BPI Edge Mastercard
Updated: Aug 18, 2026
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Card benefit
1rewards point per ₱50
Annual Fee
₱1,320 per year
Min. Annual Income
₱180,000
Offers
Moneymax Reward up to ₱1,995
Apply through Moneymax and choose from 4 premium rewards
No Minimum Spend Required!
Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
- ₱1,500 Voucher (by Giftaway)
- EWA A117 Mini Bluetooth MagSafe Speaker (worth ₱1,299)
- 1x Apple AirTag (worth ₱1,890)
- Anker Zolo Powerbank (10000mAh, 30W) (worth ₱1,995)
- Promotion is valid from September 11, 2026 to January 15, 2026.
- Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
- Per DTI Fair Trade Permit No. FTEB-267121 Series of 2026.
- Terms and Conditions apply.
Highlights
Moneymax's Take
Earn one (1) rewards point for every ₱50 spend
Enjoy flexible installment plans and payment options
One of the lowest forex conversion rates at 1.85%
Things to Consider
Shopping points
Installment
Exclusive discounts
Benefits
Rewards Points
1 rewards point per ₱50
Fees & Charges
Annual Fee
₱ 1,320 per year
Cash Advance Service Charge
₱ 200
Forex Conversion Rate
1.85 %
Interest Rate
3 %
Late Payment Charge
₱ 850
Over Limit Charge
No Charge
Card Replacement Fee
₱ 400
Eligibility
Min. Annual Income
₱ 180,000
Minimum Age
21 years old
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number.
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Related pages
Credit Cards by BPI
BPI credit cards help you make every purchase count. From exclusive rewards and premium privileges to points you can redeem for experiences you love, each card is designed to elevate how you live. Whether you’re a traveler, shopper, or lifestyle enthusiast, BPI offers options tailored to your ambitions and everyday needs, giving you both flexibility and control. Getting started is fast and simple, so you can enjoy the perks of your BPI credit card right away.




