PNB Platinum Mastercard

Updated: Aug 18, 2026
PNB Platinum Mastercard
Annual Fee
₱3,000 per year
Card Benefit
1- point per ₱70
Min. Annual Income
₱600,000

Highlights

Moneymax's Take

Earn rewards points for every ₱50 spend.
Get free travel insurance with coverage of up to ₱3 million.
Be protected by Fraud Transaction Insurance and Purchase Protection Insurance.

Things to Consider

Bonus air miles
Free reward points
Installment

Benefits

Airmiles - Local Spend
1 Mabuhay Mile per ₱70

Rewards - Base Rate
1 rewards point per ₱70

Fees & Charges

Annual Fee
₱ 3,000 per year
Cash Advance Fee
5 %

Monthly Effective Interest Rate
2 %

Eligibility

Min. Annual Income
₱ 600,000
Minimum Age
21 years old

Required Documents

  • Regular Employee
  • Proof of income
  • Government-issued ID
  • Signed Certificate of Employment

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Promo Code
Annual Fee
₱600 per year
₱300 per year
₱3000 per year
Cashback Local
Airmiles Base Rate

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