UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

If you’re looking to get more out of your shopping experience, apply for a UnionBank Platinum Mastercard. Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Annual Fee
₱ 3,000  per year
Cash Back - Base Rate
1  %
info
Min. Annual Income
₱ 600,000
9 Offers Available
GoPro Hero 12
WIN a GoPro Hero 12!
GoPro Hero 12

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

Dyson Airstrait
WIN a Dyson Airstrait!
Dyson Airstrait

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

M3 MacBook Air 15-inch
WIN a M3 MacBook Air!
M3 MacBook Air 15-inch

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

Vespa S 125
WIN a Vespa S125!
Vespa S 125

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

Apple Airpods 2
Get THIS welcome gift!
Apple Airpods 2

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry to our 10th anniversary promo when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

₱4,000 cash credits
Get THIS welcome gift!
₱4,000 cash credits

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

JBL Tune 720BT
Get THIS welcome gift!
JBL Tune 720BT

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Dolce Gusto Genio S Plus
Get THIS welcome gift!
Dolce Gusto Genio S Plus

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Marshall Emberton II
Get THIS welcome gift!
Marshall Emberton II

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Things to consider

check

No-brainer rebate

check

Overseas rebate

check

Airport lounge

remove

High income requirement

sentiment_satisfied

Benefits

Cashback

credit_card
Cash Back - Base Rate
1  %
info

Additional Benefits

airlines
Airport Lounge Access
Free lounge access
info
digital_wellbeing
Life insurance coverage
₱ 400,000
info
sports_score

Quick Facts

check_circle

Earn 1% cash back on all spending categories.

check_circle

Free lounge access at NAIA Terminals 1 and 3.

check_circle

Free life insurance coverage up to ₱400,000.

check_circle

Accepted at over 30 million establishments worldwide.

check_circle

Ideal for: cardholders with huge monthly expenses.

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 600,000
Landline Required
Not required
Cash Advance Monthly Effective Interest Rate
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
info

Tags

UnionBank Platinum Mastercard UnionBank Platinum Mastercard

DISCLAIMER: Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly.

 

With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

© Moneyguru Philippines Corporation. All rights reserved with its registered address at 6th floor, ACT Tower, H.V. Dela Costa, Salcedo Village, Makati City. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.