UnionBank Cebu Pacific Gold

UnionBank Cebu Pacific Gold

Explore the world and satisfy your wanderlust with a UnionBank Cebu Pacific Gold credit card. Earn 1 Go reward point for every ₱200 spend and redeem your points for free travel vouchers from Cebu Pacific. Plus, get exclusive seat sale deals and more by applying for this credit card!
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Highlights

Annual Fee
₱ 3,000  per year
Rewards - Base Rate
1  point per ₱200
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Min. Annual Income
₱ 360,000
9 Offers Available
GoPro Hero 12
WIN a GoPro Hero 12!
GoPro Hero 12

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

Dyson Airstrait
WIN a Dyson Airstrait!
Dyson Airstrait

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

M3 MacBook Air 15-inch
WIN a M3 MacBook Air!
M3 MacBook Air 15-inch

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

Vespa S 125
WIN a Vespa S125!
Vespa S 125

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

Apple Airpods 2
Get THIS welcome gift!
Apple Airpods 2

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry to our 10th anniversary promo when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

₱4,000 cash credits
Get THIS welcome gift!
₱4,000 cash credits

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

JBL Tune 720BT
Get THIS welcome gift!
JBL Tune 720BT

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Dolce Gusto Genio S Plus
Get THIS welcome gift!
Dolce Gusto Genio S Plus

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Marshall Emberton II
Get THIS welcome gift!
Marshall Emberton II

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Things to consider

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Travel points

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Nice card face

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Exclusive discounts

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱200
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Insurance

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Life insurance coverage
₱ 400,000
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Quick Facts

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Earn 1 Go reward point for every ₱200 spend.

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Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.

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Exclusive access to Cebu Pacific seat sales.

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Free life insurance coverage of up to ₱400,000.

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Ideal for: cardholders who frequently fly with Cebu Pacific.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Cebu Pacific Gold UnionBank Cebu Pacific Gold