Credit Cards by Metrobank
Updated: Aug 26, 2025
Live your ideal lifestyle with the freedom you’ll get from Metrobank credit cards, where top-of-the-line benefits are waiting for you. Get your Metrobank credit card online and discover new ways to live.
Why Trust Moneymax?
Min. Annual Income
₱ 180,000Monthly Effective Interest Rate
3 %Annual Fee
FreeApply through Moneymax and choose from 13 premium rewards:
- Earn 2x rewards points on dining, department store, and online purchases
- Earn one (1) point for every ₱20 spend
- Enjoy exclusive credit card features from Metrobank
- Ideal for: money-savvy cardholders shopping for essentials
Repayment Details
Cash Advance Monthly Effective Interest Rate: 2 %
Fees
Annual Fee: Free
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old
Min. Annual Income
₱ 700,000Monthly Effective Interest Rate
3 %Annual Fee
FreeApply through Moneymax and choose from 13 premium rewards:
- Earn 1 reward point for every ₱20 spend
- Up to 50% off on premium dining offers
- eCommerce purchase protection up to $200
- No annual fee for your first supplementary card
- Ideal for: premium dining perk seekers
Repayment Details
Cash Advance Monthly Effective Interest Rate: 1 %
Fees
Annual Fee: Free
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱700,000
Minimum Age: 21 years old
Min. Annual Income
₱ 1,500,000Monthly Effective Interest Rate
3 %Annual Fee
₱ 6,000Apply through Moneymax and choose from 13 premium rewards:
- Get 2x reward points for international purchases
- Earn 1 reward point for every ₱20 spend
- Enjoy up to 50% off on luxury dining deals
- Ideal for: frequent travelers and premium perk seekers
Repayment Details
Minimum Amount Due: 5 %
Cash Advance Monthly Effective Interest Rate: 1 %
Fees
Annual Fee: ₱6,000
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱1,500,000
Minimum Age: 18 years old
Frequently Asked Questions
- No Annual Fees for the First Year - Save the money you’ll spend on annual fees on your first year of owning Metrobank credit cards and use it to pay for your credit card amount due instead.
- Accelerated Rewards Program - Enjoy up to 2x rewards on several categories: department store, dining, online, and overseas spend. Earn reward points for as low as ₱20 spend and redeem rewards like air miles, gift certificates, and fee waivers and rebates, or convert them to donations to charitable organizations.
- Must be at least 18 to 70 years old
- Must be employed for at least 6 months as a regular employee or a principal credit cardholder with another bank
- Must have a gross annual income of at least ₱180,000
- Must have an existing credit card in good standing for 9 months & with a ₱25,000 credit limit
- 1 valid ID (SSS, TIN, Passport, Driver’s License, UMID, PRC ID)
- Active mobile number and business or residence landline
- Latest ITR (Form 2316 or Form 1701) duly stamped as received by the BIR or its authorized agent bank
- 3 months latest payslip or latest audited financial statements
- Copy of Alien Certificate of Registration (for foreigners)
Cash back, accelerated reward points, and exclusive deals are just a few of the benefits that will maximize your spending power with every swipe of your Metrobank credit card.
Find out more of the benefits you’ll enjoy below:
Filipinos and foreigners residing in the Philippines with the following criteria can apply for any Metrobank credit card: