PNB Platinum Mastercard

PNB Platinum Mastercard

The PNB Platinum Mastercard offers flexible payment and rewards options as you enjoy shopping, dining, and entertainment experiences. Travel with peace of mind with free travel insurance coverage when you pay for your trip with your PNB Platinum card. And with LuXeclusive, you can also buy high-end luxury items at 0% installment with terms of up to 24 months.
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Highlights

Annual Fee
₱ 3,000  per year
Airmiles - Local Spend
1  Mabuhay Mile per ₱70
Rewards - Base Rate
1  rewards point per ₱70
Min. Annual Income
₱ 600,000

Things to consider

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Bonus air miles

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Free reward points

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Installment

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High income requirement

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Benefits

Airmiles

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Airmiles - Local Spend
1  Mabuhay Mile per ₱70

Rewards

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Rewards - Base Rate
1  rewards point per ₱70
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Quick Facts

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Earn rewards points for every ₱50 spend.

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Get free travel insurance with coverage of up to ₱3 million.

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Be protected by Fraud Transaction Insurance and Purchase Protection Insurance.

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Enjoy dual billing options in PHP or USD.

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Avail of flexible payments and choose to pay ₱500 or 5% of your credit card bill.

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Ideal for: cardholders who love lifestyle purchases, exclusive perks, and exciting deals.

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 600,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Required Documents

  • Regular Employee
  • Proof of income
  • Government-issued ID
  • Signed Certificate of Employment
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
2  %
Cash Advance Fee
5  %

Tags

PNB Platinum Mastercard PNB Platinum Mastercard