citi prestige

Citi Prestige Card

Minimum Annual Income

P1,000,000

(P83,333 Monthly)

Interest Rate

2%

Annual Fee

P12,000

Special Promotions

Choose a gift: ₱5,000 GCash or Marshall Willen

Apply for a Citi credit card and spend at least ₱10,000 (single or accumulated spend) within 60 days of approval to get your free gift: a Marshall Willen worth ₱6,290 or GCash credits worth ₱5,000.

Promo runs from August 18 to 24, 2022. Per DTI Fair Trade No. FTEB-149435. Series of 2022. See full terms here. Want to learn more about your reward's delivery time and more? Check out our FAQs.

This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.




Product Summary

citi prestige

Citi Prestige Card

Unravel a world of unparalleled experiences with the Citi Prestige Card. Experience elite servicing and exclusive rewards with every swipe. Plus, get premium travel perks and access to a dedicated Citibank customer hotline when you own this credit card.

  • Get free ₱18,000 eGift when you spend at least ₱40,000
  • 5x reward points on shopping, dining, and overseas spend
  • Unlimited access for you and four guests to over 800 VIP airport lounges worldwide
  • Access to a dedicated hotline and Global Concierge Service
  • Complimentary unlimited 4th night free stays at any hotel via concierge
  • Ideal for: cardholders looking for more VIP perks
  • This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.
Existing Credit Card Not Required
Landline number Required
Age 21 to 70 years old
Minimum Annual Income P1,000,000
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Annual Fee P12,000 / year
Annual Fee Waiver No
Monthly Effective Interest Rate 2%
Cash Advance Monthly Effective Interest Rate 2.04%
Minimum Amount Due P500 / %
Cash Advance Fee P200 / %

Is this the right product for you?

Checkout the other credit card listings

Why Choose Citi Prestige Card?

Whether you’re a business or leisure traveler, the Citi Prestige Card is your passport to the world and in unlocking exclusive rewards. Find out why in this short review.

Earn 5x reward points on select purchases

With your Citi Prestige Card, you earn 1 reward point for every ₱30 spend. Spend more on dining, online shopping, and foreign currency spend here and abroad to earn 5x more points! With a credit card this loaded, you shouldn’t expect anything less.

Redeem exciting Thank You Rewards

Using all the points you earned with your Citi Prestige Card, redeem exciting rewards from Citi’s Thank You Rewards catalog. Redeem air miles, cash credits, exclusive merchandise, and even gadgets in just a few taps via the Citi Mobile app.

Get access to premium travel perks

Your Citi Prestige Card also gives you access to premium travel perks the next tiem you fly with any airline. Aside from redeeming air miles, you also get the following perks:

  • Complimentary Priority Pass Membership for primary cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide
  • Complimentary Airport Meet and Assist services and one-way luxury airport transfers for primary cardmembers at select airports, twice per calendar year
  • Complimentary 4th night free at any hotel booked through the Citi Prestige Concierge, twice per calendar year

Enjoy access to 24/7 concierge service

Speaking of travel perks, your Citi Prestige Card also gives you access to Citi’s Global Concierge Service, a 24/7 concierge service capable of assisting you wherever you are in the world. Just call the dedicated hotline to unlock different services.

Is Citi Prestige Card the Right Card for You?

The Citi Prestige is a high-end travel credit card for people looking for exclusive travel perks and benefits. If you’re looking for credit card alternatives, explore these alternatives:

  • Citi PremierMiles Card. Looking for a travel credit card with a lower income requirement? Then check out this credit card. Earn 1 PremierMile for every ₱30 spend and get 1 air mile for every 1.6 PremierMile. Plus, get access to select VIP airport lounges worldwide.
  • HSBC Platinum Visa Rebate Card. This credit card comes with free travel insurance with travel inconvenience coverage. It also earns you 5% cash back on travel and shopping spend.
  • AirAsia Credit Card. Get this credit card to receive 8,000 BIG points right off the bat when you spend ₱20,000 within 60 days of issuance. After that, earn 1 BIG point for every ₱25 spend.

Citibank, N.A., Philippine Branch, has transferred ownership of its consumer banking business to Union Bank of the Philippines with effect from August 1, 2022. The trademarks “Citi”, “Citibank”, “Citigroup”, the Arc design, and all similar trademarks and derivations thereof are used temporarily under license by Union Bank of the Philippines from Citigroup Inc. and related group entities. These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

FAQ

Your Citi Prestige Card comes with a free welcome gift from Moneymax! Just apply on the Moneymax website and choose your gift from there. Once your credit card application is approved, just wait for your gift to arrive within weeks. Learn more about our promo in our Rewards FAQs.

There is a minimum spend requirement of ₱10,000 within 60 days from the card approval date to get your welcome gift from us. Once you meet the minimum spend requirement, you can expect your gift to arrive within weeks.


Once you've received your Citi Prestige Card, spend at least ₱40,000 (single or accumulated spend) within 60 days to claim your free ₱18,000 eGift from Citibank. This promo only runs until November 30, 2022. Learn more about this promo here.

You will receive an SMS containing the redemption link once you meet the minimum spend. To redeem your free eGift, follow these steps:

  1. Click the link on your SMS confirmation.
  2. Enter your email address and mobile number.
  3. Choose your preferred Giftaway merchant.
  4. Once redeemed, you will receive an eGift code from Giftaway.
  5. Use the eGift code you redeemed at partner Giftaway stores.

You earn 1 reward point for every ₱30 spend. Earn 5x reward points when you use your Citi Prestige Card on dining, shopping, and overseas spend.


Yes, you can use your points to redeem cash credit and pay for your purchases or minimum amount due. You will need 25 points to get ₱1.


Your credit card comes with a lot of premium perks that will surely upgrade your experience. Aside from the accelerated rewards, here are just some of them:

  • 4th night free at any hotel booked via concierge (capped at twice per year)
  • Priority Pass Membership with access to over 1,000 VIP airport lounges worldwide
  • Airport Meet and Assist services and one-way luxury airport transfers at select airports (capped at twice per year)

The Citi Prestige Concierge hotline is open 24/7 with in-country experts ready to assist you.

The annual fee costs ₱12,000, is non-waivable, and is billed on the first statement.


You can keep track of your premium perks using the Citi Mobile app. You can also log on to the Citibank Thank You page to redeem exclusive perks and promos.

You would need to wait 10 banking days for Citi representatives to verify your application. Card delivery takes 5 to 7 banking days for Metro Manila and 7 to 10 banking days outside Metro Manila.


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