UnionBank PlayEveryday Review: How to Gamify Your Finances
Updated: Dec 13, 2023
Written byRicky Publico
Who says owning a credit card has to be boring? In this UnionBank PlayEveryday review, you'll learn that you can make a game out of using a credit card for all your daily transactions. Plus, you earn points for every accomplishment in this "game"!
Read on to know how UnionBank PlayEveryday makes every credit card experience fun and rewarding.
UnionBank PlayEveryday Credit Card: Key Features
To start this UnionBank PlayEveryday review, let's check out the key features of this credit card:
unionbank playeveryday review - key features
- Annual fee: ₱1,500
- Interest rate: 3%
- Minimum monthly income requirement: ₱30,000
- Cash advance fee: ₱200 per cash advance and 1.96% finance charge per month until date of repayment
- Late payment fee: ₱1,000
- Overlimit fee: ₱500
- Card replacement fee: ₱400
Read more: How to Apply for a UnionBank Credit Card: 3 Easy Steps to Follow
UnionBank PlayEveryday Credit Card Review: Why Should I Get This Card?
unionbank playeveryday review - why should i get this card
What sets apart the UnionBank PlayEveryday credit card is its focus on gamified credit card transactions. To find out more, let's explore its rewards system.
👉 Exciting Play Points System
The UnionBank PlayEveryday prides itself on having the first gamified banking rewards program in the Philippines. For starters, you earn 1 Play Point for every ₱10 spend, one of the lowest point conversion rates out there.
To earn points, use the UnionBank PlayEveryday Credit Card to pay for your daily transactions. The more you spend, the more points you earn.
Here are other ways to earn points:
Use the UnionBank Online app[1] to accomplish other point-earning activities, track your points, and redeem rewards.
👉 PlayEveryday Levels and Bonus Points
Of course, it won't be a game without levels, and that's exactly what the UnionBank PlayEveryday has in spades.
If you've reached enough points, you can reach a corresponding level. Leveling up also earns you extra Play Points, so the higher your level is, the higher your bonus will be.
Note that your rank won't decrease even if you redeem some of your points. For example, if you're an All Star and want to redeem a reward, you'll still remain an All Star even if you currently don't have 10,000 points. However, it can decrease due to a reversal of transactions.
👉 PlayEveryday Weekly Leaderboards
You can track your level within the UnionBank Online app. For extra bragging rights, your profile will be included in the PlayEveryday Leaderboard. Do you have what it takes to top these weekly leaderboards?
Ready to get the UnionBank PlayEveryday card? Here's a quick rundown of its key features:
What Other Perks Can I Get With My UnionBank PlayEveryday?
unionbank playeveryday review - other perks
If the gamification of credit card transactions piqued your interest, then these UnionBank PlayEveryday perks will further convince you to get this card.
👉 Robust Rewards Program
What's the use of having so many Play Points without a proper rewards program to back it up? Use your points to redeem e-vouchers from hundreds of stores nationwide, cash rebates, or annual fee waivers.
👉 Easy-to-Use UnionBank Online App
Getting the UnionBank PlayEveryday means getting to experience the joys of using the UnionBank Online app, one of the best banking apps out there.[2] From the app itself, you can track your Play Points, monitor your transactions, redeem rewards, pay bills, split expenses with your friends, and access exclusive UnionBank promos.
UnionBank PlayEveryday Alternatives
This UnionBank PlayEveryday review won't be complete without presenting possible alternatives. Because let's face it—not everyone enjoys playing games, especially when it comes to their finances.
First, check out UnionBank's other cards:
|
Credit Card
|
Annual Fee
|
Minimum Annual Income Requirement
|
Key Features
|
  |
Free for life
|
₱180,000
|
|
|
UnionBank Rewards Credit Card
 |
₱2,500
|
₱180,000
|
|
|
UnionBank PlayEveryday
  |
₱1,500
|
₱360,000
|
|
|
UnionBank Lazada Credit Card
 |
₱3,000
|
₱360,000
|
|
|
UnionBank Go Rewards Gold Credit Card
 |
₱3,000
|
₱360,000
|
|
|
UnionBank Cebu Pacific Gold Credit Card
 |
₱3,000
|
₱360,000
|
|
|
UnionBank Cash Back Platinum Visa
 |
₱4,500
|
₱180,000
|
|
See more below:
Looking for another rewarding credit card from UnionBank? Use the UnionBank Rewards Credit Card to earn 1 point for every ₱30 spend. Triple your points when you use your UB Rewards card at shopping boutiques, department stores, and restaurants.
🎁 Free Gift from Moneymax: Apple AirPods 2, Dolce Gusto Mini Me, Marshall Willen, JBL Tune 720BT, or Giftaway Cash Credits
Eligible card: UnionBank credit cards
Promo period: Until September 30, 2024
Get Apple AirPods 2 worth ₱8,490; Nescafe Dolce Gusto Mini Me worth ₱6,699; Marshall Willen Speaker worth ₱6,590; JBL Tune 720BT Wireless Headphones worth ₱4,699; or Giftaway cash credits worth ₱4,000! Just apply for any eligible UnionBank credit card via Moneymax, get approved within the promo period, and then meet the ₱10,000 spend requirement within 60 days from your card approval date.
This Moneymax UnionBank welcome gift promo runs until September 30, 2024 only.
Per DTI Fair Trade Permit No. FTEB-199168 Series of 2024. Terms and conditions apply.
Note: The promo is exclusive to carded applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.
The Metrobank Titanium Mastercard® also has a low points conversion at ₱20 per point. You can even double your points on dining, department store, and online purchases! Plus, you get access to Metrobank's roster of useful credit card tools and services.
Read more: Metrobank Credit Card Application: Eligibility, Requirements, and More
Want to earn even more points? Set your sights on the HSBC Red Mastercard. Get 4x reward points on online, shopping, dining, and overseas transactions. You can also earn up to a 6% rebate on Caltex fuel purchases!
Read more: A First-Timer’s 4-Step Guide to HSBC Credit Card Application
The Security Bank Gold Mastercard earns 1 point for every ₱20 spend. You also get to enjoy exclusive rewards and promos all year round. If you're a frequent flyer, you'll be glad to know that you can use this card to access the Marhaba Lounge at NAIA Terminals 1 and 3.
Read more: How to Apply and Get Approved for a Security Bank Credit Card
With the BPI Rewards Card, you earn 1 rewards point for every ₱35 spend and enjoy a variety of year-round discounts and perks. For bigger purchases, avail of flexible installment plans with terms of up to 36 months.
Read more: BPI Credit Card Application: Requirements, Process, and More
Final Thoughts
That's it for our UnionBank PlayEveryday review! The bottom line is that this card is perfect if you want a fun and competitive credit card experience. Plus, you get to earn points, which you can then exchange for gifts and rewards of your choice.
Sources:
- [1] UnionBank Online App - App Store | Play Store
- [2] UNIONBANK: BLAZING DIGITAL TRAILS IN THE PHILIPPINES AND BEYOND (International Banker, 2023)
About the author
Ricky Publico
Ricky is the zaniest Product Marketing Manager at Moneymax, with over six years of writing experience in the digital marketing industry. He had written for SEO, cybersecurity, and other related industries prior to joining Moneymax. He also specializes in content writing, copywriting, and email marketing. He is a huge fan of pro-wrestling, One Piece, and smartphones in general. <a href="http://linkedin.com/in/rjpublico" target="_blank"> Follow Ricky on LinkedIn.</a>
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