If you're a frequent flyer or a business traveler, you understand the value of travel perks—from lounge access and air miles to travel insurance and concierge services. Fortunately, RCBC offers a wide range of credit cards tailored for jetsetters like you.
In this guide, we’ll explore 11 RCBC credit cards designed with travelers in mind, helping you compare the best options based on rewards, features, and overall value.
👉 Compare RCBC credit cards on Moneymax
RCBC credit cards stand out with a strong mix of airline rewards, global acceptance, and practical travel benefits. Whether you're booking flights, shopping overseas, or accessing exclusive lounges, these cards make travel more rewarding—and convenient.
Air Miles – Convert your RCBC Rewards Points to Mabuhay Miles, KrisFlyer, Asia Miles, and more
Lounge Access – Enjoy airport lounge privileges at selected international and local terminals
Travel Insurance – Get coverage for accidents, delays, and lost baggage
0% Installment Options – Split your flight tickets and big travel expenses with ease
Related: How to Apply for a Credit Card Online
Here’s a breakdown of RCBC’s top travel credit cards and what makes each one stand out:
Annual Fee: ₱6,000
Best For: High-spending business travelers
Top Perks: Unlimited airport lounge access, 24/7 concierge service, comprehensive travel insurance, and fast air miles conversion
Annual Fee: ₱3,600
Best For: Frequent international travelers
Top Perks: Lounge access, travel accident insurance, flexible installment plans, and dining/travel rewards
Annual Fee: ₱3,000
Best For: Premium leisure travelers
Top Perks: Higher points-to-miles conversion rate, travel insurance, and more cashback rewards
Annual Fee: ₱1,500 (Free 1st year)
Best For: Everyday spending with occasional travel
Top Perks: Choose your rewards category (e.g., travel or dining), enjoy 0% installment for big travel bookings
Annual Fee: ₱1,500 (Free 1st year)
Best For: Beginner travelers or first-time cardholders
Top Perks: Basic rewards, easy miles conversion, international acceptance
Annual Fee: ₱3,600
Best For: Asia-based travelers
Top Perks: Exclusive access to JCB lounges in Tokyo, Singapore, Hong Kong, and other key cities
Annual Fee: ₱960
Best For: Domestic travelers and shoppers
Top Perks: Bonus rewards on local travel sites and partner merchants, good everyday value
Annual Fee: ₱1,500 (Free 1st year)
Best For: Online shoppers and fashion-focused travelers
Top Perks: 6% cashback on Zalora (ideal for buying travel essentials), international security features
Annual Fee: Varies
Best For: Budget travelers who frequently fly AirAsia
Top Perks: Bonus AirAsia points, discounts on flights, priority boarding
Annual Fee: ₱1,200
Best For: Casual travelers
Top Perks: Travel rewards, global acceptance, and entry-level credit building
Annual Fee: ₱1,500
Best For: Seasonal flyers
Top Perks: Reliable travel rewards, installment plans, and moderate perks without the premium fee
Did you know many RCBC travel cards offer free travel insurance when you book your flight using the card?
Coverage usually includes:
Travel accident insurance (up to ₱1 million)
Lost or delayed luggage protection
Flight delay and cancellation coverage
Always check your specific card’s terms and submit any necessary documents when filing claims.
All RCBC travel cards earn RCBC Rewards Points which you can convert into airline miles. Here’s an example conversion:
32 RCBC Rewards Points = 1 Mabuhay Mile / KrisFlyer / Asia Mile (conversion rates may vary)
You can easily convert via the RCBC Digital App.
Tip: Use your card for hotel bookings, flight tickets, and travel insurance premiums to maximize points. Always pair it with your preferred frequent flyer program.
Learn more about RCBC Rewards here
Here’s a quick guide depending on your lifestyle:
| User Type | Recommended RCBC Card |
|---|---|
| Business travelers | RCBC Visa Infinite, World Mastercard |
| Premium leisure flyers | RCBC Black Platinum Mastercard |
| Casual flyers or shoppers | Flex Visa, Zalora Card, Classic MC |
| Travelers around Asia | JCB Platinum |
| Budget-conscious travelers | RCBC Gold Mastercard or Landmark MC |
Always compare based on income requirement, annual fee, and travel benefits.
Compare RCBC credit cards now on Moneymax.
To apply for an RCBC travel credit card, prepare:
✅ Valid government ID (e.g., Passport or Driver’s License)
✅ Proof of income (Payslip, ITR, COE)
✅ Monthly salary requirement: ₱15,000 – ₱50,000 (varies by card)
✅ Clean credit record
Related: How to Get Approved for Your First Credit Card
Whether you're jetting off for business or leisure, RCBC travel credit cards offer perks that help you save and travel in style. From air miles and lounge access to travel insurance, there's a card to suit every kind of Filipino traveler.
✅ Use your card responsibly:
Always pay in full to avoid interest
Monitor your points and promos
Maximize miles conversions and partner offers
Ready to take off? 👉 Compare RCBC travel credit cards and apply online