BPI Edge Mastercard

Updated: Aug 18, 2026
BPI Edge Mastercard
Apply now
Card benefit
1rewards point per ₱50
Annual Fee
₱1,320 per year
Min. Annual Income
₱180,000

Offers

Moneymax Reward up to ₱1,995

Apply through Moneymax and choose from 4 premium rewards
Limited time only
gift logo

Worth ₱1,500

Limited time only
gift logo

Worth ₱1,299

Limited time only
gift logo

Worth ₱1,890

Limited time only
gift logo

Worth ₱1,995

No Minimum Spend Required!

Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.

  • ₱1,500 Voucher (by Giftaway)
  • EWA A117 Mini Bluetooth MagSafe Speaker (worth ₱1,299)
  • 1x Apple AirTag (worth ₱1,890)
  • Anker Zolo Powerbank (10000mAh, 30W) (worth ₱1,995)

Highlights

Moneymax's Take

Earn one (1) rewards point for every ₱50 spend
Enjoy flexible installment plans and payment options
One of the lowest forex conversion rates at 1.85%

Things to Consider

Shopping points
Installment
Exclusive discounts

Benefits

Rewards Points
1 rewards point per ₱50

Fees & Charges

Annual Fee
₱ 1,320 per year
Cash Advance Service Charge
₱ 200
Forex Conversion Rate
1.85 %

Interest Rate
3 %
Late Payment Charge
₱ 850
Over Limit Charge
No Charge
Card Replacement Fee
₱ 400

Eligibility

Min. Annual Income
₱ 180,000
Minimum Age
21 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number.
  • Signed Certificate of Employment
  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.

Check on more BPI card options

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BPI Gold Rewards Card
BPIBPI Gold Rewards Card
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Promo Code
Annual Fee
₱2050 per year
₱5000 per year
₱2250 per year
Cashback Local
Min. Annual Income
₱180000
₱1000000
₱480000