UnionBank Cash Back Visa Platinum

UnionBank Cash Back Visa Platinum

Swiping your credit card is better when you can save money in return. So start swiping with a UnionBank Cash Back Visa Platinum to earn up to 6% cash back on groceries and enjoy other rebates. Find out more below!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 4,500  per year
Min. Annual Income
₱ 180,000
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Cashback Supermarket
Up to 6  %
Cash Back Yearly
₱ 15,000  per year
Rebates Meralco bill payments through UnionBank Online.
2  %
Offer Available
Giftaway Credit worth ₱3,000
Moneymax UnionBank May Welcome Gift Campaign
Giftaway Credit worth ₱3,000

+ 5 other gift options

  • Promo is valid from May 15, 2026 to September 15, 2026.
  • Applicant must be a New-to-Bank applicant and an existing card holder from a different card provider registered under the Credit Bureau TransUnion Philippines.
  • Per DTI Fair Trade Permit No. FTEB-256643 Series of 2026.
  • Terms and Conditions apply.

Things to consider

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Supermarket rebate

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Exclusive discounts

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Good for beginners

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Rebate cap applied

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Benefits

Rewards

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Cashback Base Rate
0.2  %
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Cashback Supermarket
Up to 6  %
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Quick Facts

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Earn up to 6% cash back on groceries

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Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online

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Get up to 0.20% cash back on all other purchases

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Ideal for: individuals who want to save on their essential spend

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
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Landline requirement
Not required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 4,500  per year
Interest Rate
3  %
Interest on Cash Advance
3.04  %
Cash Advance Service Charge
₱ 200
Minimum Payment
₱ 500

Tags

UnionBank Cash Back Visa Platinum UnionBank Cash Back Visa Platinum

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