UnionBank Cash Back Visa Platinum

UnionBank Cash Back Visa Platinum

Swiping your credit card is better when you can save money in return. So start swiping with a UnionBank Cash Back Visa Platinum to earn up to 6% cash back on groceries and enjoy other rebates. Find out more below!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 4,500  per year
Min. Annual Income
₱ 180,000
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Cashback Supermarket
Up to 6  %
4 Offers Available
₱4,000 eGift
Moneymax UnionBank Vday Flash Deal Welcome Gift Campaign
₱4,000 eGift

+ 5 other gift options

Promo is valid until February 28, 2026. Per DTI Fair Trade Permit No. FTEB-249380 Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

AceFast Magnetic Fast Wireless Powerbank
Moneymax UnionBank February Welcome Gift Campaign
AceFast Magnetic Fast Wireless Powerbank

+ 4 other gift options

Promo is valid until March 15, 2026. Per DTI Fair Trade Permit No. FTEB-248865 Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

₱8,888 eGift
Apply now and get 1 raffle entry
₱8,888 eGift

+ 7 other gift options

Promo runs until February 28, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

15,000 AirAsia Points
UB Welcome Offer
15,000 AirAsia Points

Earn ₱5,000 egift cash credit when you spend ₱20,000 in the first 60 days. Per DTI Fair Trade Permit No. FTEB-212281 Series of 2026. Terms and Conditions Apply.

Things to consider

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Supermarket rebate

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Exclusive discounts

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Good for beginners

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Rebate cap applied

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Benefits

Rewards

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Cashback Base Rate
0.2  %
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Cashback Supermarket
Up to 6  %
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Quick Facts

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Earn up to 6% cash back on groceries

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Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online

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Get up to 0.20% cash back on all other purchases

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Ideal for: individuals who want to save on their essential spend

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
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Landline requirement
Not required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 4,500  per year
Interest Rate
3  %
Interest on Cash Advance
3.04  %
Cash Advance Service Charge
₱ 200
Minimum Payment
₱ 500

Tags

UnionBank Cash Back Visa Platinum UnionBank Cash Back Visa Platinum

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