UnionBank Miles+ Visa Signature

UnionBank Miles+ Visa Signature

Affordable, safe, and relaxing—these are must-haves in every vacation, and you can have all three when you use your UnionBank Miles+ Visa Signature. Fly out for free by collecting miles after every swipe, get up to ₱1 million travel insurance, and enjoy your complimentary passes to selected airport lounges here and abroad.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 5,000  per year
Rewards Points Baseline
1  rewards point
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Min. Annual Income
₱ 360,000
Airport Lounge Access
Complimentary passes and exclusive access
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2 Offers Available
Giftaway Credit worth ₱3,000
Moneymax UnionBank February Welcome Gift Campaign
Giftaway Credit worth ₱3,000

+ 5 other gift options

Promo is valid until March 15, 2026. Per DTI Fair Trade Permit No. FTEB-248865 Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

15,000 AirAsia Points
UB Welcome Offer
15,000 AirAsia Points

Earn Welcome gift of 30,000 Airmiles Points when you spend ₱40,000 in the first 60 days. Per DTI Fair Trade Permit No. FTEB-212281 Series of 2026. Terms and Conditions Apply

Things to consider

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No expiry miles

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Travel insurance

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Airport lounge

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Benefits

Rewards

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Rewards Points Baseline
1  rewards point
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Additional benefits

airlines
Airport Lounge Access
Complimentary passes and exclusive access
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Complimentary Travel Insurance
₱1 million
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Purchase protection
30  days
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Quick Facts

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Earn 1 mile for every ₱30 spend

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Redeem cash credits using your non-expiring miles or convert it to air miles

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Enjoy exclusive access and 2 complimentary passes every year to select local and international airport lounges

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Get up to ₱1 million travel insurance when you buy your travel ticket using your UnionBank Miles+ Visa Signature

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Get a 30-day Purchase Protection coverage for free

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Ideal for: frequent international travelers

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline requirement
Not required
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Credit card requirement
Not required
Required Documents

Regular Employee:

- Government-issued ID

- Valid TIN / SSS / GSIS or UMID number

- Signed Certificate of Employment

- Proof of income


Self-employed:

- Government-issued ID

- Valid TIN / SSS / GSIS or UMID number

- Audited Financial Statements

- Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
N/A
Interest Rate
3  %
Interest on Cash Advance
3.04  %
Cash Advance Service Charge
₱ 200
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Late Payment Charge
₱ 1,500
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Forex Conversion Rate
 %

Tags

UnionBank Miles+ Visa Signature UnionBank Miles+ Visa Signature

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