BPI Platinum Rewards Card

Updated: Aug 18, 2026
BPI Platinum Rewards Card
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Ideal for
Lounge Access and Airmiles
Card benefit
2BPI points per ₱20 spend
Annual Fee
₱4,000 per year
Min. Annual Income
₱1,000,000

Offers

Moneymax Reward up to ₱2,500

Apply through Moneymax and choose from 1 premium rewards
Limited time only
gift logo

Worth ₱2,500

Moneymax Back for More Campaign

For returning Moneymax customers only—apply for a new credit card and get a chance to be one of 20 winners of a ₱2,500 eGift! Act fast, promo runs until September 30!

  • ₱2,500 Voucher (via Giftaway)

Highlights

Moneymax's Take

Earn 2 BPI points for every ₱30 local spend.
Earn 2 BPI points for every ₱20 foreign currency spend online and abroad.
Convert straight payments on airfares to installment with 0% interest.

Things to Consider

Free reward points
Online shopping points
Airport lounge

Benefits

Rewards - Local Spend
2 BPI Points per ₱30 spend
Rewards - Overseas Spend
2 BPI Points per ₱20 spend
Rewards Points Online Shopping
2 BPI Points per ₱20 spend

Fees & Charges

Annual Fee
₱ 4,000 per year
Cash Advance Fee
₱ 200

Monthly Effective Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 1,000,000
Minimum Age
21 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Signed Certificate of Employment
  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Audited Financial Statements: With BIR/bank stamp
  • Proof of income: Latest ITR with BIR/bank stamp

Check on more BPI card options

BPI Amore Platinum Cashback Card
BPIBPI Amore Platinum Cashback Card
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BPI Gold Rewards Card
BPIBPI Gold Rewards Card
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BPI Rewards Card
BPIBPI Rewards Card
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Promo Code
TESTCODE
Annual Fee
₱5000 per year
₱2250 per year
₱1550
Cashback Local
Airmiles Base Rate

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