UnionBank Gold Mastercard

UnionBank Gold Mastercard

Make your credit card earn more with the UnionBank Gold Mastercard. Earn 1% cashback on every purchase and enjoy 0% interest installment plans and other exclusive perks when you apply for this credit card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
₱ 360,000
Cash Back - Base Rate
1  %
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Annual Fee
₱ 2,500  per year

Things to consider

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Local spending rebate

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Installment

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Contactless payment

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Exclusive discounts

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Benefits

Cashback

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Cash Back - Base Rate
1  %
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Quick Facts

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Get ₱5,000 cash back for free when you spend a minimum of ₱40,000 within 60 days after card approval

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Earn 1% cashback on every spend

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Enjoy 0% interest installment payment plans

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Free life insurance coverage up to ₱400,000

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Ideal for: cardholders who frequently shop and travel

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 2,500  per year
Annual Fee Waiver
Not Available
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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UnionBank Gold Mastercard UnionBank Gold Mastercard

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