BPI Platinum Rewards Card

BPI Platinum Rewards Card

If you want some oomph to the usual credit card premium features, try the BPI Platinum Rewards Card! Collect BPI points fast by earning 2 points for every ₱30 local spend and ₱20 overseas spend. Plus, pick from 54 airlines when converting your points to air miles.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Rewards - Local Spend
2  BPI Points per ₱30 spend
Min. Annual Income
₱ 1,000,000
Rewards - Overseas Spend
2  BPI Points per ₱20 spend
Annual Fee
₱ 0  (No Annual Fee)
info
4 Offers Available
Receive 1x chance to open a Mystery Box!
Summer Blind Box Campaign
Receive 1x chance to open a Mystery Box!

Promo is valid until  June 6, 2026. Per DTI Fair Trade Permit No.  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

  • Customers may choose to open one of 3 available Mystery Box categories, which contain the following rewards:
    • Mystery Box 1: Adventure
      • JBL Go 5 (worth S$2,899)
      • Apple AirTag (worth S$1,800)
      • ₱1,500 Klook Voucher
      • ₱500 Grab Voucher
      • ₱500 Personal Accident Insurance
    • Mystery Box 2: Chill
      • Xiaomi Redmi Soundbar (worth ₱2,499)
      • ₱1,000 Karada Voucher 
      • ₱1,000 Bioessence Voucher
      • ₱1,000 SM Cinema Voucher
    • Mystery Box 3: Pro Gamer Arena
      • Jisulife Neck Fan Life3 (worth ₱1,850)
      • Xiaomi Mijia Portable Juicer 2 (worth ₱1,299)
      • ₱500 Starbucks Voucher
      • ₱500 Watsons Voucher
  • Promotion is stackable with MoneyMax Exclusive Offer reward.
  • Terms and Conditions apply.
₱2,000 Giftaway Voucher
No Minimum Spend Required!
₱2,000 Giftaway Voucher

+ 3 other gift options

Promo runs until May 31, 2026. Per DTI Fair Trade Permit No. FTEB-248512 Series of 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

₱50,000 eGift
Moneymax Swipe Into Summer Campaign
MMX (50K eGift via Giftaway) ₱50,000 eGift

Promo is valid until May 31, 2026. Per DTI Fair Trade Permit No. 257109  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

No Annual Fee
Back-to-Back Perks: Welcome Gift + Annual Fee Waiver
Annual Membership Fee Waiver No Annual Fee

Promo runs until June 30, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

Welcome Gift ₱6,000 eGCs
Back-to-Back Perks: Welcome Gift + Annual Fee Waiver
Welcome Gift Value with Min. Spend ₱60,000 Welcome Gift ₱6,000 eGCs

Promo runs until June 30, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

Things to consider

check

Free reward points

check

Online shopping points

check

Airport lounge

remove

High income requirement

sentiment_satisfied

Benefits

Rewards

storefront
Rewards - Local Spend
2  BPI Points per ₱30 spend
shoppingmode
Rewards - Overseas Spend
2  BPI Points per ₱20 spend
shopping_cart
Rewards Points Online Shopping
2  BPI Points per ₱20 spend
sports_score

Quick Facts

check_circle

Earn 2 BPI points for every ₱30 local spend.

check_circle

Earn 2 BPI points for every ₱20 foreign currency spend online and abroad.

check_circle

Convert straight payments on airfares to installment with 0% interest.

check_circle

Get up to ₱10 million free travel insurance.

check_circle

Get up to 180 days of purchase protection insurance.

check_circle

Enjoy up to four complimentary airport lounge passes yearly to over 1,300 lounges worldwide when you meet the spend requirement.

check_circle

Ideal for: frequent travelers looking for premium perks.

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
60  years old
Min. Annual Income
₱ 1,000,000
Landline Required
Required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Signed Certificate of Employment
  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Audited Financial Statements: With BIR/bank stamp
  • Proof of income: Latest ITR with BIR/bank stamp
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 0  (No Annual Fee)
info
Annual Fee Waiver
Yes
info
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
info

Tags

BPI Platinum Rewards Card BPI Platinum Rewards Card

DISCLAIMER: Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly.

 

With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

© Moneyguru Philippines Corporation. All rights reserved with its registered address at  6th Floor – Units D and E Uptown Bonifacio Tower 1, 36th Street corner 11th Avenue, Uptown Bonifacio, Taguig City, 1634. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.