BPI Platinum Rewards Card

BPI Platinum Rewards Card

If you want some oomph to the usual credit card premium features, try the BPI Platinum Rewards Card! Collect BPI points fast by earning 2 points for every ₱30 local spend and ₱20 overseas spend. Plus, pick from 54 airlines when converting your points to air miles.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Rewards - Local Spend
1  point per ₱30
Min. Annual Income
₱ 1,000,000
Rewards - Overseas Spend
1  point per ₱20
Annual Fee
₱ 4,000  per year
Offer Available
WIN a Trip to Boracay for 2!
Moneymax Golden Giveaway
Trip for 2 to Boracay! WIN a Trip to Boracay for 2!

+ 6 other gift options

Apply and get approved for selected credit cards to earn 1 raffle entry to win:

  • Trip to Boracay for Two
  • Trip to Coron for Two
  • Trip to Puerto Prinsesa for Two
  • GoPro HERO
  • ₱10,000 Giftaway Voucher
  • JBL Soundgear Frames
  • JisuLife Ultra 1

Moneymax Golden Giveaway: Promo runs until May 31, 2025. Per DTI Fair Trade Permit No. FTEB-220354. Series of 2025. Full terms and conditions here.

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

Things to consider

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Free reward points

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Online shopping points

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Airport lounge

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High income requirement

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Benefits

Rewards

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Rewards - Local Spend
1  point per ₱30
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Rewards - Overseas Spend
1  point per ₱20
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Rewards Points Online Shopping
2  BPI Points per ₱20
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Quick Facts

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Earn 2 BPI points for every ₱30 local spend.

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Earn 2 BPI points for every ₱20 foreign currency spend online and abroad.

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Convert straight payments on airfares to installment with 0% interest.

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Get up to ₱10 million free travel insurance.

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Get up to 180 days of purchase protection insurance.

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Enjoy up to four complimentary airport lounge passes yearly to over 1,300 lounges worldwide when you meet the spend requirement.

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Ideal for: frequent travelers looking for premium perks.

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
60  years old
Min. Annual Income
₱ 1,000,000
Landline Required
Required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Signed Certificate of Employment
  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Audited Financial Statements: With BIR/bank stamp
  • Proof of income: Latest ITR with BIR/bank stamp
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 4,000  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

BPI Platinum Rewards Card BPI Platinum Rewards Card

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