UnionBank Miles+ Visa Signature

UnionBank Miles+ Visa Signature

Affordable, safe, and relaxing—these are must-haves in every vacation, and you can have all three when you use your UnionBank Miles+ Visa Signature. Fly out for free by collecting miles after every swipe, get up to ₱1 million travel insurance, and enjoy your complimentary passes to selected airport lounges here and abroad.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 5,000  per year
Rewards Points Baseline
1  rewards point
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Min. Annual Income
₱ 360,000
Airport Lounge Access
Complimentary passes and exclusive access
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4 Offers Available
₱4,000 eGift
Moneymax UnionBank Vday Flash Deal Welcome Gift Campaign
₱4,000 eGift

+ 5 other gift options

Promo is valid until February 28, 2026. Per DTI Fair Trade Permit No. FTEB-249380 Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

AceFast Magnetic Fast Wireless Powerbank
Moneymax UnionBank February Welcome Gift Campaign
AceFast Magnetic Fast Wireless Powerbank

+ 4 other gift options

Promo is valid until March 15, 2026. Per DTI Fair Trade Permit No. FTEB-248865 Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

₱8,888 eGift
Apply now and get 1 raffle entry
₱8,888 eGift

+ 7 other gift options

Promo runs until February 28, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

15,000 AirAsia Points
UB Welcome Offer
15,000 AirAsia Points

Earn Welcome gift of 30,000 Airmiles Points when you spend ₱40,000 in the first 60 days. Per DTI Fair Trade Permit No. FTEB-212281 Series of 2026. Terms and Conditions Apply

Things to consider

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No expiry miles

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Travel insurance

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Airport lounge

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Benefits

Rewards

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Rewards Points Baseline
1  rewards point
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Additional benefits

airlines
Airport Lounge Access
Complimentary passes and exclusive access
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Complimentary Travel Insurance
₱1 million
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Purchase protection
30  days
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Quick Facts

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Earn 1 mile for every ₱30 spend

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Redeem cash credits using your non-expiring miles or convert it to air miles

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Enjoy exclusive access and 2 complimentary passes every year to select local and international airport lounges

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Get up to ₱1 million travel insurance when you buy your travel ticket using your UnionBank Miles+ Visa Signature

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Get a 30-day Purchase Protection coverage for free

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Ideal for: frequent international travelers

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline requirement
Not required
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Credit card requirement
Not required
Required Documents

Regular Employee:

- Government-issued ID

- Valid TIN / SSS / GSIS or UMID number

- Signed Certificate of Employment

- Proof of income


Self-employed:

- Government-issued ID

- Valid TIN / SSS / GSIS or UMID number

- Audited Financial Statements

- Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
N/A
Interest Rate
3  %
Interest on Cash Advance
3.04  %
Cash Advance Service Charge
₱ 200
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Late Payment Charge
₱ 1,500
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Forex Conversion Rate
 %

Tags

UnionBank Miles+ Visa Signature UnionBank Miles+ Visa Signature

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