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How Much Does a Hyundai Car Insurance Cost in 2026?

Written by Rouselle Isla | Oct 13, 2022 7:00:00 AM

Owning a Hyundai is an investment in safer, smarter mobility — whether you're driving a Venue for your daily commute, a Stargazer for your growing family, or a Tucson for weekend adventures. Protecting that investment starts with choosing the right car insurance. 

However, the best policy isn't simply the cheapest one. It's the one that gives you the confidence to handle unexpected repairs, accidents, or natural disasters without putting your finances at risk.

In this guide, you'll learn about Hyundai car insurance options, explore the factors that affect premiums, understand how much Hyundai car insurance costs, and discover how to compare quotes from multiple insurers in the Philippines.

Cheapest Hyundai Car Insurance Costs in the Philippines

If you're wondering, "How much does Hyundai car insurance cost?", the answer depends on your specific vehicle and the level of protection you choose.

There isn't a fixed Hyundai car insurance cost in the Philippines because insurers consider several factors when calculating premiums. In general, comprehensive car insurance costs around 1.5% to 3.5% of your vehicle's fair market value, plus taxes, fees, and optional add-ons. Premiums vary depending on your insurer, your vehicle, and your driver profile.

Here's a sample estimate for popular Hyundai models:

 

Get a Free Car Insurance Quote for Your Hyundai

Check out this list of top car insurance companies in the Philippines and the coverage they offer. Compare your options and get a free quote from Moneymax!

 

Hyundai Accent Insurance Price

Cheapest annual premium: ₱9,260

Hyundai car insurance price is for a GL 1.4L Gas M/T FWD Sedan 5-Seater 

A reliable car that offers solid performance and good value? That’s the Hyundai Accent. It’s one of the most popular cars as it’s economical yet stylish, comfortable, and safe to drive. 

Its price ranges from ₱790,000 to a little over ₱1 million, making it one of the most affordable cars you can purchase these days. As for the Hyundai Accent insurance cost, it starts at ₱9,260 per year. 

Of course, the Hyundai Accent has its pros and cons. Its features may not be top-of-the-line, but it does offer a lot in terms of fuel efficiency, looks, and driving performance. The Hyundai Accent auto insurance is also one of the cheapest. 

Hyundai i20 Insurance Price

Cheapest annual premium: ₱10,871

Hyundai car insurance price is for a Cross Sport 1.4L Gas M/T FWD Crossover 5-Seater

The Hyundai i20 in the Philippines combines the comfort and style of hatchbacks with the impressive capabilities of a crossover. It has an intimidating facade and interior that looks and feels exclusive. 

It's designed to deliver good mileage, making long journeys economical. The diesel models give out a minimum of 16 kmpl for city driving and 21.19 kmpl on expressways and highways. For 2022, the lowest Hyundai i20 insurance price is ₱10,871 per year.

Read more: 

Hyundai Creta Insurance Price

Cheapest annual premium: ₱20,460

Hyundai car insurance price is for a GL 1500cc Gas A/T FWD Crossover 5-Seater

The Hyundai Creta is truly designed for urban mobility, comfort, and flexibility. It’s a head turner and showstopper with its Parametric Jewel Pattern Grille, hidden-type LED DRL, and 17-inch diamond-cut alloy wheels. It also comes equipped with the Hyundai Smartsense for safe and easy driving. Its 10.25-inch full TFT LCD Meter Cluster and 8-inch display audio with smartphone integration are both impressive. 

The Hyundai Creta in the Philippines carries a price tag of ₱1,134,000 to ₱1,379,000. Its cheapest annual premium for car insurance is ₱20,460.

Hyundai Elantra Insurance Price

Cheapest annual premium: ₱23,177

Hyundai car insurance price is for a GL 1600cc Gas A/T FWD Sedan 5-Seater 

The Hyundai Elantra in the Philippines is another car that wows when it comes to look and build. Its sporty stance is unlike any other, and its engine feels smooth and works powerfully in long stretches. 

This midsize family sedan offers first-class comfort and convenience with great features, making it a premium car at an affordable price. The cheapest annual premium for the Hyundai Elantra is ₱23,177.

Hyundai Tucson Insurance Price

Cheapest annual premium: ₱29,102

Hyundai car insurance price is for a Tucson GLS 2000cc Gas A/T FWD Crossover 5-Seater

The Tucson is another stunner from Hyundai, boasting a powerful engine for its compact size. It has that sleek and rugged appeal at the same time. It’s an excellent car for anyone looking for a combination of top-tier comfort and innovation, good fuel economy, and impressive linear power delivery.  

The cheapest annual Hyundai Tucson car insurance cost is ₱29,102.

Hyundai Venue Insurance Price

Cheapest annual premium: ₱14,930

Hyundai car insurance price is for a GL 1.6L Gas M/T FWD Crossover 5-Seater

The Hyundai Venue is one of the more affordable five-door subcompact crossovers that you can get in the Philippines. It can seat five passengers, making it a good family car for short and long drives. 

The Hyundai Venue’s good build and powerful engine can certainly compete with the likes of the Kia Seltos, Ford EcoSport, and Geely Coolray. 

Related reading: Switching Car Insurance Companies: Step-by-Step Guide

Hyundai Kona Insurance Price

Cheapest annual premium: ₱20,254

Hyundai car insurance price is for a GLS 2.0L Hybrid A/T FWD Crossover 5-Seater

The Hyundai Kona in the Philippines has a head-turning and eye-catching exterior design and build that looks impressive from any angle. Its 2.0-liter engine and 6-speed automatic transmission also allow it to navigate any road with quick and powerful acceleration. 

Moreover, you get the great mileage and fuel efficiency that Hyundai cars are known for. The Kona gives a mileage of around 20 Kmpl. Plus its good suspension set-up and driving dynamics provide excellent ride comfort for drivers and passengers. 

The Hyundai Kona 2022 price in the Philippines starts at  ₱1.188 million. The cheapest annual insurance premium is ₱20,254.

Hyundai Ioniq Insurance Price

Cheapest annual premium: ₱27,590

Hyundai car insurance price is for a GLS Hybrid 1.6L Gas A/T FWD Hatchback 5-Seater 

The Hyundai Ioniq price in the Philippines is much lower than that of its competitor, the Toyota Prius. This eco-friendly car has a price tag of ₱1.5 million and offers all the luxury and comfort you could wish for. Truly an excellent option for a fuel-efficient, stylish, and utilitarian hybrid car. 

Hyundai Starex Insurance Price

Cheapest annual premium: ₱33,544

Hyundai car insurance price is for a GLS CRDi 2.5L Diesel A/T RWD Van 10-Seater 

The Hyundai Starex price in the Philippines ranges from ₱1.2 to ₱2.9 million. It’s one of the country's most common and most popular passenger and utility vans because of its toughness, reliability, and durability. Its spacious cabin can also carry up to 12 passengers, making it the perfect vehicle for long trips. 

It’s powered by a 2.5L VGT CRDi diesel engine. Moreover, it has all the essential safety and security features. 

Hyundai Santa Fe Insurance Price

Cheapest annual premium: ₱34,130

Hyundai car insurance price is for a GL 2.5L Gas A/T FWD SUV 7-Seater

The Hyundai Santa Fe in the Philippines fetches a price of ₱2.4 million. The Hyundai Santa Fe possesses the same elegance, capabilities, and performance as the Hyundai Tucson. It’s roomier and loaded with more features. Its 197-hp 2.5L engine and 8-speed automatic transmission also make for a powerful, comfortable, and fuel-efficient ride.  

Read more: List of Car Insurance Add-Ons: What Coverage Do You Need?

How to Save on Hyundai Car Insurance

Getting affordable Hyundai car insurance isn't just about choosing the lowest premium. It's about finding the right balance between price, protection, and long-term value.

Here are a few ways to reduce your insurance costs:

  • Compare quotes from several insurers before purchasing
  • Select a deductible that matches your financial situation
  • Review optional add-ons and keep only the coverage you'll actually use
  • Maintain a good driving record to improve your insurance profile
  • Reassess your coverage every year as your vehicle depreciates in value
  • Renew your policy before it expires to avoid gaps in protection

A few minutes spent comparing policies today could save you thousands of pesos if you ever need to file a claim.

Compare Hyundai Car Insurance Quotes Online

Finding the right policy doesn't have to mean contacting multiple insurance companies individually.

With Moneymax, you can compare Hyundai car insurance quotes in the Philippines from trusted insurers in one place. Review premiums, coverage, and benefits side by side so you can choose the protection that best fits your budget and driving needs.

Whether you're buying insurance for a brand-new Hyundai or renewing your existing policy, comparing your options helps you move forward with greater confidence.

Final Thoughts

From small compact cars to big, heavy-duty people-haulers, Hyundai has a lot to offer and certainly proves that it can compete with other leading car brands in the country. Despite its lack of visibility in the past few years, Hyundai is still one of the most well-loved car manufacturers because of its affordable and reliable cars.

If you want to find the cheapest or best deals on Hyundai car insurance, use the Moneymax comparison tool. 

Moneymax provides end-to-end car insurance services, which means you can also get your Hyundai insurance policy, know your Hyundai Philippines warranty coverage, or make a Hyundai car insurance claim in just a few clicks. Visit Moneymax today for more information. 

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