BPI Rewards Card

BPI Rewards Card

Going cashless? Make the sensible choice with BPI Rewards Card. Earn one (1) reward point for every ₱35 spend and enjoy exclusive deals all year round from BPI. Plus, get free travel insurance up to ₱2 million when you use this BPI credit card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee Waiver
Yes
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Annual Fee
₱ 0  (No Annual Fee with Yearly Spend Requirement)
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Rewards Points
1  point per ₱35
Min. Annual Income
₱ 180,000
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4 Offers Available
Receive 1x chance to open a Mystery Box!
Summer Blind Box Campaign
Receive 1x chance to open a Mystery Box!

Promo is valid until  June 6, 2026. Per DTI Fair Trade Permit No.  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

  • Customers may choose to open one of 3 available Mystery Box categories, which contain the following rewards:
    • Mystery Box 1: Adventure
      • JBL Go 5 (worth S$2,899)
      • Apple AirTag (worth S$1,800)
      • ₱1,500 Klook Voucher
      • ₱500 Grab Voucher
      • ₱500 Personal Accident Insurance
    • Mystery Box 2: Chill
      • Xiaomi Redmi Soundbar (worth ₱2,499)
      • ₱1,000 Karada Voucher 
      • ₱1,000 Bioessence Voucher
      • ₱1,000 SM Cinema Voucher
    • Mystery Box 3: Pro Gamer Arena
      • Jisulife Neck Fan Life3 (worth ₱1,850)
      • Xiaomi Mijia Portable Juicer 2 (worth ₱1,299)
      • ₱500 Starbucks Voucher
      • ₱500 Watsons Voucher
  • Promotion is stackable with MoneyMax Exclusive Offer reward.
  • Terms and Conditions apply.
₱2,000 Giftaway Voucher
No Minimum Spend Required!
₱2,000 Giftaway Voucher

+ 3 other gift options

Promo runs until May 31, 2026. Per DTI Fair Trade Permit No. FTEB-248512 Series of 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

₱50,000 eGift
Moneymax Swipe Into Summer Campaign
MMX (50K eGift via Giftaway) ₱50,000 eGift

Promo is valid until May 31, 2026. Per DTI Fair Trade Permit No. 257109  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

No Annual Fee
Back-to-Back Perks: Welcome Gift + Annual Fee Waiver
Annual Membership Fee Waiver No Annual Fee

Promo runs until June 30, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

Welcome Gift ₱6,000 eGCs
Back-to-Back Perks: Welcome Gift + Annual Fee Waiver
Welcome Gift Value with Min. Spend ₱30,000 Welcome Gift ₱6,000 eGCs

Promo runs until June 30, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

Things to consider

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Free reward points

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Travel insurance

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Installment

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Exclusive discounts

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Benefits

Rewards

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Rewards Points
1  point per ₱35
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Quick Facts

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Earn one (1) reward point for every ₱35 spend

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Avail flexible installment plans with terms up to 36 months

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Free travel insurance wherever you go up to ₱2 million

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Enjoy a variety of year-round discounts and perks

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Ideal for: money-savvy shoppers looking to go cashless

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
60  years old
Min. Annual Income
₱ 180,000
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Landline requirement
Required
Credit card requirement
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number

Signed Certificate of Employment

  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 0  (No Annual Fee with Yearly Spend Requirement)
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Annual Fee Waiver
Yes
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Interest Rate
3  %
Interest on Cash Advance
3  %
Cash Advance Service Charge
₱ 200
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Forex Conversion Rate
1.85  %
Over Limit Charge
No Charge

Tags

BPI Rewards Card BPI Rewards Card

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