick Facts

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Earn 1 Go reward point for every ₱200 spend.

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Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.

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Exclusive access to Cebu Pacific seat sales.

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Free life insurance coverage of up to ₱400,000.

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Ideal for: cardholders who frequently fly with Cebu Pacific.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Cebu Pacific Gold UnionBank Cebu Pacific Gold