RCBC Flex Gold Visa

RCBC Flex Gold Visa

Earn points faster when you spend with an RCBC Flex Gold Visa credit card. Get 2x rewards points on three preferred categories: grocery, gas, travel, department store, or household appliances. What can we say, #adulting is definitely better with this card!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
₱ 500,000
Rewards - Travel Spend
2  point per ₱50
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Rewards - Fuel Spend
2  point per ₱125
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Annual Fee
₱ 3,000  per year
2x Rewards Points
2
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Offer Available
Win a Full Tank of Fuel
Fueled By Cashback
Fueled By Cashback Win a Full Tank of Fuel

Promo is valid until April 15, 2026. DTI Fair Trade Permit No. FTEB-253208 Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

Things to consider

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Airport lounge

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Travel insurance

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Free reward points

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High income requirement

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱50
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Rewards - Grocery Spend
2  point per ₱125
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Rewards - Travel Spend
2  point per ₱50
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Rewards - Fuel Spend
2  point per ₱125
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Rewards - Department Store Spend
2  point per ₱50
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Quick Facts

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Earn 2x rewards points on three preferred categories.

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Change your preferred categories once every billing cycle.

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Exchange your rewards points for shopping vouchers or redeem as cash rebates.

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With free travel insurance (Travel Plus Lite) and purchase protection.

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Get access to the Marhaba/Skyview Airport Lounge.

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Ideal for: millennials who are leveling up in life.

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 500,000
Landline Required
Required
Credit Card Required
Required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

RCBC Flex Gold Visa RCBC Flex Gold Visa

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